Dominion Lending Centres - Elite Mortgage Group - Lester

02/27/2026

01/28/2026

🚨 First Rate Announcement of 2026 is TODAY!

The Bank of Canada just kicked off their 2026 schedule (Jan 28th). If you have a mortgage, these are the 8 Wednesdays that will define your year.

(Check the image for the full schedule!)

Why this matters right now: If your mortgage is up for RENEWAL in 2026, timing is everything. One of these dates will likely impact your new rate.

👇 DROP A COMMENT: Tell me which month your mortgage renews (e.g., 'July'). I will monitor the rates leading up to that date and reach out to ensure you get the best product available when the time comes.

11/11/2025

🫡🙏

08/14/2025

⚾️ FINAL GAME OF THE SEASON GIVEAWAY! ⚾️

​This is your last chance to cheer on the Kitchener Panthers at home this season!

​We are giving away tickets to the final regular season game this weekend. We want to send you and your family to celebrate the team's incredible season with one last game at Jack Couch Park!
​
Game Details:
* Date: This Sunday, August 17, 2025
* Time: 2:00 PM
* Location: Jack Couch Park, 400 East Avenue, Kitchener, ON

How to Enter to Win:
* LIKE this post
* COMMENT "go Panthers go"

​The contest ends Saturday at 12:00 PM EST. We will randomly select three winners, and each winner will receive three tickets. Winners will be announced on Saturday evening and contacted via private message.
Good luck, and let's pack the park for the last game!

This promotion is in no way sponsored, endorsed, or administered by, or associated with, Facebook.

Lester Chavez
Mortgage Agent Level 2
Dominion Lending centres - Elite Mortgage Group 13669

03/12/2025

🔍 Update on the Bank of Canada’s interest rate and important upcoming dates. On March 12th, the Bank of Canada decreased the prime interest rate by .25%.

📅 March 12 (Prime rate decreased .25%)

📅 April 16

📅 June 4

📅 July 30

📅 September 17

📅 October 29

📅 December 10

💡 These announcements could impact your mortgage rate and borrowing power. Whether you're a current homeowner or planning to buy, understanding these updates is crucial. It is also a good time to review your current financial plan.

I’ll be keeping a close eye on each announcement and am always available to assist clients in making financial decisions.

❓ Have questions about how these rates could affect you? Call or DM me anytime!

03/10/2025

💡 Start your week with purpose! Budgeting isn’t about restrictions—it’s about aligning your spending with your goals.

Here’s how to master your money:

1️⃣ Track Every Dollar: Know where your money is going.

2️⃣ Set Priorities: Focus on what matters most (like saving for a home 🏡!).

3️⃣ Plan for the Unexpected: Build an emergency fund.

✨ Remember, every small change adds up to big wins!

Need help creating a financial plan? I'm here to guide you every step of the way.

Let’s talk!

03/09/2025

Celebrating Women Worldwide: Support, Love, and Respect—Every Day.

03/05/2025

🏠 Renew or Refinance? If your mortgage term is coming to an end, it’s time to decide:

✔️ Renew: Stick with your current lender or explore other options offering more competitive terms and rates.

✔️ Refinance: Restructure your mortgage to boost cash flow, consolidate high-interest debt, or fund your next renovation project.

Every situation is unique, and I’m here to help you weigh the pros and cons based on your goals. Don’t just renew automatically—let’s explore what works best for you.

📞 DM or call me to discuss your options!

01/09/2025

I hope everyone had an amazing holiday season and a fantastic New Year!!

📢 Stay ahead of the game! The Bank of Canada is set to announce its key interest rate decisions on these dates in 2025:

📅 January 29

📅 March 12

📅 April 16

📅 June 4

📅 July 30

📅 September 17

📅 October 29

📅 December 10

💡Whether you're a homeowner or a prospective buyer, these announcements could affect your mortgage rate and borrowing power.

🤔 Don't have time to track the latest mortgage announcements? I'll do it for you and break down how they could affect your plans.

❓ Have questions? Don't hesitate to reach out! Call or DM me anytime.

12/11/2024

🚨 Breaking News! 🚨

The Bank of Canada just announced another jumbo 0.50% rate drop in their overnight lending rate! 📉 This means Prime Rate will decrease from 5.95% to 5.45%—giving homeowners and buyers even more relief! 💸

Stay tuned, what's next for 2025? Could we see more changes ahead? 👀

11/21/2024

🚨 Breaking News as of Today! 🚨
The Ontario government has introduced a key update for homeowners:

Effective today, the stress test is removed for ALL mortgage renewals. 🎉

Here’s what you need to know:
✅ Applies to mortgage transfers or switches to a new lender on renewal.
✅ Qualify at the contract rate—no stress test required.
✅ Must be for the same mortgage amount and same amortization—simply moving your mortgage to a new lender.

Why does this matter?
Eliminating the stress test gives homeowners more freedom to switch lenders at renewal, allowing them to take advantage of better rates and services

📩 Unsure if this applies to you or want to explore your options? Contact us today, and we’ll guide you through the details to help you make the best decision for your renewal! 💼✨