Alison Strickland - Mortgage Agent

Alison Strickland - Mortgage Agent Alison Strickland, Mortgage Agent Level 2. Canada’s Mortgage Choice, an independently owned and operated franchise of Mortgage Alliance. LIC # 11420

Your home equity isn’t just “locked away.”Refinancing can allow you to access it — whether you’re renovating, investing,...
03/20/2026

Your home equity isn’t just “locked away.”

Refinancing can allow you to access it — whether you’re renovating, investing, helping family, or navigating a major life change.

The key is making sure the numbers — and the timing — make sense.

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Buying a home isn’t about hitting one perfect number.What lenders actually look for is:�• a down payment�• stable, prova...
03/19/2026

Buying a home isn’t about hitting one perfect number.

What lenders actually look for is:�
• a down payment
�• stable, provable income
�• reasonable credit
�• and a budget that makes sense long-term

There’s flexibility within those pieces — and that’s where strategy matters.

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Your mortgage shouldn’t be a “set it and forget it” decision.If your life, income, or goals have changed, it might be ti...
03/18/2026

Your mortgage shouldn’t be a “set it and forget it” decision.

If your life, income, or goals have changed, it might be time to review whether your mortgage still fits — even if your term isn’t ending yet.

A review doesn’t mean you have to make a change.�It just means making sure your strategy still makes sense.

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The lowest rate looks good on paper — but it doesn’t always tell the full story.Things like flexibility, penalties, prep...
03/17/2026

The lowest rate looks good on paper — but it doesn’t always tell the full story.

Things like flexibility, penalties, prepayment options, and how the mortgage fits your future plans all matter just as much.

The best mortgage is the one that works for your life — not just the headline rate.







This is usually the next question — and it’s a fair one 💭In most cases, mortgage agents are paid by the lender when a mo...
03/16/2026

This is usually the next question — and it’s a fair one 💭

In most cases, mortgage agents are paid by the lender when a mortgage funds — not by the client.
That means you get guidance, comparisons, and clarity without paying out of pocket 📄

Understanding how it works helps you feel confident asking questions — and using the support available to you 🏡







When you meet with a bank, the advice is tied to that institution 🏦When you work with a mortgage broker, the focus is on...
03/13/2026

When you meet with a bank, the advice is tied to that institution 🏦

When you work with a mortgage broker, the focus is on finding a mortgage that fits you — across lenders 🔍

Both play a role.
Understanding who the advice is tied to helps you choose what works best 🏡







Putting 20% down doesn’t unlock a “better mortgage” — it changes how the mortgage is insured 🏡With 20% down:• Mortgage d...
03/12/2026

Putting 20% down doesn’t unlock a “better mortgage” — it changes how the mortgage is insured 🏡

With 20% down:
• Mortgage default insurance isn’t required
• You may have more lender flexibility
• Your monthly payment can be lower

But it doesn’t automatically mean a better rate or a better fit 🔍

What matters most is how the mortgage is structured for your goals.








Renewal coming up? 👀�Pause before you sign.You have options.�
03/11/2026

Renewal coming up? 👀�
Pause before you sign.

You have options.
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If your income has increased or your budget has more flexibility than it used to, refinancing could help you shorten you...
03/10/2026

If your income has increased or your budget has more flexibility than it used to, refinancing could help you shorten your amortization.

That can mean:�
• less interest paid over time�• faster equity growth
�• a clearer path to being mortgage
�• less interest paid over time�
• faster equity growth�
• a clearer path to being mortgage-free

It’s not for everyone — but when it fits, it’s powerful.

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You don’t need 20% down to buy a home in Canada.Many buyers can purchase with less, as low as 5% — depending on the pric...
03/09/2026

You don’t need 20% down to buy a home in Canada.

Many buyers can purchase with less, as low as 5% — depending on the price of the home, their income, and their overall financial picture.

What matters most isn’t hitting a round number.�It’s understanding your options and planning the right way.

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Renting isn’t a failure.And it isn’t a bad decision.For many people, it’s the right choice for flexibility, timing, or l...
03/06/2026

Renting isn’t a failure.
And it isn’t a bad decision.

For many people, it’s the right choice for flexibility, timing, or lifestyle.

But it’s also okay to understand the difference — renting covers housing, while a mortgage can help build equity over time.

Neither is “better.”
They just do different things.







Address

640 Riverbend Drive
Kitchener, ON
N2K3S2

Telephone

+15067211342

Website

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