Sean Donohue - The Mortgage Professionals "Verico"

Sean Donohue - The Mortgage Professionals "Verico" With FREE consultation we make it easier to get your next mortgage in one stop with professional advice from first time buyers to experienced home owners.

At The Mortgage Professionals we strive to provide exceptional customer service to our clients. The office is open Monday to Friday (9 to 5) but we are available other times by appointment to serve our customers. The Mortgage Professionals in a locally owned mortgage brokerage firm. Mortgage Broker Lic

The Mortgage Professionals Lic #10280

What to inspect when buying a home: Before purchasing your next home, it's smart to have a Home Inspector come in and go...
06/11/2026

What to inspect when buying a home: Before purchasing your next home, it's smart to have a Home Inspector come in and go over the whole house to ensure your financial investment won't have surprise expenses that appear after you close the purchase. Pay close attention to the condition of the roof, plumbing, and electrical systems to ensure they meet the building standards of 2025. Ask questions to the Inspector or to your Real Estate Agent if the report had issues or areas of concern. A thorough inspection provides peace of mind and helps you make an informed decision about your investment. With these items to look out for when inspecting a home to buy, you can book a meeting with me to ask more questions about home inspections and how they can protect your financial investment! Phone: 613.384.4000 Ext. 227 Email: [email protected]

Refinance & Consolidate Debts: Refinancing isn’t just about getting a lower rate. For many homeowners, it can be a way t...
06/09/2026

Refinance & Consolidate Debts: Refinancing isn’t just about getting a lower rate. For many homeowners, it can be a way to consolidate higher-interest debt, simplify monthly payments, and create more breathing room in their budget. Credit cards, lines of credit, and personal loans often carry much higher interest than a mortgage. In the right situation, refinancing can help move that debt into a more manageable structure. The goal is making sure it actually improves your long-term position where you set yourself up positively, not just the short-term cash flow that you may need right away. If you’re wondering whether refinancing and consolidating debt makes sense for you, book a meeting today to review your options! Phone: 613.384.4000 Ext. 227 Email: [email protected]

Mortgage Payment Trouble: Facing mortgage payment challenges? You're not alone. Reach out to your Mortgage Broker for as...
06/04/2026

Mortgage Payment Trouble: Facing mortgage payment challenges? You're not alone. Reach out to your Mortgage Broker for assistance, explore refinancing options, and create a budget to regain control of your finances. There may be options that can be utilized to assist your personal situation and provide the solution you need.

Credit Score Tips: Your credit affects the mortgage you qualify for, but with these credit score tips, you can create go...
06/02/2026

Credit Score Tips: Your credit affects the mortgage you qualify for, but with these credit score tips, you can create good habits that improve your score over time! Pay bills on time, keep credit utilization low, and monitor your score regularly to secure better opportunities. Book a meeting with me today to find out how we can build your custom credit score plan!

55+ Mortgages: Keep your home so the memories and events can continue to be made there. Many lenders offer personalized ...
05/28/2026

55+ Mortgages: Keep your home so the memories and events can continue to be made there. Many lenders offer personalized mortgage options designed to accommodate the unique financial circumstances that you may encounter when retired or working less, including options for downsizing or accessing home equity. If you're 55 plus and wondering what your choices are when it comes to your mortgage, call me today to discover the path that can let you enjoy your home for life.

How much can you afford?: Thinking about buying a home? Or looking to move into a bigger home with your growing family? ...
05/26/2026

How much can you afford?: Thinking about buying a home? Or looking to move into a bigger home with your growing family? Do you know what your monthly budget is and how comfortable are you to spend to that limit? Your housing costs shouldn’t be more than up to 39% of your gross annual income. Housing costs include mortgage principal and interest, taxes, heating expenses, and half of your condo fees (this may not apply to all homeowners). With so many different calculators and opinions on what your housing expenses should be to your income, it's best to get a personalized plan built specifically for you as your situation will be different than other homeowners. Let's figure out the best affordability plan for you today, book a meeting with me today! Email: [email protected] Office Number: 613.384.4000 Ext. 227

It's time to celebrate the long weekend! Whether you're firing up the grill, hitting the trails, or just soaking up some...
05/16/2026

It's time to celebrate the long weekend!

Whether you're firing up the grill, hitting the trails, or just soaking up some sunshine, we hope you enjoy every moment of the Victoria Day long weekend. Here's to rest, good vibes, and a strong start to summer!



Phone: 613.384.4000 Ext. 227
Email: [email protected]

When you apply for a mortgage, your lender wants to know the full picture of your financial health—and that starts with ...
05/09/2026

When you apply for a mortgage, your lender wants to know the full picture of your financial health—and that starts with your assets and liabilities.

Assets are what you own. Think: savings accounts, investments (like RRSPs or TFSAs), vehicles, and even the equity in another property. These show your financial stability and help lenders see that you have resources to fall back on.

Liabilities are what you owe. This includes credit card balances, car loans, student debt, lines of credit, and any other regular payments you’re responsible for. Lenders use this info to calculate your debt-to-income ratio, which helps them decide how much you can afford to borrow.

The goal? To show that you can comfortably handle your future mortgage payments without being stretched too thin.

Have questions about how your current financial picture might impact your mortgage approval? Send me a message—I'm happy to help you sort it all out.

Phone: 613.384.4000 Ext. 227
Email: [email protected]

Buying a home in Canada? Don’t forget to budget for land transfer tax—a one-time fee paid when you take ownership of a p...
05/07/2026

Buying a home in Canada? Don’t forget to budget for land transfer tax—a one-time fee paid when you take ownership of a property.

Across most provinces, this tax is based on the purchase price of the home. But if you’re buying in Ontario, you’ll pay a provincial land transfer tax—and if you’re buying in Toronto, there’s an additional municipal tax on top. Yep, double the tax in the 6ix!

The good news? First-time homebuyers in Ontario (and some other provinces) may qualify for a rebate to help offset the cost.

It’s one of those “surprise” expenses that can catch buyers off guard—so it’s always smart to plan ahead. Want help estimating your land transfer tax or seeing if you qualify for a rebate? Shoot me a message—I’ve got you covered.

Phone: 613.384.4000 Ext. 227
Email: [email protected]

Ever wonder what really affects your home’s value in Canada? It’s not just about square footage or whether you’ve recent...
05/05/2026

Ever wonder what really affects your home’s value in Canada? It’s not just about square footage or whether you’ve recently painted the living room. Location plays a huge role—being near good schools, public transit, parks, or popular neighbourhood spots can really boost your home’s worth.

The condition of your home matters too. Well-maintained properties with modern upgrades like energy-efficient windows or a refreshed kitchen tend to attract more attention (and better offers). Even the layout—how your space flows—can make a difference.

Market trends are another big one. Interest rates, local demand, and what similar homes in your area are selling for all impact value. And don’t underestimate the power of curb appeal! A tidy yard, clean exterior, and welcoming entryway help set the tone before anyone even steps inside.

Curious what your home might be worth right now? I’m always happy to chat about it—book a meeting with me today to go over your home and how lenders will value it.



Phone: 613.384.4000 Ext. 227
Email: [email protected]

Address

775 Blackburn Mews West
Kingston, ON
K7P2N5

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 4:30pm

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