Margarette Perreault Mortgage Planner

02/07/2026

I’m incredibly honoured to be part of the most amazing team, and to share that together we received the Ambassador Award for 2025. As a team, we funded over $2.5 billion this past fiscal year — an achievement that reflects the strength, dedication, and heart behind every single file.

I truly believe I’m part of the best team ever — and the fastest growing national team — built on leadership, support, and a shared commitment to always doing what’s right for our clients.

None of this would be possible without our incredible partners, clients, and friends who trust us, refer us, and allow us to be part of such important moments in their lives. I’m so grateful for each and every one of you.

This isn’t just what we do — it’s what we care deeply about.

clientfirst mortgagecommunity ambassadoraward mortgages yeg yyc

02/06/2026

✨ Looking back on 2025 ✨

I’m incredibly honored to be recognized in the Top 10% of Mortgage Agents within Mortgage Architects for 2025, and to have funded over $15 million in mortgages this past year.

This recognition has only been possible because of the trust and support of so many amazing people.

Thank you to my amazing clients who trust me with one of the most important financial decisions of their lives, and to my amazing referral partners who continue to believe in me and share my name. Every conversation, every referral, and every opportunity to help means more than you know.

This is not just my job — it’s my passion to help educate each of my clients so they can make well-informed decisions, not just today, but for their future.

Mortgage brokering allows me to truly advocate for what’s best for each person and family I work with, and I’m so grateful to be part of your journey.

A huge thank you to Mortgage Architects and Team Borle for your continued support and guidance.

From the bottom of my heart — thank you 💙

02/05/2026

📬 Annual mortgage statements are arriving — keep an eye out!

Most lenders send your annual mortgage statement this month, and it’s the perfect time to take a closer look at where you stand.

Your statement shows:
✔️ Your current mortgage balance
✔️ How much you paid toward principal vs interest
✔️ Your interest rate
✔️ Your progress toward being mortgage-free

But more importantly… it’s a great time to ask:
Is my mortgage still the best fit for my life today?

Life changes. Income changes. Goals change. Your mortgage should work for you, not against you.

An annual review can help you:
• Pay off your mortgage faster
• Reduce monthly payments if needed
• Consolidate other debt
• Make sure you’re in the best product for your situation

If your situation has changed — or you simply want peace of mind — let’s review it together. I’m always happy to help. 😊

Margarette Perreault
Mortgage Broker
📞 403-506-6988
📩 [email protected]

02/05/2026

😳 When you find out what closing costs actually are…
surprise! They’re more than just the down payment 💸

Pro tip 👉 not all law firms are created equal ⚖️
Fees can vary a lot, so getting quotes ahead of time can save you some serious sticker shock.

No surprises = happy closing day 🎉🔑

Margarette Perreault
Mortgage Planner | Mortgage Architects
📱 403-506-6988
📧 [email protected]

😅🏡

02/03/2026

💰 RRSP = Tax Savings + Homeownership Power! 🏡

It’s tax time! 📄 And if you’re contributing to your RRSP, you could be doing double duty:

✔️ Lower your taxable income
✔️ Get a refund 💸
✔️ Use up to $35,000 toward your down payment through the Home Buyers’ Plan 🏠

⏰ Deadline to contribute for the 2025 tax year: March 2

That means… this could be your chance to:
✨ Boost your refund
✨ Grow your savings
✨ Get closer to owning your home

Not sure if this strategy works for you? Let’s look at your numbers and build a plan. 🤝

📞 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

— Margarette Perreault
Alberta & BC Licensed Mortgage Broker

🏡💙

02/02/2026

⏰ Renewing your mortgage in June (or sooner)?✋ Don’t just sign on the dotted line!

Your bank’s offer may not be the best option for your current goals or financial situation. 💡

📊 Rates change
🏡 Life changes
💰 Your strategy should too

Let’s review your renewal together and make sure you’re set up for success — now and in the future. 🤝

📞 Call or text me anytime: 403-506-6988
📧 [email protected]
🌐 www.myalbertamortgagepro.com

— Margarette Perreault
Mortgage Planner | Mortgage Architects

🏡💙

01/30/2026

✨ Another week, another awesome review! ✨

This week I had the privilege of hosting a New Homebuyer Info Session for young adults who are looking for real, honest guidance on how to navigate the home-buying process 🏡

One of the attendees left this review, and it truly made my day 💬💙

Helping people understand their options, build confidence, and feel empowered to take their next step is exactly why I do what I do 🙌

If you’re thinking about buying, renewing, investing, or just have questions — no pressure, no judgment — I’m always happy to help and walk you through it.

📞 403-506-6988
📧 [email protected]

🏡💙

01/28/2026

😆 When my client actually listens to my advice…and their mortgage gets approved 🎉🏡

✨ Trust the process
✨ Ask the questions
✨ Get the keys

It’s almost like I do this for a living 😉

Margarette Perreault
Mortgage Planner | Mortgage Architects
📱 403-506-6988
📧 [email protected]

🎉🔑

01/28/2026

📣 Bank of Canada Update
No change to the policy rate = NO change to Prime (4.45%)
✔️ Variable & adjustable mortgages
✔️ HELOCs
✔️ Existing fixed-rate mortgages
If you’re: • Managing higher-interest debt
• Heading toward renewal
• Sitting on savings and unsure how to use them
• Planning a move, reno, or refinance
Let’s do a quick mortgage check-up 🏡💡
Clear, unbiased advice so you can make confident decisions.

📞 Margarette Perreault
Mortgage Planner | Mortgage Architects
403-506-6988
📧 [email protected]

01/28/2026

📢 Interest Rate Announcement Tomorrow! 📉📊
The Bank of Canada is announcing its interest rate decision tomorrow (Jan 28).
What do you think will happen? 🤔
⬇️ Rate cut
➡️ Stay the same
Drop your guess in the comments 👇
This one matters for homeowners, buyers, and anyone renewing this year!

🏡💬📉

01/26/2026

🏘️ Want to grow your wealth faster? Start with real estate.

Investment properties are one of the most powerful ways to build a long-term portfolio. Why?

💰 Rental income helps cover (or pay down) your mortgage
📈 Market appreciation grows your equity over time
🔁 Equity can be reused to buy the next property
⏳ Time + leverage = serious wealth

Instead of saving forever for the next down payment, smart investors let their current properties help fund the next one. That’s how portfolios grow faster — even with average incomes.

Whether you’re buying your first rental or scaling up to multiple properties, having the right mortgage strategy makes all the difference 👌

📲 Message me anytime to see what’s possible for you.

Margarette Perreault
Mortgage Planner | Mortgage Architects
📞 403-506-6988
📧 [email protected]

01/23/2026

If anyone is in Lacombe area and wants to support a great cause, pop in for a Yummy treat!

We're honoured to bring 𝐓𝐘'𝐒 𝐂𝐇𝐂𝐎𝐋𝐀𝐓𝐄 𝐌𝐈𝐋𝐊 𝐒𝐓𝐀𝐂𝐊 back in support of Child Life at the ‼️💙

ALL proceeds raised will go directly to help kiddos in tough situations like Ty.

🍦January 23rd until February 6th and only at 📍𝐂𝐢𝐥𝐚𝐧𝐭𝐫𝐨 𝐚𝐧𝐝 𝐂𝐡𝐢𝐯𝐞 - 𝐋𝐚𝐜𝐨𝐦𝐛𝐞‼️