Zachary Bay & Jacqueline Bay Mortgage Brokers

Zachary Bay & Jacqueline Bay Mortgage Brokers Mortgages, Leasing, Visa, Debt Consolidation, Reverse Mortgage? Call us! Why pay the lender more than you have to? Renting? Why rent if you don't have to?

My goal is to help others structure their finances so they can build equity while paying down debt. Free consultation can lead to a new perspective and put you on a path that gives you peace of mind. Don't wait until your term is up, whether you have 3 months or 3 years left in your mortgage why not get a free review of your mortgage to see if there are ways to re-structure your mortgage to your a

dvantage. If you have the best mortgage out there I will tell you so and you can have peace of mind you are sitting on the best mortgage for you. Plus I will put you on my watch list, so if the market changes you have someone looking out for your best interest. There is more to a mortgage than just getting one. Structuring a mortgage around a financial plan is an important part of your mortgage. Whether you need re financing or a you are a first time home buyer I can help structure a mortgage that best suits your needs. I work for you not the lender and will put the best package together that makes financial sense. Many do not think they can buy and continue to pay others to build equity in the house they are renting. Don't think you qualify to buy, let me review your situation and you may be surprised. If you are not in a position to buy we can put a plan together to help you get there. Are you paying too much on your credit cards, I can help you restructure your debt, or get you into a lower interest rate credit card. Are you in business? Do you need to Lease equipment or do you need cash and want to do a lease back? I can help. Every Canadian over 19 (in BC) should have a TFSA, do you have one?

Save the date for encouragement in your real estate future. There IS hope to buy a home and we are going to show you tha...
02/21/2024

Save the date for encouragement in your real estate future. There IS hope to buy a home and we are going to show you that on MARCH 12th at TWU - click the link below to sign up for free tickets.

https://hopeforhomeownership.splashthat.com/

https://www.youtube.com/watch?v=a28cKQ_BW68

You really can buy real estate in the Lower Mainland! Find out how are our upcoming seminar.When: Tuesday March 12th / 7-8:30pmWhere: Trinity Western Univers...

Enjoy your home without financial worry - call us today
09/20/2023

Enjoy your home without financial worry - call us today

09/19/2023
Give us a call if you would like to learn more about this option of reverse mortgaging. As always, our advice and the co...
09/13/2023

Give us a call if you would like to learn more about this option of reverse mortgaging. As always, our advice and the coffee is on the house. From our home to yours.

This area is functional yet playful with whimsical play mats, easy-to-use storage and imaginative decor. Plus, having al...
09/07/2023

This area is functional yet playful with whimsical play mats, easy-to-use storage and imaginative decor. Plus, having all their toys and games in one spot benefits both parent and child!

If you are over 55, you can use up to 55% of that invested equity in  your home with a reverse mortgage. Curious? Give u...
09/06/2023

If you are over 55, you can use up to 55% of that invested equity in your home with a reverse mortgage. Curious? Give us a call to find out more and see if this is a way forward for you.

Australian Culture Festival:
09/01/2023

Australian Culture Festival:

Join us for Vancouver's first festival celebrating Australian culture! Food, beverages, activities, and entertainment will adorn this day.

Is your backyard your home away from home? Add a water feature for that spa feel, some fairy lights for a touch of magic...
09/01/2023

Is your backyard your home away from home? Add a water feature for that spa feel, some fairy lights for a touch of magic and try laying a path to tie it all together. With a bit of work, your backyard can truly feel like an oasis – no matter where you live!

Call us! We would be glad to help!
08/31/2023

Call us! We would be glad to help!

A home is an investment and a reverse mortgage can help YOU enjoy your home and those retirement years without added str...
08/30/2023

A home is an investment and a reverse mortgage can help YOU enjoy your home and those retirement years without added stress or worry - contact us for a free consultation.

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Langley, BC
V1M3A5

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