Co-operators: Carmichael Insurance Inc.

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Co-operators: Carmichael Insurance Inc. Investments. Insurance. Advice. All in one place. About Co-operators - Carmichael Insurance Inc. Joanne Carmichael, Financial Advisor, Carmichael Insurance Inc.

Insurance products offered through Co-operators General Insurance Company and Co-operators Life Insurance Company. Joanne Carmichael, Mutual Fund Investment Specialist, Mutual Funds offered through Co-operators Financial Investment Services Inc. As a leading Canadian financial services co-operative, Co-operators offers multi-line insurance and wealth products, services, and advice to build financial strength and security. We provide financial solutions and security through property and casualty (P&C) insurance, life insurance, wealth management, institutional asset management and brokerage operations. Driven by our co-operative values, we put people – like you – first. Our personalized, easy-to-understand investing solutions are designed to help you meet your needs today and your goals for tomorrow. For more than 75 years, we’ve been helping Canadians protect themselves and their loved ones. And that’s not about to change. A strong financial foundation includes reliable coverage when you need it most. Can’t decide between a TFSA and an RRSP? Not sure what the right long-term plan is for you? We provide straightforward, judgement-free advice, no matter where you are on your personal financial path.

For more than 80 years, we’ve supported co-operatives across Canada which is why we created Co-op Guard to help protect ...
10/16/2026

For more than 80 years, we’ve supported co-operatives across Canada which is why we created Co-op Guard to help protect members and strengthen the communities we serve together.

10/15/2026

When communities thrive, we all benefit. That's the co-operative difference. By putting people at the centre of decision-making, Co-operators is able to strengthen communities, power the economy and see long-term results that reach far beyond our bottom line.

Curious to learn more? https://bit.ly/4ypGRuF

And if you’re all for supporting co-operatives, drop a 💙 below.

Sweater weather is all about feeling comfortable. You should feel that way about your financial future, too. A local Co-...
10/08/2026

Sweater weather is all about feeling comfortable. You should feel that way about your financial future, too. A local Co-operators financial representative can provide personalized advice and investment solutions tailored to your goals. Talk to us today.

10/08/2026

Not sure where to find investment advice that works for you? Skip the endless searching. Get investments, insurance, and advice from someone who gets you.

Love being part of this great community! Thanks for the warm welcome to the Downtown Kemptville BIA!
10/08/2026

Love being part of this great community! Thanks for the warm welcome to the Downtown Kemptville BIA!

🎉 Welcoming The Co- Operators to the Downtown Kemptville BIA Family! 🎉

We’re excited to welcome Joanne Carmichael with Carmichael Insurance Inc. to the Downtown Kemptville BIA family!

While they may be new to our BIA family, they’re certainly no strangers to our community! Joanne has proudly served Kemptville and the surrounding area for over 30 years, helping individuals, families, farmers, and local businesses protect what matters most.

From home and auto insurance to farm and business coverage, life insurance, investments, and retirement planning, Joanne and her team offer a wide range of insurance and financial services, all with a personal touch and a strong commitment to the community they call home.

One of the best things about our growing Downtown Kemptville BIA family is the opportunity to celebrate the incredible businesses that have been part of North Grenville’s story for years, while welcoming them into this exciting new chapter with us!

📍 2600 County Road 43, Kemptville
📞 613-258-2020
📧 [email protected]
🌐 https://local.cooperators.ca/carmichael-insurance-en

Please join us in giving Joanne and her team a warm welcome to the Downtown Kemptville BIA family! 💚

Behind every small business is a dream worth protecting. This Small Business Month, we're proud to celebrate the people,...
10/07/2026

Behind every small business is a dream worth protecting. This Small Business Month, we're proud to celebrate the people, passion, and perseverance behind the small businesses that help build stronger communities across Canada.

10/06/2026

Some things pile up when you procrastinate. Dust. Clutter. Life insurance questions. We can help with one of those — with 80+ years of helping Canadians find the right coverage.

It's Canada Fire Prevention Week, and we're highlighting a growing risk: lithium-ion battery fires. From phones and lapt...
10/05/2026

It's Canada Fire Prevention Week, and we're highlighting a growing risk: lithium-ion battery fires. From phones and laptops to e-bikes and power tools, lithium-ion batteries power many of the devices we use every day. Taking a few simple precautions can help reduce the risk of a battery fire in your home. Swipe through for six simple battery safety tips.

10/05/2026

Avoid on-trail mishaps with these safety tips

Whether you're heading out for hunting season, exploring new terrain, or returning to a favourite trail, preparation helps make every ride safer. Before heading out, plan your route, check trail conditions and inspect your ATV.

On the trail:

- Wear a helmet and protective gear

- Ride at a safe speed

- Stay on maintained routes

- Carry no more than the maximum number of passengers for your vehicle

- Ride with others

- Carry emergency supplies

- Avoid alcohol and cannabis

At Co-operators, we’re proud to support responsible riding and safer experiences on the trails.

One of the best parts of being with The Co-operators is the people. A couple of days in Kingston last week with fellow a...
10/05/2026

One of the best parts of being with The Co-operators is the people. A couple of days in Kingston last week with fellow agency owners Johnny from Cornwall and Shelley from Perth meant lots of great conversations, sharing ideas, and a few laughs along the way. Always appreciate the opportunity to learn from one another and build great relationships.

Address

2600 COUNTY Road 43
Kemptville, ON
K0G1J0

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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