Tina Murray-DLC-Neighbourhood Mortgage Source

Tina Murray-DLC-Neighbourhood Mortgage Source Mortgage and Financial Services
DLC-Neighbourhood Mortgage Source
is a National Mortgage Brokerage. Mortgage Agent with access to over 35 lenders.

My office is located in Kemptville but I serve all of Canada. We do purchases, refinances, construction, renewal. We make mortgages easy- With today's busy lifestyles, let us do the mortgage shopping for you!!!

🤔 Quick question:When someone you know mentions buying a home, refinancing, or renewing their mortgage... do they know w...
06/15/2026

🤔 Quick question:

When someone you know mentions buying a home, refinancing, or renewing their mortgage... do they know who to call?

Keep us in mind!

Questions and referrals are always welcome at [email protected].

Sometimes the best rates show up when a lender thinks they might lose you.That’s why mortgage renewals matter so much.Le...
06/14/2026

Sometimes the best rates show up when a lender thinks they might lose you.

That’s why mortgage renewals matter so much.

Lenders often fight hard to keep existing clients, and retention pricing can suddenly become very competitive.

But here’s the key:

You usually won’t know what’s possible unless you review your options.

So before you auto-sign that renewal offer, get a second opinion.

It could make a bigger difference than you think.

💡 Every month, you're paying a mortgage - but is it yours?Have you ever wondered what it would look like to start buildi...
06/13/2026

💡 Every month, you're paying a mortgage - but is it yours?

Have you ever wondered what it would look like to start building your own equity instead?

Email [email protected] or send us a DM and let's explore your options.

A lot of Canadians still expect big discounts off Prime.But variable-rate pricing has changed.Behind the scenes, lenders...
06/12/2026

A lot of Canadians still expect big discounts off Prime.

But variable-rate pricing has changed.

Behind the scenes, lenders have fewer ways to package and sell adjustable-rate mortgages to investors.

And when lenders take on more risk, they usually need bigger margins.

That can mean smaller discounts for borrowers.

So if variable rates don’t look as “cheap” as they used to, this is part of the reason why.

Mortgage pricing is not just about the Bank of Canada.

There’s a lot happening behind the scenes.

🎂 Contrary to popular belief, life doesn't have to stop while you're saving for a home.A smart mortgage strategy can hel...
06/11/2026

🎂 Contrary to popular belief, life doesn't have to stop while you're saving for a home.

A smart mortgage strategy can help you balance today's enjoyment with tomorrow's goals.

Want to see what's possible? Email [email protected] or send us a DM and find out!

📈 The Bank of Canada continues to monitor inflation and economic conditions."The Bank of Canada continues to face a dif...
06/10/2026

📈 The Bank of Canada continues to monitor inflation and economic conditions.

"The Bank of Canada continues to face a difficult backdrop in setting interest rate policy. Global uncertainty and trade tensions remain the top concerns for consumers as a key driver of price pressures. Canadians are facing growing financial strain, whether they are striving to purchase their first home or managing higher mortgage costs at renewal.”

- Lauren van den Berg, President and CEO of Mortgage Professionals Canada.

The next rate announcement is scheduled for Wednesday, July 15, 2026.

The mortgage world works differently than most people think.Sometimes, buyers with less than 20% down can get better mor...
06/10/2026

The mortgage world works differently than most people think.

Sometimes, buyers with less than 20% down can get better mortgage pricing.

Why?

Because those mortgages usually require mortgage default insurance through CMHC, Sagen, or Canada Guaranty.

Important: this is NOT life or disability insurance.

It protects the lender if the borrower defaults.

Lower risk for the lender can sometimes mean a lower rate for the borrower.

This is why comparing mortgages is not always as simple as “who has the lowest rate?”

The details matter.

👕 Is your closet giving you the stink eye 👀 because it's bursting at the seams?Sometimes wanting more space isn't about ...
06/09/2026

👕 Is your closet giving you the stink eye 👀 because it's bursting at the seams?

Sometimes wanting more space isn't about luxury - it's about making everyday life a little easier.

If a move has been on your mind, email [email protected] or send us a DM to get started.

Mortgages are not “just loans”.Behind the scenes, they are financial products that can be insured, packaged, sold, and p...
06/08/2026

Mortgages are not “just loans”.

Behind the scenes, they are financial products that can be insured, packaged, sold, and priced differently depending on the lender.

That’s why:

➡️ Rates differ

➡️ Rules differ

➡️ Approvals differ

➡️ Flexibility differs

There’s a reason two lenders can look at the exact same client and give completely different answers.

This is where good mortgage advice matters.

Online tools can give you information.

A broker helps you make sense of it.

🐾 Is your fur baby ready for a yard of their own?From zoomies and fetch sessions, to a casual stretch in the grass, find...
06/07/2026

🐾 Is your fur baby ready for a yard of their own?

From zoomies and fetch sessions, to a casual stretch in the grass, finding the right home is about creating space for every member of the family.

Ready to explore your options? Email [email protected] or send us a DM to find out more.

Address

215 Sanders Street, Unit 201A
Kemptville, ON
K0G1J0

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 4pm

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