Tracy Valko - Dominion Lending Centres FSRA #13717 Valko Financial Ltd

Tracy Valko - Dominion Lending Centres FSRA #13717 Valko Financial Ltd Making your homeownership dreams an affordable reality! Follow us on Instagram Tracy managing a national brokerage across Canada.

Tracy’s been in the finance and banking business for over 28 years and is currently a leading expert in mortgage brokering in the serving Kitchener, Waterloo and Cambridge and across Canada for 25 years. Tracy is recognized by Canada Mortgage and Housing Corporation as a leading mortgage expert in her market, and has access to many ‘preferred status’ rates with lenders based on her mortgage volume

. Tracy consistently places in Dominion Lending Centres' Top 10 Rankings, and has been recognized as one of Canadian Mortgage Professional magazines Women of Influence in 2022. Tracy and her team have received 6 yrs running the Consumer Choice Award for Favourite Mortgage Lender in the professional services category for Kitchener-Waterloo. Tracy is currently nominated for a Record Reader Award in the same category. Tracy prides herself on her ability to balance her successful business while taking time for her family. Valko Financial has over 75 agents and proudly funded $500 Million in mortgages in 2021. Dominion Lending Centres is Canada’s premier online mortgage company, with over 460 mortgage offices across Canada and over 4700 mortgage agents.

High equity, low cash?You're not alone — and there's a strategy most Canadians have never had explained to them properly...
06/10/2026

High equity, low cash?

You're not alone — and there's a strategy most Canadians have never had explained to them properly

Thursday, June 11 at 6 PM ET — I'm going live for Canadian homeowners 55+

We'll walk through how to turn home equity into tax-free retirement income — and exactly what it means for what you leave your kids

Everyone who joins live also gets the Home Equity Income Planner.

Plug in your home value and your age. See your tax-free number in 90 seconds 100 seats.

Live Q&A.

Reserve your spot: tinyurl.com/ValkoFinancial

We're here to help you every step of the way

If the math at your kitchen table doesn't quite add up — you're not aloneI've sat at more than a hundred kitchen tables ...
06/08/2026

If the math at your kitchen table doesn't quite add up — you're not alone

I've sat at more than a hundred kitchen tables with Canadian homeowners in their 60s and 70s.

The story is almost always the same

High equity. Low cash. Mortgage paid. Savings tight.

They are not failing. The math just changed underneath them

Thursday, June 11 at 6 PM ET — I'm going live to walk you through how Canadians 55+ are turning home equity into tax-free income they can actually live on

Join me: tinyurl.com/ValkoFinancial

We're here to help you every step of the way

06/07/2026

I've seen too many families avoid conversations about retirement planning until they're facing a financial emergency

That's why I'm hosting a live webinar on June 11 at 6 PM Eastern to help Canadian homeowners aged 55+ and their families better understand reverse mortgages

We'll address some of the most common misconceptions, discuss how home equity can be used as a retirement planning tool, and demonstrate how the Home Equity Income Planner can help you estimate your available tax-free funds

Retirement should feel secure, not stressful.

If you or someone you care about is exploring retirement income options, I invite you to join us

🔗 Save your seat: tinyurl.com/ValkoFinancial

You did everything right. Paid down the mortgage. Built the equity.And somehow retirement still feels tighter than it sh...
06/04/2026

You did everything right. Paid down the mortgage. Built the equity.

And somehow retirement still feels tighter than it should

If you're a Canadian homeowner 55+, I want you in this one

Thursday, June 11 at 6 PM ET — I'm going live to walk you through how to turn part of your home equity into tax-free retirement income

Without selling. Without new payments. Without leaving the kids with a mess

Save your seat: tinyurl.com/ValkoFinancial

We're here to help you every step of the way

Address

137 Glasgow Street Unit 227
Kitchener, ON
N2E4H9

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