12/11/2020
Hi guys! We’re Scott & Meg, two of the co-founders of Turf & Twig. (Not pictured are our awesome co-founders Corey & James.) We thought we’d share our story and why we created Turf & Twig.
I was unexpectedly diagnosed with cancer in 2018 which caused us to re-evaluate our lifestyle in hopes of achieving a better work-life balance. I specifically wanted more time off to recover at my own pace, but felt like the insurance company handling my long term benefits was rushing me back to work.
At the same time, we wanted to be able to continue to invest in our health. I’ll be living with cancer and to tolerate the meds over the long term I’ve invested in holistic treatments. We also lost our fertility due to cancer so over the past two years we’ve been investing in IVF and surrogacy.
When we looked at our financial options to manage these changes life had thrown into our plans, we found there really wasn’t anything that was a win-win solution for us. We didn’t want to start chipping away at our retirement or emergency savings. We had a lot of equity in our home, but we didn’t want to sell it. We loved it, we loved our neighbourhood, and we didn’t want any additional disruption in our lives at the time. We considered a home equity line of credit, but that just meant more debt that we’d have to work harder to service, and interest payments eroding our wealth.
This led us to create Turf & Twig. We give homeowners a new way to access the equity they’ve built in their homes without taking on debt or selling. Turf & Twig invests in a portion of your home equity so that together we share in the home’s appreciation in value. You can use the money you get from a Turf & Twig investment however you like - invest it in your health or education, add to your savings, pay down debt, or invest in your business. The possibilities are endless.
