Welker & Associates

Welker & Associates If you are struggling with your creditors let our family help you. Book your free consultation today Even though Welker & Associates Inc.

In 1998 my dad, Peter Welker started his own trustee in bankruptcy business. When he started out it was just him and my mom in a small office on King Street in Waterloo. Before starting his practice my dad had worked for a couple of national insolvency firms and he wanted to do business differently. He wanted to take a more personal and compassionate approach to helping people deal with their fina

ncial difficulty. His focus was to help people to get a fresh start and he wanted to make sure that every person that dealt with our office had a clear understanding of the process. In 2001 I started working with my dad in the family business. It was great to have the opportunity to work with and learn from my dad. In 2006, after I became a licensed trustee in bankruptcy my dad and I founded Welker & Associates Inc. has grown to include some non-family members, as well as offices in Waterloo, Stratford, and London we are still committed to the same family values and quality of service that made my dad's business so successful. Contact us today to book your free, confidential initial consultation and get started on the road to financial recovery.

03/05/2026

Still feeling stuck? Debt doesn’t fix itself — but the right plan can change everything.”

With a Consumer Proposal, you can:

• Reduce your total debt
• Stop all interest
• Stop wage garnishments
• Stop collection calls
• Make one affordable monthly payment
• Keep your assets
• Get a fresh financial start

This isn’t bankruptcy. It’s a negotiated settlement with your creditors, handled by a Licensed Insolvency Trustee — the only professionals in Canada legally authorized to do this.

Ontarians from every walk of life — teachers, tradespeople, nurses, small business owners — have used Consumer Proposals to rebuild their finances.

Let’s take the pressure off. Book a free, confidential consultation with a Licensed Insolvency Trustee. No judgment. No obligation. Just clear answers and a plan that fits your life.

03/03/2026

If your debt feels unmanageable, you’re not alone. Thousands of Ontarians every year use Consumer Proposals to take back control.

• Constant collection calls → “A Consumer Proposal legally stops them.”

• Interest piling up → “Interest goes to 0% the moment it’s filed.”

• Minimum payments going nowhere → “You repay only a portion of what you owe — often 30–70% less.”

• Fear of losing assets → “You keep your home, car, RRSPs, and personal belongings.”

• Feeling ashamed or overwhelmed → This is a structured, government‑approved process.

It’s not a failure — it’s a plan.

You don’t need perfect credit. You don’t need a co‑signer. You don’t need to figure this out alone.

01/02/2026

Happy New Year from the team at Welker 🤍

We are excited to step into 2026 with you and continue providing the solutions you need for a successful year ahead.

We know debt can weigh on your mind, especially at this time of year.But your holidays deserve to be special. Enjoy the ...
12/24/2025

We know debt can weigh on your mind, especially at this time of year.

But your holidays deserve to be special.

Enjoy the season and reach out whenever you feel ready, we’ll be here. 🤍

This season is for family ❤️You don’t need to deal with debt right now. Enjoy the holidaysWe’ll help when the time is ri...
12/24/2025

This season is for family ❤️

You don’t need to deal with debt right now. Enjoy the holidays

We’ll help when the time is right. 🎄

Your peace matters 🎄Debt can wait. Time with the people you love can’t. Reach out after the holidays, we’ll support you....
12/24/2025

Your peace matters 🎄

Debt can wait. Time with the people you love can’t. Reach out after the holidays, we’ll support you. 🤍

Happy Christmas to all of you! 🧑‍🎄🤶🎅🎄

Your peace matters 🎄Debt can wait. Time with the people you love can’t. Reach out after the holidays, we’ll support you....
12/24/2025

Your peace matters 🎄
Debt can wait. Time with the people you love can’t. Reach out after the holidays, we’ll support you. 🤍

Happy Christmas to all of you! 🧑‍🎄🤶🎅🎄

11/17/2025

Our Passion is Your Freedom.

We’re not just debt professionals; we’re people who love liftingthe burden off others.

That’s why we do what we do.

See the difference

11/17/2025

What exactly IS a Consumer Proposal?

It’s the powerful, legal way to dramatically reduce your debt without declaring bankruptcy.

Watch to see how it works.

11/17/2025

We Get It.

We’ve walked alongside thousands facing debt.

Our experts use proven, legal solutions to help you get out and stay out.

Let’s solve this together.

10/28/2025

The Welker & Associates Story.

Find out how our dedication has made us a trusted leader in debt relief for over two decades.

10/28/2025

Life changes, debt shouldn’t last forever.

Whether it’s divorce, job loss, or illness, we understand how life events impact finances. We’ll find your path to a fresh start.

Address

Kitchener, ON
N2G2N7

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

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