Matt Coltura - Mortgage Broker

12/06/2022

Want to buy a home in 2023? Avoid these common mistakes!

When buying real estate, preparation will always ensure that you have a stress free and smooth experience. If you are looking to purchase real estate in 2023 make sure you avoid these 3 common mistakes! Buying a car with a high monthly payment. Seems like a no brainer right? But many people are shoc...

11/07/2022

This month's blog post is live 🗣

With the way interest rates have climbed this year many people are worried about how the increases will affect their financial situation going forward. The truth is that the only way you lose your home is if you stop paying your mortgage. The bank doesn’t care if you’re upside down as long as th...

10/03/2022

It's not all doom and gloom! Check out my latest blog posts for some opportunities that present themselves during a recession!

The best thing about investing in a recession is that quality assets go ‘on sale’ The problem is : most people don’t want to buy at a discount because they think it’ll become even cheaper or they get scared. People tend to think that every recession will cause a dramatic crash in all assets,...

09/01/2022

How do you know if you are ready to buy a home? Check out my latest blog post to see if you check the boxes ✅

How do you know if it is the time to buy a home? Firstly, it is nearly impossible to time the real estate market. There will always be some component that will make you feel like now isn’t the time to buy. Instead, ask yourself the following three questions… 1. Will I be in the home for 3 years ...

08/03/2022

Is the real state market slowing down? Get the answer and uncover the opportunities in today's market in my latest post!

In short, yes it is. BUT there is also a massive opportunity right now! Smart investors and buyers are using the current slowdown to get a better deal on a property. The higher interest rates and recession fears are causing demand to cool off. But, this creates an opportunity to pay less for a prope...

07/05/2022

How do the majority of people end up in their dream home? Check out my latest blog post to find out 👀 💸

I am EXCITED to help you buy your dream home! But, real estate is like a ladder, you can’t get to the top unless you start to climb! Let me show you what I mean by sharing how one of my clients did it: They purchased a starter home outside of the area they wanted to live because that was all they ...

06/02/2022

Check out my latest blog post 💸

https://www.mc-mortgages.ca/post/should-you-buy-a-home-now-or-wait

05/02/2022

Plan on buying in 2022? Avoid these mistakes to come out ahead!

There are a lot of mistakes that can be made when you are purchasing a home, whether it be your first or your tenth. You only know what you know. Avoid these 3 things: 1. Take Emotion Out of the Equation - Emotions can lead to poor decision making. Take emotion out of the buying process and remain l...

04/04/2022

Check out my latest blog post for The 3 Biggest Home Buying Myths!

Everyone knows how difficult it is to buy a home these days, but a lot of the reasons given are not actually true! Don't count yourself out before you have all the information. Here are the 3 biggest home buying myths: YOU NEED PERFECT CREDIT - There are many different lender programs that are desig...

03/01/2022

👀Fixed Rates: Should You Lock In?!👀

With the BOC announcement set for tomorrow many people are talking about locking in to a fixed rate. Check out my latest blog post to see why this may not be the best idea!

Have questions about your unique situation? Send me DM and let's chat!

With many economists calling for rate hikes, especially after the Bank of Canada opted not to raise its key interest rate marker in January, the hot topic is whether or not Canadians should be locking into a fixed rate mortgage. This topic is getting even hotter as we move closer to the next BOC ann...

02/07/2022

👀 Buying a Pre-Sale? 👀

Check out my latest blog post to see how we can set you up for success in this HOT market 🔥

With the housing supply at an all time low and home prices skyrocketing, many people are thinking of getting into the market by purchasing a pre-construction condo or townhome. This can be a great fit for many and is the way I was able to get into the market at this time last year. The most common q...