Nadine Dutra, CFP Financial Advisor

Nadine Dutra, CFP Financial Advisor Financial Advisor with Desjardins Financial Security Independent Network and Desjardins Financial Security Investments Inc for mutual fund distribution.

I am licensed for life and health insurance and mutual funds in Ontario.

If you typically complete a top up RRSP contribution in February or March this message is for you.Here’s a few reasons i...
09/03/2026

If you typically complete a top up RRSP contribution in February or March this message is for you.

Here’s a few reasons it might feel better to do it now.
➕ You may be finished your CPP & EI contributions resulting in higher take home pay vs beginning of the year.
➕ You don’t need to add another bigger expense after the holidays or winter vacation
➕ Your money is invested longer - textbook case = better for you
➕ Removes the last minute panic = more peaceful life

Just something to think about 🤔

Ontario offer: DM me if your account is at the bank, happy to give you a complimentary review.

✔️ You’re participating in your group match program ✔️ You have RESPs set up at the bank ✔️ You have someone that does y...
07/29/2026

✔️ You’re participating in your group match program
✔️ You have RESPs set up at the bank
✔️ You have someone that does your taxes every year
✔️ Mortgage is going down

Looks great ✔️
Why doesn’t it feel….
Is this it? Am I doing all the things? I’m sure it’s fine, don’t have time anyways.

🛑 If this feels familiar - DM me 🙂
What’s missing is the PLAN that pulls it all together.
Cash flow /Estate/Retirement/Major Purchases
You don’t have to DIY this - no matter what the internet says… they tried to convince me to DIY my kitchen and NOPE 😂

🚩At age 40, there’s a 45% chance of experiencing a disability lasting more than 90 days before age 65. 🚩The average disa...
07/22/2026

🚩At age 40, there’s a 45% chance of experiencing a disability lasting more than 90 days before age 65.

🚩The average disability claim lasts 3.1 years.

🚩The reality is that when disability prevents you from working, your income often decreases just as your expenses begin to increase - most banks don’t extend new credit to a person on disability claim.

🚩High income earners may be surprised that their group coverage is capped resulting in a lower percentage covered than listed.

We would like to offer you a review your group disability coverage ✍️

Never hurts to understand what you have.

Special thanks to RBC Insurance for their knowledge support this morning ☕️

✏️ Education first What happens to your estate as of today?What do you want to happen?Do you have to tools to make it ha...
07/20/2026

✏️ Education first
What happens to your estate as of today?
What do you want to happen?
Do you have to tools to make it happen?

Have you been meaning to get life insurance or wondering if your policy still fits?
I have opened up spaces on my calendar for these discussions!
DM me to claim a space 🙂

It’s been a busy summer so far ☀️Definitely a year with many transitions for my clients, I always find it fascinating th...
07/14/2026

It’s been a busy summer so far ☀️

Definitely a year with many transitions for my clients, I always find it fascinating the way the themes come in almost chapters around here.

Love that I get to support so many of you ❤️

Most families have some coverage - but not always the right kind or enough of it. I’ll help you understand exactly what ...
07/06/2026

Most families have some coverage - but not always the right kind or enough of it. I’ll help you understand exactly what would happen in real life.

❓Mortgage balance(s)
❓Post secondary for kids
❓Income replacement for surviving spouse
❓Tax amounts triggered
❓Other debts

Let’s review your current protection and make sure your family is covered to your satisfaction.

You guys are the best at bringing smiles to my face 🙂Coming from a fellow entrepreneur, I don’t take that compliment lig...
06/30/2026

You guys are the best at bringing smiles to my face 🙂

Coming from a fellow entrepreneur, I don’t take that compliment lightly.

Happy to deliver on this short week 🇨🇦

When your finances are spread across multiple places, it’s not that you’re doing it wrong- it just hasn’t been brought t...
06/23/2026

When your finances are spread across multiple places, it’s not that you’re doing it wrong- it just hasn’t been brought together yet.

Diversification is good but when you’re struggling with the feeling of a lack of direction that’s not security no matter how much you have in assets.

Happy so many of you have chosen me to help you organize it all into one plan. ✅

Most families I meet are doing a lot of the right things – they just don’t know if it all works together. That’s where a...
06/15/2026

Most families I meet are doing a lot of the right things – they just don’t know if it all works together.
That’s where a clear plan makes all the difference.
❓Do you know what resources you have to make up your retirement income?
❓Do you know what tax consequences on death apply to your assets?
❓Do you understand why you have your kids on either an individual or family RESP plan? What’s the benefit?

If you’re struggling to answer these, don’t feel bad! Most families I meet can’t in the beginning 🙂
📧 Let’s map out your current plan together and see if everything is working in your favour.

THANK YOU ❤️It’s come to my attention that I placed in both categories again this year.Appreciate everyone that took tim...
06/09/2026

THANK YOU ❤️
It’s come to my attention that I placed in both categories again this year.

Appreciate everyone that took time to vote, our mission to grow and serve our community continues.

Your referrals mean everything 💐

Address

123 Pioneer Drive Unit 208
Kitchener, ON
N2P2A3

Telephone

+15197424691

Website

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