Jackie Van Vliet, Investment Advisor, CIBC Private Wealth

09/02/2026

She had been with her advisor for years.

She liked them, she trusted them, and she assumed she was getting access to everything available to her.

Then we sat down to review her portfolio.

She asked about some investment options she'd been reading about. We discussed the benefits of individual stocks such as tax efficiency, increased transparency and customization, at the same time as lowering her fees.
 
Her previous advisor wasn't able to offer these types of investments, not because they didn't care or weren't good at their job, but because their license only allowed them to sell mutual funds.

She had no idea this distinction existed.

This isn't a knock on mutual fund licensed advisors. They play an important role, and they are the right fit for many people.

As your wealth becomes more complex, it's worth asking whether your advisor has the tools, licensing, and planning capabilities that match your needs.

If you have ever wondered whether you are getting access to the full picture, that is worth a conversation.

DM me and let's talk about what is actually available to you.

09/01/2026

Giving wealth to adult children is rarely just a financial decision — it’s an emotional one too.

Before any transfer happens, families often need to have honest conversations about values, fairness, independence and intent.

The conversation you have, or avoid, can influence whether wealth brings a family closer together or creates tension.

Read more in our latest article: https://bit.ly/4iGODvO

08/31/2026

Are your investments sitting in the right accounts?

Where you hold your investments matters almost as much as what you hold. The wrong structure can cost you more in tax than you realize, every single year.

This is called asset location and it is one of the most overlooked parts of a financial plan.

Call me at 604-307-8536 and let's make sure your money is in the right place.

08/28/2026

Having one person who sees your full financial picture changes everything.

When your investments, your tax strategy, your estate plan, and your insurance are all being looked at together, nothing falls through the cracks.

I am life insurance licensed which means I can have the full conversation with you. Not just the investment side. The protection side too.

Life insurance, critical illness, disability coverage. These are not just products. They are part of a complete financial plan. And they need to be reviewed alongside everything else.

Too often I meet people who have the investment piece handled but have never really looked at whether their insurance coverage actually reflects their life today.

If that sounds familiar, let's fix it!

DM me and let's look at the full picture together.

08/27/2026

The collapse of Canada-US trade talks is disappointing. This increase in tariffs will have implications for growth, inflation, and market volatility.

See commentary by our Global Asset Management team regarding the economic impact and our outlook: https://bit.ly/4gFsxat

08/26/2026

Honestly, I don't know. Nobody does.

Markets move based on new information every single day.

Economic data, interest rates, earnings, world events, investor fear, and confidence. All of it happening at once, and although we can make predictions, no one gets it right every time.

A correction could happen. Markets could also keep climbing. Both are possible right now.

What I do know is that trying to position your portfolio around predictions is a losing game. Even the best investors in the world get that wrong.

The question I'd rather ask is this. If a correction did happen tomorrow, is your portfolio built to handle it without derailing your retirement?

That's where the real work is.

DM me if you want to talk through whether your portfolio is set up for whatever comes next.

08/25/2026

Read this month’s Equity Team Commentary for actionable insights on the Canadian equity market: https://bit.ly/4qB9SkF

Authors: Craig Jerusalim, Tudor Padure, CFA, Catharine Sterritt, Natalie Taylor, CFA, Nick With-Seidelin, CFA

08/24/2026

I think it is the season.

You slow down a little. You spend more time with family.
You start thinking about what really matters and what you want to protect.

Every summer I have more conversations about estate planning than any other time of year.

Clients updating their wills, reviewing their power of attorney, thinking about what happens to their wealth if something happens to them tomorrow.

It is not a morbid conversation. It is actually one of the most loving things you can do for the people in your life.

Having a plan in place means your family is not left guessing. They know what to do, they know what you wanted, and they are protected.

If you have been meaning to get your estate in order, this summer is a good time to start.

Call me at 604-307-8536 and let's talk through what needs to be looked at.

08/21/2026

A lot of Canadians have counted on real estate to help build their retirement plans. Recent condo market shifts are a reminder that putting too much into any one asset can come with real risks. Diversification can play an important role in helping build a more resilient long-term strategy.

Read more here: https://bit.ly/4gqXLSG

The Greater Toronto Area is leading a nationwide collapse in condominium prices.

08/19/2026

There is a government grant most Canadian families are leaving on the table every single year.

It's called the CESG. When you contribute to an RESP, the government adds a 20% grant, up to $500 a year per child, which grows tax deferred. And when it comes out for education, it is taxed in the student's hands at a very low rate.

Grandparents can open one too. It is one of the most meaningful gifts you can give!

The earlier you start the more time that money has to grow.

Call me at 604-307-8536 and let's get one set up.

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