Tanya Evans - Mortgage Alliance

Tanya Evans - Mortgage Alliance As a licensed mortgage broker, my goal is to get you a mortgage that fits you - not the banks. Call me today!

With Mortgage Alliance's vast network of lenders, I'm able to find a mortgage or secured line of credit that will suit your circumstances. Whether it's for purchasing a new home, re-financing an existing one, building/construction and commercial loans, I can help negotiate the right terms and rates to help you get mortgage free faster.

A little update on rates 🌿The Bank of Canada has kept the policy rate at 2.25%, which means the prime rate is sitting ar...
01/28/2026

A little update on rates 🌿

The Bank of Canada has kept the policy rate at 2.25%, which means the prime rate is sitting around 4.45%. So, if you’re on a variable mortgage or line of credit, things aren’t moving, at least for now.

Even though nothing changed today, I like to remind people that stability is a great chance to pause and think. Whether it’s reviewing your renewal, planning for your next home, or just feeling confident in your current mortgage, taking a moment now can make a difference later.

The next rate announcement is on March 18, 2026, so there’s time to make any decisions thoughtfully.

If you want to talk through your options or just make sense of what this means for you, I’m always happy to chat. No pressure, just clarity.

— Tanya

01/24/2026

🔍📅 Most homeowners wait too long to review their mortgage.

Many people assume mortgage decisions only happen at renewal — but reviews can often start months in advance. That extra time matters. Early conversations allow homeowners to understand penalties, flexibility, and renewal options before default decisions are made.

Planning ahead creates room for better choices and fewer rushed outcomes.

Before renewal approaches, connect with your Mortgage Alliance Professional to review your options early and plan ahead confidently.

Are you looking for something to do this weekend. Check out Stoney Flats Harvest for their 4th annual pumpkin patch and ...
09/26/2025

Are you looking for something to do this weekend. Check out Stoney Flats Harvest for their 4th annual pumpkin patch and corn maze. Opening September 26th! 🎃🌽🍂

🤔💡 Did you know?!Since December 15, 2024, buyers putting less than 20% down have been able to choose a 30-year amortizat...
09/24/2025

🤔💡 Did you know?!

Since December 15, 2024, buyers putting less than 20% down have been able to choose a 30-year amortization on both new builds and resale homes.

This change has made it easier for many to get into the market here in Kamloops — with lower monthly payments, more flexibility, and room to breathe as they start their homeownership journey.

If you’ve been thinking about buying, this rule could help make it more affordable. 🍂

🍂 Hello, Autumn! 🍂There’s something cozy about crisp mornings, golden leaves, and the little moments that make this seas...
09/22/2025

🍂 Hello, Autumn! 🍂
There’s something cozy about crisp mornings, golden leaves, and the little moments that make this season special. To celebrate, we’ve made a fun Autumn Bingo!

✔️ Save it to your phone
✔️ Play along this season
✔️ Tag us when you get a BINGO!

Let’s see who can check off the most fall moments this year. 🌾🍁☕

📉 The Bank of Canada has lowered its key lending rate to 2.5%, marking the first rate cut since March. This decision com...
09/18/2025

📉 The Bank of Canada has lowered its key lending rate to 2.5%, marking the first rate cut since March. This decision comes as global trade tensions slow growth, inflation eases, and Canada’s labour market shows signs of softening.

Governor Tiff Macklem noted the move aims to “better balance the risks going forward” as tariffs and trade uncertainty continue to weigh on key sectors like auto, steel, and agriculture.

For Canadians, this rate cut could mean new opportunities in the housing market and potential savings for borrowers. 🏡

👉 If you’re wondering what this change could mean for your mortgage strategy, now is a great time to connect with me!

First-Time Home Buyer Incentive!Want smaller monthly payments? 👇The First-Time Home Buyer Incentive is a shared equity p...
09/18/2025

First-Time Home Buyer Incentive!

Want smaller monthly payments? 👇
The First-Time Home Buyer Incentive is a shared equity program with the Government of Canada.

They’ll contribute 5%–10% of your home’s purchase price toward your down payment.

You repay it when you sell or refinance — as a % of your home’s value.

It can make your mortgage more manageable right from the start.

Owning your first home is already a big step, not paying Property Transfer Tax makes it a little easier. ✨In BC, this ex...
09/16/2025

Owning your first home is already a big step, not paying Property Transfer Tax makes it a little easier. ✨

In BC, this exemption can take a big chunk off your closing costs, leaving you with more room to settle in, furnish, and truly make the space yours. 🛋️🌿

It’s one of the many programs designed to give first-time buyers a smoother start.

Over 70% of first-time buyers now use a gifted down payment - and it's opening doors to homeownership faster.Here's what...
09/11/2025

Over 70% of first-time buyers now use a gifted down payment - and it's opening doors to homeownership faster.

Here's what you'll need:
➡ A signed gift letter (from a parent, sibling, or grandparent)
➡Proof the money is in your account before closing

This can make the dream of homeownership come true faster! 🏠

Boost your down payment with your RRSP! 🙌The Home Buyers’ Plan lets first-time buyers withdraw up to $60,000 tax-free fr...
09/08/2025

Boost your down payment with your RRSP! 🙌

The Home Buyers’ Plan lets first-time buyers withdraw up to $60,000 tax-free from their RRSP.

➡ You’ll have 15 years to repay it, interest-free.
➡ You must move into the home as your principal residence within a year.

A smart way to make your savings work harder for you.

Planning to buy your first home? 🏡The First Home Savings Account (FHSA) is one of the best ways to get started.✔ Save up...
09/05/2025

Planning to buy your first home? 🏡

The First Home Savings Account (FHSA) is one of the best ways to get started.

✔ Save up to $40,000 tax-free
✔ Contributions are tax-deductible (like an RRSP)
✔ Withdrawals for your first home are tax-free (like a TFSA)

💡 You can even combine it with the Home Buyers’ Plan for extra savings power.

“Not sure how the FHSA fits into your plan? That’s what I’m here for — I’ll walk you through how much you can contribute and how to make the most of it alongside other programs.”

If you are ready to jump into homeownership, contact me today.I will discuss the mortgage process with you, inform you a...
09/03/2025

If you are ready to jump into homeownership, contact me today.

I will discuss the mortgage process with you, inform you about various programs available to first-time buyers in Canada, like...
➡ The Home Buyers’ Plan
➡ The First-Time Home Buyer Incentive
➡ Other products only offered through the Mortgage Broker channel

Reach out today!! 🏡

Address

Kamloops, BC
V2C2H5

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12503743010

Website

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