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Adam Dunn - Dominion Lending Centres

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Kitchener, ON
Adam Dunn - Dominion Lending Centres

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Adam Dunn - Dominion Lending Centres, Mortgage brokers, 447 Frederick Street, Kitchener, ON.

Adam Dunn | Mortgage Agent, Level 1 | DLC, Elite Mortgage Group (FSRA #13669) | Access to Prime & Alternative Lending Solutions | Buying a Home or Renewing a mortgage?... Maybe Clear Up Debt?... OR Considering a Renovation? ~ Let's Chat!... 519.497.9767

03/18/2026

📣 The Bank of Canada (BoC) made its “2nd” interest rate announcement today, holding the Policy Rate at 2.25%.

The bank is dealing with a lot of uncertainty, including:

• Conflict in the Middle East affecting oil prices
• Trade uncertainty with an upcoming North American trade deal review
• Mixed economic data in Canada

Inflation in February was 1.8%, slightly lower than expected, which helps ease pressure on raising rates.

However, the job market is weakening — unemployment rose to 6.7% 📈… after 84,000 jobs were lost in February.

📉 Bottom line:
The economy is sending mixed signals, so the Bank of Canada held rates steady for now while it waits for clearer direction 👍🏼

“For all you Variable Rate Holders out there!…. NO CHANGE on your rate / payment!”😉👌🏼

02/27/2026

🔔 ”Wow!!… TOP 5️⃣ in Ontario ALREADY!! 🙌🏼

🙏🏼What a proud moment!!… Being apart of a brand new brokerage with Dominion Lending can have its challenges but to already be one of the TOP #5 brokerages in Ontario this soon??…. Now that’s something to be proud of!👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼

👨🏻‍💻 Consistency, Hard Work and Dedication are what drive us to be better each day!

🏦 “Is your Mortgage up for Renewal in 2026?…. DON’T JUST SETTLE with your Lender!… Speak with your local Mortgage professional TODAY!…. Let’s shop together and SAVE $$$

01/27/2026

🔍 Next Bank of Canada Rate Announcements!🚨

📅 January 28

📅 March 18

📅 April 29

📅 June 10

📅 July 15

📅 September 2

📅 October 28

📅 December 9

💡 These announcements could impact your mortgage rate and borrowing power. Whether you’re a current homeowner or planning to buy, understanding these updates is crucial.

I’ll be keeping a close eye on each announcement and breaking it down for you—so you can make smart financial decisions.

❓ Questions?… Call or DM me anytime!…. OR let’s grab ☕️

📲 519.497.9767
📧 [email protected]

.get.it.DUNN EliteMortgageGroup

01/16/2026

🚨🔊 “DID YOU KNOW…”

First-time homebuyers can choose a 30-year amortization for insured mortgages.

☝🏼That means lower monthly payments and more breathing room for your budget!

🏠 This also applies to; New Builds—even for repeat buyers! 😲

❗Note: Higher premiums may apply to 30-year options.

❓Ready to explore your options? Send me a DM or contact Adam below 👇🏼

📧 [email protected]
🤳🏻 519.497.9767 direct

RealEstateInvesting

12/10/2025

🔊 The Bank of Canada held its policy rate at 2.25%, the lower end of its neutral range, viewing it as appropriate with inflation near target. While modest domestic demand growth is expected, weak exports will likely keep near-term GDP soft, with stronger growth forecast for 2026 amid ongoing trade volatility. The Bank remains prepared to support the economy as trade uncertainty weighs on confidence, housing, and exports—particularly given risks around the future of the Canada–US–Mexico trade agreement. Meanwhile, rising market interest rates have pushed up bond yields, the Canadian dollar, and fixed mortgage rates, adding further headwinds.

☝🏼”How will this affect you?”…. Send me a DM and let’s Chat!

10/29/2025

⚠️ The BoC (Bank of Canada) has done it again!!!…. 😱

📉 Canada Bank Prime has dropped another 0.25% 🥳

💡For anyone in a “VARIABLE RATE MORTGAGE”….Or… Someone with a balance on a “LINE OF CREDIT”, Your interest rate has just dropped by .25 basis points! 🙌🏼

☝🏼 If you’re unsure of what this means for you, send me a DM!!… “Let’s chat! ☕️

📲 519.497.9767
📧 [email protected]

10/15/2025

💡Summary: Canadian Labour Force Survey – September 2025

📈 Canada’s job market strengthened in September, adding 60,400 jobs, mainly full-time positions, exceeding expectations. However, this was not enough to offset job losses in July and August, leaving the unemployment rate unchanged at 7.1% as more people entered the labour force.

🔑 Key highlights:
• Manufacturing rebounded (+27,800 jobs), its first gain since January, driven by Ontario and Alberta.
• Wages rose 3.3% year-over-year to $36.78 per hour.
• Total hours worked fell 0.2%, and permanent layoffs increased slightly.
• Youth unemployment remained high: 17.1% among students and 11.9% among non-students.
• Provincial trends:
• Quebec: Stable employment; jobless rate down to 5.7%.
• Ontario: Little change in jobs; unemployment up to 7.9%, 8.9% in Toronto.

💵 The Canadian dollar strengthened, and markets reduced the odds of another Bank of Canada rate cut at the October 29 meeting from 70% to 25%. Still, the Bank may cut again depending on upcoming inflation data (due October 21).

📊 Bottom line:
The report shows resilience but ongoing weakness — job gains were strong but uneven, and overall employment remains below earlier levels. Tariffs and trade uncertainty with the U.S. continue to weigh on growth, and further rate cuts remain possible if inflation and output stay soft.

09/30/2025

🙏🏼🧡🙏🏼

09/17/2025

🚨 Today, the BoC (Bank of Canada) FINALLY announced a RATE CUT to Canad’a Bank Prime Rate by .25% 🙌🏼 - New Bank Prime Rate now 4.70% 😎👍🏼

💡 “What does this mean for you?…”

✅ Rate decrease to ALL Adjustable / Variable rate mortgage holders by .25%

✅ ALL Secured & Unsecured Line of Credit (LOC) holders, also receive a rate reduction!

✅ Stronger / Higher mortgage qualifying for anyone wanting a Variable Mortgage Product!

☝🏼 Last Bank Rate Cut was March 12, 2025….

“Are MORE rate cuts are on the horizon?… DM me with your thoughts!” 🤔🧐

📲 519.497.9767
📧 [email protected]

09/05/2025

💡Are you 55+ and a Canadian homeowner? A Reverse Mortgage from lets you access your home equity as tax-free cash—without monthly mortgage payments!

✅ Stay in your home

✅ Retain ownership and title

✅ Enjoy financial flexibility

With no obligation to move or sell, you can live comfortably knowing your home’s value is yours to enjoy. Plus, the amount to repay will never exceed the market value of your home.

It’s time to let your home work for you! 🏡

07/30/2025

🔊 Canadian Home Sales Up as Market Stabilizes

📈 Home sales in Canada rose 2.8% in June, following a 3.5% jump in May, mainly due to a rebound in Toronto. Prices stayed mostly flat. New listings fell 2.9%, slightly tightening supply.

🏡 Home prices are still down 3.7% from last year but seem to be leveling off. The market is showing signs of recovery after a slow spring, but uncertainty from possible U.S. tariffs and rising interest rates may hold buyers back.

🏦 The Bank of Canada HELD their Overnight Rate due to stubborn inflation, and rising bond yields which may push mortgage rates higher! - Hopefully not🤞🏼 -

💡 Overall, the housing market may be turning a corner, but risks still remain 🫤

☝🏼 REMEMBER!!….. There are Billions of dollars💰 in mortgaging up for maturity this year and into 2026…. “Don’t just Renew!…. Talk to a Mortgage Professional TODAY!”

“What type of mortgage do you have?!…”

07/07/2025

🛑 Your Mortgage Renewal: Don’t Just Sign and Move On

Before locking in your renewal, let’s make sure your mortgage still supports your goals. Key questions to consider:

✅ Is this mortgage still aligned with your current goals? 🏦

✅ Planning any major purchases or renovations in the next few years? 📈

✅ Are the terms tailored to your future needs? 🔑

With rates shifting and products evolving, it’s essential to ensure your renewal is working hard for you.

Reach out today—let’s set you up for a successful start to the new year!

🤳 DM or call to get started.

5️⃣1️⃣9️⃣-4️⃣9️⃣7️⃣-9️⃣7️⃣6️⃣7️⃣

Address

447 Frederick Street
Kitchener, ON
N2H2P4

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Website

http://www.adamdunn.ca/

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