Mortgage Kamloops - Sarah Park

Mortgage Kamloops - Sarah Park Helping clients secure the right mortgage with expert advice and personalized service.

Based in Kamloops, Sarah Park offers trusted guidance for homebuyers, refinances, and property investments.

The Bank of Canada has confirmed a rate hold.I’m pleased to share that the policy rate remains unchanged at 2.25%. This ...
06/10/2026

The Bank of Canada has confirmed a rate hold.

I’m pleased to share that the policy rate remains unchanged at 2.25%. This marks another hold in the current cycle, delivering continued stability for Canadian mortgage borrowers amid mixed economic signals and global uncertainties.

A stable rate environment gives us room for thoughtful planning around renewals, pre-approvals, and long-term mortgage strategies - instead of reactive decisions.

If you’d like to see how today’s announcement affects your specific situation, reach out to me for a no-obligation review and confident next steps.

Are you feeling a bit worried about your upcoming mortgage renewal?You are definitely not alone. A lot of homeowners get...
06/04/2026

Are you feeling a bit worried about your upcoming mortgage renewal?

You are definitely not alone. A lot of homeowners get anxious when their term is ending, especially if life has changed since they bought the house. Maybe your income is different, your family has grown, or the market just feels different now.

Here is the thing: renewal is not just about signing a new term. It is actually a really good opportunity to reset your mortgage, your payments, your flexibility, and your long term plan.

This is exactly where I can help. I shop around with multiple lenders, look at all the options, check for any penalties, and make sure the next mortgage actually fits where you are today and where you want to go. No more settling for whatever the bank automatically offers.

Renewal should feel exciting and empowering, not stressful.

If your mortgage is coming up for renewal, send me a message today and let’s chat!

So excited to be sponsoring the prizes for Hoops in the Loops this weekend downtown!🏀I love supporting events that bring...
06/03/2026

So excited to be sponsoring the prizes for Hoops in the Loops this weekend downtown!🏀

I love supporting events that bring our community together and encourage kids to stay active, have fun, and build confidence through sport.

Good luck to all the players, and I can’t wait to see everyone out there this weekend! 🧡

KamloopsEvents SarahParkMortgageBroker DowntownKamloops Basketball Support

Your home equity is one of the most powerful financial tools you have - and I love helping homeowners unlock it!Whether ...
06/02/2026

Your home equity is one of the most powerful financial tools you have - and I love helping homeowners unlock it!

Whether you want to renovate your kitchen, consolidate high-interest debt, invest in another property, or simply tackle a big life goal, I can help you access low-cost funds in smart, flexible ways. Most homeowners are shocked at how affordable and strategic these options can be when done right.

Don’t let all that hard-earned equity just sit there unused.

Ready to put your home’s value to work for you? Message me today and let’s explore how much we can unlock together!

You make $40/hour.Your partner makes $35/hour.Can you afford a $750,000 home? 👇In many cases… yes, potentially.But what ...
06/01/2026

You make $40/hour.
Your partner makes $35/hour.
Can you afford a $750,000 home? 👇
In many cases… yes, potentially.

But what lenders care about isn’t just income — it’s the full picture:
✔️ Down payment
✔️ Existing debts
✔️ Property taxes
✔️ Condo fees (if applicable)
✔️ Credit score
✔️ Heating costs
✔️ Interest rates

A couple earning these incomes could qualify for much more than most people think… especially with the right mortgage strategy.

And small changes can make a HUGE difference:
➡️ Paying off a vehicle loan
➡️ Increasing your down payment
➡️ Adding basement suite income
➡️ Choosing a longer amortization

Every situation is different, which is why online calculators are often misleading.
Want to know what you’d actually qualify for in today’s market? Send me a message and I can run the numbers for you.

For unique situations where traditional lenders may not fit, private financing can offer short-term solutions. I’ll help...
05/30/2026

For unique situations where traditional lenders may not fit, private financing can offer short-term solutions. I’ll help you explore options and create a plan forward.

Building your own home? Construction financing is structured differently than a traditional mortgage. I’ll guide you thr...
05/29/2026

Building your own home? Construction financing is structured differently than a traditional mortgage. I’ll guide you through the process from planning to completion.

Buying a home in today’s market is more achievable than most people realize.I can help you navigate the current environm...
05/28/2026

Buying a home in today’s market is more achievable than most people realize.

I can help you navigate the current environment by securing the best possible pre-approval, identifying suitable lender programs, and creating a clear financial roadmap tailored to your situation. From exploring first-time buyer incentives to structuring your offer effectively, my guidance makes all the difference.

Many buyers are successfully purchasing homes right now with expert support and strategic planning.

Connect with me today to build a personalized strategy and move forward with confidence.

A cashback mortgage provides upfront funds at closing that can be used for expenses or flexibility. We’ll review if this...
05/27/2026

A cashback mortgage provides upfront funds at closing that can be used for expenses or flexibility. We’ll review if this option makes sense for your situation.

Most people don’t realize this… On a $400,000 mortgage at 4.5% amortized over 30 years:1 extra payment per yearPay it of...
05/26/2026

Most people don’t realize this…

On a $400,000 mortgage at 4.5% amortized over 30 years:

1 extra payment per year
Pay it off about 5 years faster
Save roughly $80,000 in interest

2 extra payments per year
Pay it off about 7–8 years faster
Save roughly $130,000 in interest

3 extra payments per year
Pay it off about 9–10 years faster
➡️ Save roughly $165,000 in interest

The crazy part?
Those extra payments go directly toward principal… which means you pay less interest every single year after that.

Even small extra payments can completely change your financial future over time.

Most homeowners focus only on rate… but payment strategy matters just as much.

Thinking about ways to pay your mortgage down faster while still keeping payments manageable? Let’s chat.

Address

820 Seymour Street
Kamloops, BC
V2C2H5

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

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