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Shelley.Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Shelley.Mortgage, Mortgage brokers, #222/20316/56th Avenue, Langley, BC.

As a licensed mortgage broker, my passion is to help clients navigate home financing with clarity and confidence, making the mortgage process straightforward, informed, and as stress-free as possible from start to finish.

World Mental Health Day 💚We see you. We hear you. You matter.To those who are struggling silently, carrying burdens othe...
10/10/2026

World Mental Health Day 💚

We see you. We hear you. You matter.

To those who are struggling silently, carrying burdens others cannot see, or simply doing their best to get through each day — you are not alone.

A little kindness, compassion, and understanding can make a world of difference.

Today and every day, let’s remember that mental health matters, everyone’s journey is different, and it’s okay to ask for support.

Be kind. Check in. Listen without judgment. 💚

Happy Thanksgiving!Whether you’re gathering with family and friends, escaping for the weekend, or enjoying a little down...
10/10/2026

Happy Thanksgiving!

Whether you’re gathering with family and friends, escaping for the weekend, or enjoying a little downtime close to home, I hope you get the chance to slow down and enjoy it.

Wherever the weekend takes you, may it include great company, good food and a few moments worth savouring.

Enjoy the long weekend!

You have found a mortgage rate, calculated the payment and it looks comfortably within your budget. So why might your mo...
10/09/2026

You have found a mortgage rate, calculated the payment and it looks comfortably within your budget. So why might your mortgage qualification tell a different story?

One reason is the mortgage stress test.

When qualifying for a mortgage, lenders may be required to assess your ability to manage payments using a higher qualifying rate than the rate you’ll actually receive. That additional buffer can affect how much you’re able to borrow — even though your actual mortgage payments will be based on your contracted rate.

It’s one of the reasons mortgage qualification involves more than simply looking at today’s rates and calculating a payment.

Knowing what you can comfortably afford is important. Knowing what you can qualify for is equally important — and the two aren’t always the same.

Planning to buy, refinance or make a move? Understanding the numbers early can help you plan with confidence.

We have likely all felt the impact of cancer in some way — through our own experience, a family member, a friend, a coll...
10/01/2026

We have likely all felt the impact of cancer in some way — through our own experience, a family member, a friend, a colleague, or someone we care about.

October is Breast Cancer Awareness Month, an important reminder of the value of raising awareness, supporting those affected, and continuing to educate ourselves and one another.

Early detection saves lives. Regular screening and knowing what is normal for your body are key to giving yourself the best possible opportunity for a positive outcome.

This month, we recognize those who have been diagnosed, those currently undergoing treatment, survivors, families and caregivers, and the many people working toward better prevention, detection, and treatment options.

Awareness matters. Education matters. Screening matters. And support matters.

September 30 marks the National Day for Truth and Reconciliation and Orange Shirt Day. Today is a day for reflection, le...
09/30/2026

September 30 marks the National Day for Truth and Reconciliation and Orange Shirt Day.

Today is a day for reflection, learning and remembrance as we recognize the history and lasting impacts of residential schools on Indigenous Peoples, families, and communities across Canada.

Every Child Matters

This is one of those mortgage terms many homeowners don't hear about until it suddenly matters. Some mortgages are regis...
09/25/2026

This is one of those mortgage terms many homeowners don't hear about until it suddenly matters.

Some mortgages are registered using a collateral charge. It can offer advantages, including flexibility for future borrowing with the same lender, subject to qualification.

But it can also affect the process and potential costs of moving your mortgage elsewhere in the future.

It's a good reminder that the lowest rate isn't the only thing worth comparing when choosing a mortgage.

The structure, terms and features matter too.

When was the last time you checked your mortgage's prepayment privileges? Depending on your lender and mortgage product,...
09/18/2026

When was the last time you checked your mortgage's prepayment privileges?

Depending on your lender and mortgage product, you may be able to increase your regular payments or make lump-sum payments directly toward your principal without a prepayment charge, provided you stay within the permitted limits.

Those extra dollars toward principal can mean a smaller balance and less interest over the life of your mortgage.

The rate matters — but so do the features that come with it.

Your furniture isn't the only thing you may be able to take to your next home. Some mortgages are portable, meaning you ...
09/11/2026

Your furniture isn't the only thing you may be able to take to your next home.

Some mortgages are portable, meaning you may be able to transfer your existing mortgage to a new property, subject to your lender's terms and approval.

That can be particularly interesting when your current mortgage has a rate you don't necessarily want to give up.

Thinking about moving? Before assuming you need a completely new mortgage, let's look at the one you already have and discuss your options.

Twenty-five years later, we pause to honour the lives forever impacted by September 11, 2001, and the extraordinary cour...
09/11/2026

Twenty-five years later, we pause to honour the lives forever impacted by September 11, 2001, and the extraordinary courage and humanity shown in the face of unimaginable loss.

A little extra time to slow down, soak up the last stretch of summer, and enjoy the people who make life good. Here’s to...
09/07/2026

A little extra time to slow down, soak up the last stretch of summer, and enjoy the people who make life good.

Here’s to a fresh season ahead filled with new opportunities, exciting plans, and plenty to look forward to…

Happy Labour Day!

Address

#222/20316/56th Avenue
Langley, BC
V3A3N4

Telephone

+16045301770

Website

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