Debra Clearwater RBC Mortgage Specialist

Debra Clearwater RBC Mortgage Specialist Items of interest around Home ownership, market updates, items of interest for home owners and those Royal Bank of Canada
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Canada’s housing crisis is a hot topic and consistently grabbing headlines. If you have adult children looking to live o...
01/15/2025

Canada’s housing crisis is a hot topic and consistently grabbing headlines. If you have adult children looking to live on their own, or aging parents looking to downsize, housing availability is likely a major issue that’s affecting your family.

Life is expensive — and so are renovations! When it comes to fixing, updating or remodeling your home, it’s important to...
01/14/2025

Life is expensive — and so are renovations! When it comes to fixing, updating or remodeling your home, it’s important to use your money wisely.
To get the most bang for your buck, here are four renovations to prioritize and four ways to pay for them.

Discover 4 renovations that can add value to your home — and 4 ways to pay for the upgrades you want.

Wishing you a happy New Year from RBC! May 2025 be a year of joy, prosperity, and endless possibilities.
01/01/2025

Wishing you a happy New Year from RBC! May 2025 be a year of joy, prosperity, and endless possibilities.

Wishing you a joyous and meaningful Kwanzaa from RBC.
12/26/2024

Wishing you a joyous and meaningful Kwanzaa from RBC.

Wishing you a light filled and happy Hanukkah from RBC.
12/25/2024

Wishing you a light filled and happy Hanukkah from RBC.

Joyful wishes for a festive holiday. Merry Christmas from RBC!
12/25/2024

Joyful wishes for a festive holiday. Merry Christmas from RBC!

Have you thought about adding additional housing units to your current property? Want to redevelop your basement into a ...
12/19/2024

Have you thought about adding additional housing units to your current property? Want to redevelop your basement into a rental unit? Considered building a laneway home?
An RBC®️ Construction Mortgage could help. Contact me if you want to hear more.
rbc.com/constructionmortgage

An RBC mortgage specialist can give you the support you need from start to finish to guide you through the process and explain all the important facts you need to know about building your own house.

In the last interest rate announcement of 2024, the Bank of Canada reduced its benchmark rate by 50 bps, bringing the ra...
12/19/2024

In the last interest rate announcement of 2024, the Bank of Canada reduced its benchmark rate by 50 bps, bringing the rate down to 3.25%. The rate cut, which mirrors the last reduction announced in October, comes amidst a slight rise in the inflation rate.
This fifth straight interest rate reduction is positive news for current and prospective Canadian homebuyers, and complements the new mortgage rules that will take effect this month.

In its December 11 announcement, the BoC reduced its benchmark rate to 3.25%. This reduction complements upcoming new mortgage rules, designed to help reduce the barriers that exist for first-time homebuyers and renewers.

This year, RBC was honoured to help enable The Royal Canadian Legion’s poppy campaign with more than 1,000 contactless P...
11/11/2024

This year, RBC was honoured to help enable The Royal Canadian Legion’s poppy campaign with more than 1,000 contactless Pay Tribute boxes across Canada. It’s a small act in tribute to those who served and continue to serve.

May your day be full of joy, togetherness and, thanks for cherished moments with loved ones. Wishing you a Happy Thanksg...
10/14/2024

May your day be full of joy, togetherness and, thanks for cherished moments with loved ones. Wishing you a Happy Thanksgiving from RBC!

Wishing you and your family a meaningful and reflective Yom Kippur from RBC.
10/11/2024

Wishing you and your family a meaningful and reflective Yom Kippur from RBC.

Wishing you a happy Rosh Hashanah from RBC.
10/02/2024

Wishing you a happy Rosh Hashanah from RBC.

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