David Ritcey, Senior Wealth Advisor, Portfolio Manager

09/04/2026

The Ritcey Woodworth Advisory Team knows that wealth is about more than financial success—it’s about being able to enjoy a high quality of life in a thriving community where people look out for one another.

We’re dedicated to giving back whenever we can, whether that means volunteering our time or making financial contributions to causes that matter to us. Read more on our website. https://ritceywoodworth.com/in-our-community/

09/03/2026

A trust can help protect beneficiaries, manage assets and support an effective estate plan.

In this article, we explore six common reasons to establish a trust, including:

✔️ Protecting assets for minors or young adults
✔️ Planning for blended families
✔️ Exploring tax-planning opportunities

Read the full article to learn how a trust may support your family and financial objectives.

Trusts have been around for centuries and used in many different circumstances. While there are many types of trusts, they share a common purpose: to help protect your beneficiaries and transfer property effectively.

09/03/2026

Strong markets can reward investors—but they can also create new risks. In our latest blog post, we look at practical ways to protect recent gains, manage portfolio risk, and prepare for future market volatility without making emotional, all-or-nothing decisions.

Visit our website to read more.

Here’s a cautionary quote from Ian McGugan, one of Canada’s most respected financial journalists, whose opinions are published regularly in The Globe and Mail: “Congratulations! Chances are you have just enjoyed a highly profitable few years. If you own Canadian or U.S. stocks, you are nearly ...

09/02/2026

A Registered Education Savings Plan (RESP) is a popular investment vehicle to help save for a child’s or grandchild’s post-secondary education. However, when it comes to estate planning, RESP assets are often overlooked.

Here is an overview of important estate planning considerations for your RESP.

When it comes to estate planning, RESP assets are often overlooked. This article provides an overview of important estate planning considerations for your RESP.

08/31/2026

U.S. equities opened the week on the defensive as broad technology and semiconductor weakness weighed on sentiment ahead of a heavy macro and earnings calendar, before a sharp drop in oil on easing Middle East supply fears fuelled a Tuesday relief rally; gains stalled midweek as a firmer July Personal Consumption Expenditures (PCE) print revived inflation concerns and investors sat on their hands ahead of Nvidia, whose strong outlook, alongside Salesforce’s guidance, drove a broad Thursday advance that consolidated Friday ahead of Warsh’s Jackson Hole address.

Stay informed—Scotia Wealth Management’s latest market news is now on our website.

This week’s highlights Tech earnings buoy markets as oil relief offsets inflation caution Trade shock, then inflation: a two-part week for sovereign bonds Canadian GDP beats the odds amid tariff turmoil U.S. inflation holds above target as Warsh signals Fed still has “work to do” Firmer Europe...

08/27/2026

A meaningful legacy goes beyond the transfer of wealth. It's about aligning financial decisions with shared values, strengthening family relationships and preparing future generations to thrive.

This article explores how families can:
✔️ Define a shared mission and vision
✔️ Prepare wealth creators and heirs
✔️ Build trust through open communication

Read the article to learn how intentional planning can support a lasting legacy.

Legacy planning is more than simply passing on assets—it is also the opportunity to align financial strategies with shared values to ensure unity, purpose and long-term impact. Intentional planning can help families protect relationships, strengthen stewardship and prepare future generations to th...

08/26/2026

The U.S. imposed additional 50% tariffs on approximately $20 billion of Canadian goods, from August 22nd. Canada has pledged to retaliate with its own trade measures two weeks from now, and Trump has threatened 50% duties on autos and parts, and steel on January 1st. Is the latest episode another detour within the broader CUSMA review process, or could it result in a permanent shift in the Canada-U.S. trade relationship?

This report sets out what the measures cover, where it sits in the broader CUSMA narrative, and how it could impact the Canadian and U.S. economies as well as markets and investment portfolios.

The U.S. imposed additional 50% tariffs on approximately $20 billion of Canadian goods, from August 22nd. Canada has pledged to retaliate with its own trade measures two weeks from now, and Trump has threatened 50% duties on autos and parts, and steel on January 1st. Is the latest episode another de...

08/24/2026

Canadian equities finished -0.28% lower in choppy trading, as a hotter inflation print that lifted Bank of Canada hike bets and tariff-deadline uncertainty offset firm commodity prices, a Wednesday tariff-delay pop and a retail-sales-driven Friday bounce.

Read the latest market news from Scotia Wealth Management - it’s on our website now.

https://ritceywoodworth.com/market-watch-147/

This week’s highlights Semis, oil, and tariffs steer equities lower despite late-week bounce Long-dated global sovereign yields spike before US Treasury increased buyback plan somewhat steadies rates Canadian inflation edges higher keeping tightening risks alive U.S. business activity accelerates ...

08/21/2026

Genomics is reshaping medicine—and creating a new frontier for investors. But with big potential comes meaningful risk.

Explore four key areas driving the genomics investment opportunity, and read the full article on our website to learn more about the opportunities, risks, and trends we’re watching.

As part of our commitment to track and analyze new categories of investment as they emerge, in this blog we want to discuss what can be colloquially called an investment hot button issue: genomics. Genomics involves mapping, sequencing, and analyzing entire genomes to understand their structure and....

08/21/2026

What happens when policies designed to solve one problem create entirely new consequences? Scotia Wealth Management’s latest quarterly outlook examines the forces shaping global markets, from tariffs and industrial policy to CUSMA, artificial intelligence and shifting capital flows.

🔗 Read the full report for global perspectives and regional analysis on the economy and markets: https://ritceywoodworth.com/highlights-the-cobra-effect/