Co-operators: Carmichael Insurance Inc.

Co-operators: Carmichael Insurance Inc. Investments. Insurance. Advice. All in one place. About Co-operators - Carmichael Insurance Inc. Joanne Carmichael, Financial Advisor, Carmichael Insurance Inc.

Insurance products offered through Co-operators General Insurance Company and Co-operators Life Insurance Company. Joanne Carmichael, Mutual Fund Investment Specialist, Mutual Funds offered through Co-operators Financial Investment Services Inc. As a leading Canadian financial services co-operative, Co-operators offers multi-line insurance and wealth products, services, and advice to build financi

al strength and security. We provide financial solutions and security through property and casualty (P&C) insurance, life insurance, wealth management, institutional asset management and brokerage operations. Driven by our co-operative values, we put people – like you – first. Our personalized, easy-to-understand investing solutions are designed to help you meet your needs today and your goals for tomorrow. For more than 75 years, we’ve been helping Canadians protect themselves and their loved ones. And that’s not about to change. A strong financial foundation includes reliable coverage when you need it most. Can’t decide between a TFSA and an RRSP? Not sure what the right long-term plan is for you? We provide straightforward, judgement-free advice, no matter where you are on your personal financial path.

My child wants to drive an ATV. Are they insured? With the right preparation and coverage, you can say "yes" with confid...
09/03/2026

My child wants to drive an ATV. Are they insured?

With the right preparation and coverage, you can say "yes" with confidence and help set them up for a safe ride. Proper training, close supervision, the right-sized ATV, and appropriate safety gear can all help make a difference.

Before you head out, make sure you understand your liability and have the right insurance coverage in place.

As a dedicated long-term partner for any level of investor, your future can look sweet.
09/03/2026

As a dedicated long-term partner for any level of investor, your future can look sweet.

Ever wish you could take some stress out of market ups and downs and make things simpler for your loved ones later on? S...
09/02/2026

Ever wish you could take some stress out of market ups and downs and make things simpler for your loved ones later on? Segregated funds can be worth a look. Talk to us to see if a segregated fund is the right fit.

Get a holistic financial picture with investments and life insurance, no matter where you are on your financial journey.
09/01/2026

Get a holistic financial picture with investments and life insurance, no matter where you are on your financial journey.

See the full picture of your investments. A total portfolio approach helps ensure everything you own is working together...
08/28/2026

See the full picture of your investments. A total portfolio approach helps ensure everything you own is working together, not in silos, so you can move forward with clarity. Want to understand how your portfolio stacks up? Let’s connect.

Stay on the ball when it comes to your investments, no matter where you are on your financial journey.
08/27/2026

Stay on the ball when it comes to your investments, no matter where you are on your financial journey.

08/24/2026

Heard “cheesy?” We said, “easy!” 😄 Get recreational vehicle insurance quickly and securely with Co operators Online Services. Just sign in, add coverage for your vehicle, then get back to the fun.

08/20/2026

Views on views on views. Protect your ride and your adventure with personalized ATV insurance at the right price.

Had a great time golfing with Caroline Taylor in my office and Len and Anthony this past weekend!  # Knights of Columbus...
08/19/2026

Had a great time golfing with Caroline Taylor in my office and Len and Anthony this past weekend!
# Knights of Columbus Annual Golf Tournament

Ready to feel more in control of your finances? Let’s start the conversation. Connect with us to book an appointment.
08/18/2026

Ready to feel more in control of your finances? Let’s start the conversation. Connect with us to book an appointment.

Address

2600 COUNTY Road 43
Kemptville, ON
K0G1J0

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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