Plan for Wealth Ltd.

06/12/2026

In recognition of Mental health awareness, this is a local practitioner and friend of Plan For Wealth.

06/09/2026

Today, and every day, we celebrate love, diversity, and the freedom to be your authentic self.
Let’s keep building a world where everyone feels safe, valued, and free to love who they love.

We dont have time for hate.

06/08/2026

06/05/2026

🛑 STOP before you click "Accept" on that pre-approved credit limit increase! 🛑
We’ve all seen the notification pop up on our banking apps: "Good news! You're pre-approved for a credit limit increase." It feels like a compliment, right?

Before you accept it, here is why you might want to say "no thanks." 👇

The Temptation Trap: A higher limit doesn't mean more money in your bank account; it just means more potential debt. If you struggle with impulse spending, it’s a trap waiting to happen.

The Debt-to-Income Reality Check: If you’re planning to apply for a major loan soon (like a mortgage or a car loan), lenders look at your total available credit. Having a massive credit limit—even if your balance is zero—can sometimes make lenders nervous about how much debt you could instantly run up. It can also Decrease what you can qualify for in the future.

The "False Security" Effect: It’s easy to lose track of budget boundaries when your safety net feels miles wide. Keeping your limit locked at what you actually need forces disciplined spending.

The Golden Rule: If you didn't need the extra room yesterday, you don't need it today just because the bank offered it.

Keep your financial boundaries strong.

06/02/2026

Hey fellas, let’s talk. 🗣️

June is Men’s Mental Health Month, and it’s a vital reminder that it is entirely okay to not be okay. We check the oil in our trucks, track our business goals, and manage our finances—but how often are we checking in on our own internal dashboard?
Mental health is health. Let's drop the "I'm fine" routine and start having real conversations.

Take a moment today to check in on a friend, a brother, a dad, or a colleague. And if you're the one carrying a heavy load right now, remember that reaching out for professional support is a game-changer.
You’ve got this, but you don’t have to do it alone. 👊

06/01/2026

🏆 THE CUP IS COMING HOME TO KITCHENER! 🏆
Huge congratulations to our Kitchener Rangers on capturing the Memorial Cup! 🔴🔵⚪

WE MEANT IT WHEN WE SAID THIS TEAM IS BATTLE BUILT.

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05/27/2026

🚨 Important Update for Canadian Investors: The Ontario Superior Court of Justice has officially approved an $11-million class-action settlement involving CIBC and Renaissance mutual funds. The lawsuit alleged that improper trailing commissions were paid out of fund management fees.

Here is what you need to know to see who is elegible:
🔹 Who is covered? Anyone who held units of a CIBC Mutual Fund or Renaissance Mutual Fund on or before September 5, 2025.
🔹 The Advisor Clause: This specific $11M settlement is for those who held these funds outside of a discount brokerage (e.g., managed through a financial advisor or planner).

🔹 How is it paid?
Current holders (CIBC or Renaissance): You don't need to do anything. Compensation will be deposited automatically back into the funds.
Former Renaissance holders: Compensation is also automatic.
Former CIBC holders: If you no longer own the funds, you must submit a claim form to get your payout.
⏳ Deadline to file a claim: November 18, 2026.
Link to submit a claim: https://www.cibcmutualfundssettlement.com/

05/02/2026

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