Linda Giannone AMP, Mortgage Architects

Linda Giannone AMP, Mortgage Architects Provide sound advice and excellent service in arranging residential 1st an 2nd mortgages and commercial mortgages

Rates hold steady! A decision widely expected by economists, "The central bank announced this morning that it was keepin...
06/10/2026

Rates hold steady! A decision widely expected by economists, "The central bank announced this morning that it was keeping that trendsetting interest rate, which directly impacts variable mortgage rates, at its current level of 2.25%. That marks the fifth consecutive rate hold in a row, a streak that began in December and has continued through 2026" cited by CMP Magazine.

With so much current global instability, it's suggested there may very well be a freeze on this rate until the end of 2026. Highly dependent on the outcome and duration of the conflict in Iran, Bank of Canada governor Tiff Macklem will have the ear of many Canadians this morning as he cautiously addresses the vision going forward.

If you'd like to book a consultation to discuss your current or future mortgage options, give us a call!

[email protected]
416-571-5718

With 30+ years of experience, when it comes to mortgages, there is no question that's hard to answer. Happy to help with...
06/06/2026

With 30+ years of experience, when it comes to mortgages, there is no question that's hard to answer. Happy to help with your home buying process, to help ease the stress and give you a sense of confidence knowing you're in the right home, right product with the right terms, most flexibility, saving the most amount of money. If you have questions or aren't sure, or simply don't want to stress, give us a call.

Bring on sunnier, longer days, lake time, patio time and endless outdoor fun! We've been waiting for you June, welcome b...
06/02/2026

Bring on sunnier, longer days, lake time, patio time and endless outdoor fun! We've been waiting for you June, welcome back!
πŸ›₯οΈβš“οΈπŸοΈπŸ‰β˜€οΈ

If you're looking at purchasing your dream home which is in need of some upgrades, consider the purchase plus improvemen...
05/28/2026

If you're looking at purchasing your dream home which is in need of some upgrades, consider the purchase plus improvements program. Under a Purchase Plus Improvements mortgage, acceptable improvements are generally defined as permanent, fixed upgrades that increase the lasting market value of the property.

Acceptable Improvements:
Major Updates: Kitchen and bathroom remodels, finishing a basement, or adding a legal secondary suite.

Mechanical & Structural: HVAC upgrades (new furnace or A/C), plumbing, electrical panel replacements, and foundation repairs.

Exterior & Envelope: Roof replacement, new windows and doors, siding, and upgraded insulation.

Interior Finishings: New hardwood or tile floors, drywall, built-in cabinetry, and upgraded fixtures.

Energy-Efficient Upgrades: Adding solar panels, energy-efficient heat pumps, or smart home integrations that reduce operating costs.

Let's discuss your options and how this program works.

πŸ“² 416-571-5718
πŸ’» [email protected]

An evening filled with gratitude and celebration at the 2026 Mortgage Awards of Excellence Gala. So honoured and gratefu...
05/23/2026

An evening filled with gratitude and celebration at the 2026 Mortgage Awards of Excellence Gala. So honoured and grateful to be part of such an incredible team who was awarded such an honourable distinction, for our innovation, leadership and integrity. When you love what you do, it’s not work, and when you love who you do it with, it’s magic! πŸ’«πŸ₯‚

Tip Tuesday: πŸ”‘ 3 Reasons Self-Employed Canadians Should Work With a Mortgage Broker1️⃣ More Flexible Income SolutionsTra...
05/19/2026

Tip Tuesday: πŸ”‘ 3 Reasons Self-Employed Canadians Should Work With a Mortgage Broker

1️⃣ More Flexible Income Solutions
Traditional banks often struggle with self-employed income because of write-offs and fluctuating earnings. Mortgage brokers have access to lenders who understand business owners and can use alternative income verification methods to help qualify you.

2️⃣ Access to More Lender Options
Not every lender treats self-employed applicants the same. A mortgage broker can shop multiple lenders β€” including banks, credit unions, and alternative lenders β€” to find a solution tailored to your situation.

3️⃣ Strategic Structuring Can Improve Approval Chances
A broker can help position your application properly by reviewing tax returns, business financials, retained earnings, and debt structure before submitting your file β€” helping reduce delays, stress, and potential declines.

πŸ’‘ Self-employed doesn’t mean impossible. It just means strategy matters more.

Victoria Day long weekend, the first of many, and kicks off cottage season! Be safe and enjoy the long weekend whatever ...
05/17/2026

Victoria Day long weekend, the first of many, and kicks off cottage season! Be safe and enjoy the long weekend whatever it may be that brings you joy and all around good times! β˜€οΈ

To all mothers, hoping you have a love-filled day! 🌸
05/11/2026

To all mothers, hoping you have a love-filled day! 🌸

Sure there are a lot of moving parts to closing a mortgage; realtors, lawyers, lenders, title insurers, fine print, docu...
05/05/2026

Sure there are a lot of moving parts to closing a mortgage; realtors, lawyers, lenders, title insurers, fine print, documentation, but it doesn't have to be stressful. When you work with an experienced mortgage professional, whose sole focus is on you and ensuring you're understanding your mortgage fully, it makes the whole process so much easier.
Let's connect to ensure your choosing "a better way" of doing business.

πŸ“² 416-571-5718

πŸ’» [email protected]

Wishing you all a beautiful month ahead, filled with spring! Finally!
05/01/2026

Wishing you all a beautiful month ahead, filled with spring! Finally!

Address

Kawartha Lakes, ON

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