07/22/2026
🚨 The biggest business insurance myth?
“I have insurance, so I’m covered.”
Not always.
Here are 4 expensive surprises many business owners don’t discover until they file a claim:
❌ A customer sues you over advice you gave—not physical damage.
❌ An employee uses their own vehicle for work.
❌ Your equipment is stolen from a job site overnight.
❌ Your business is forced to shut down after a fire, but lost income isn’t fully covered.
Insurance isn’t just about having a policy—it’s about having the right policy.
💬 Question: If your business couldn’t operate for the next 30 days, would your current insurance replace your lost income?
Comment “CHECK” and I’ll tell you one of the most commonly overlooked coverages for businesses in Ontario.
đź“© Or send me a message for a no-obligation policy review or quote.
Kelly Pegg
RIBO Licensed Insurance Broker
Waddell Insurance Brokers Ltd.
📧 [email protected]
📞 289-667-2296
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