Oluwafemi Ajakaiye

Oluwafemi Ajakaiye I help Canadian immigrants build long-term wealth using TFSAs, and RRSPs. DM me with the word “INVEST” to get your free investment guide

09/02/2026

Reducing your expenses is one of the best skills you can learn as an immigrant living in canada.

For example, every other week, I review my bank statement carefully to check for overspending or any unusual charges.

A few days ago, I noticed a $200 subscription charge from my credit card. so It turned out to be my antivirus renewal, so I called the company and asked for a discount, so I was able to negotiate the subscription from $200 down to $60.I also do the same thing for my phone subscription whenever its time to renew.

i know i might be doing too; But I work so hard for my money, and I’m constantly looking for ways to bring my expenses down.

So I also suggest that you look for ways to lower your expenses by reviewing your bank statement every month, because you work too hard for your money to let these companies rip you off.

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08/31/2026

Let me explain the difference between a TFSA and an RRSP and which one may work better for you.

A TFSA helps your money grow tax-free, while an RRSP can help reduce your taxes today and grow your money tax-deferred.

The best option depends on your income, your goals, and when you’ll need the money because everyone’s financial situation is different.

If you want to understand which option may work best for you, comment “consultation” or book a time with me.

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08/29/2026

Do you know that every family needs an emergency fund?

An emergency fund is 3 to 6 months of your monthly expenses saved for unexpected situations.

The goal is simple: so you don’t have to borrow or beg for money when an emergency happens.

Start by saving in a separate account from your regular spending account, so you’re not tempted to touch it.

Do you have an emergency fund already? Let me know in the comments.

08/28/2026

Let me explain something most Canadians are not being told about retirement.

In 2026, the average Canadian will need about 1.7 million dollars to retire comfortably, according to BMO.

But here’s the problem… Statistics Canada shows that many Canadians between 55 and 64 have less than 100,000 saved.

If you’re in your 30s or 40s, this is your wake-up call. Time is still on your side, but you need to start now.

Because if your money is just sitting in a regular savings account, it is very unlikely to help you reach your retirement goal.

That’s why having a proper investment plan matters.

I also created a free investment guide that shows you how to use TFSAs and RRSPs to build wealth and aim for higher long-term returns so you can retire earlier.

If you want access, comment “consultation” or book a time with me.

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08/27/2026

I’ve stopped trying to convince people to get LIFE INSURANCE or start INVESTING.

Because I’ve learned something:

When someone is truly ready, they don’t need convincing. They need a plan.

I’ve spoken with people in their 50s and 60s who are now rushing to get life insurance and figure out retirement.

The challenge?

They may have fewer options, and coverage can cost significantly more.

Meanwhile, someone in their 30s or 40s may have more options simply because they’re younger and healthier.

That’s the advantage of PLANNING EARLY.

You don’t have to buy anything today.

But you should know where you stand.

Do you qualify?
How much coverage could you get?
What could it cost you monthly?

Comment “QUOTE” and I’ll help you find out.

This isn’t for everyone.

It’s for the people who are READY TO TAKE ACTION before life forces them to.

Are you one of them?

08/26/2026

One of the best financial skills you can build in Canada is learning how to reduce unnecessary expenses.

Review your bank and credit card statements regularly, question charges, negotiate renewals, and don’t be afraid to ask for a better deal.

You work hard for your money make sure more of it stays with you.

Follow for more practical financial tips for living in Canada

08/25/2026

You don’t need a bigger paycheck to start investing. you need a better structure for the money you already earn.

Automate your investments, manage your debt, and give every paycheck a purpose.

Want to learn how to start investing in Canada? Comment “INVESTMENT” and I’ll send you my beginner-friendly investment guide.

08/24/2026

As an immigrant in Canada, the goal isn’t to work hard for decades and still depend on your children to survive in retirement.

If you’re under 40 and you’re not consistently saving and investing, now is the time to start.

Your future lifestyle will depend heavily on the financial decisions you make today.

Start building your retirement plan now your future self will thank you.

08/23/2026

You pay for Netflix, Amazon Prime, and apps you barely use…

But no life insurance to protect the people you’re working so hard for?

If your income suddenly stopped, who would cover the mortgage, rent, groceries, and bills?

Protect your family before they need it.

Comment “QUOTE” and I’ll ask you a few quick questions to see if you qualify for life insurance

08/22/2026

Investing has become a hobby for me.

I’m constantly looking for ways to cut expenses, increase my income, and have more money to invest.

A friend says you need 3 streams of income to survive and build wealth in Canada today.

I say 2 is enough.

What do you think: 1, 2, or 3 income streams?

Drop your answer in the comments

somebody might learn something.

Address

678 Belmont Avenue W
Kitchener, ON

Telephone

+12265031143

Website

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