05/07/2026
🚨 ONTARIO MORTGAGE REALITY CHECK 🚨
Everyone is waiting for “the perfect time” to buy…
But here’s what just happened 👇
🏦 Bank of Canada held rates at 2.25%
🏡 GTA home sales jumped 7% year-over-year
📉 New listings dropped 9.3%
🔁 Millions of mortgages are still heading into renewal pressure
Translation?
The market is not “dead.”
It’s waking up quietly.
And the people who prepare early usually have more options than the people who panic later.
The real question isn’t:
“Should I buy right now?”
The real question is:
“Do I know my numbers before the market gets louder?”
Whether you’re buying, renewing, refinancing, or sitting on the fence, your mortgage strategy matters more than guessing where rates go next.
Comment NUMBERS or DM me and I’ll help you break down your situation.
Hamed Ebadi
Mortgage Agent
