Leanne Funston - Mortgage Broker

Leanne Funston - Mortgage Broker Licensed Mortgage Broker - Here to help you find the perfect mortgage! Mortgages with Leanne Funston Powered by The Mortgage House!

📣 UPDATE 📣 For the 7th consecutive announcement, the Bank of Canada has held its key interest rate steady at 2.25%. So,...
09/02/2026

📣 UPDATE 📣 For the 7th consecutive announcement, the Bank of Canada has held its key interest rate steady at 2.25%.

So, how does this affect you?

If you have a variable-rate mortgage or HELOC, nothing changes for now.

If you’re in a fixed-rate mortgage, the Bank of Canada update doesn’t impact you at all.

If you’re wondering what this means for your mortgage or what you should be doing next, feel free to reach out anytime. 🏡

We have 2 more announcements this year!

Next Rate Announcement - October 28, 2026!

Leanne Funston
Mortgage Broker

📧 [email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada, Bank of Canada Rate Announcement

Before you begin browsing homes for sale, setting a firm budget is the best first step.Gathering income papers and revie...
08/31/2026

Before you begin browsing homes for sale, setting a firm budget is the best first step.

Gathering income papers and reviewing credit early prevents unexpected delays later in the buying process.

Having your finances organized gives you confidence when placing an offer.

Reach out anytime if you want guidance on this.

Leanne Funston
Mortgage Broker

📧[email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada

08/26/2026

Planning a budget for your first home purchase can feel overwhelming without a structured timeline.

The latest 2026 CMHC survey highlights that saving for a down payment takes approximately 4.4 years for the average buyer.

Establishing a clear, dedicated path early helps young couples manage their household cash flow and step into the real estate market with confidence.

Leanne Funston
Mortgage Broker

📧[email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada

If your mortgage renewal is coming up, you might be seeing variable rates and fixed rates move in different directions.F...
08/24/2026

If your mortgage renewal is coming up, you might be seeing variable rates and fixed rates move in different directions.

Fixed options react to bond yields, while variable options follow central bank decisions.

Watching both trends gives you a clearer picture when planning your next step.

Send a message if you would like to review your options together.

Leanne Funston
Mortgage Broker

📧[email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada

Checking your credit bureau report for errors before applying for a mortgage is an effective way to improve your borrowi...
08/19/2026

Checking your credit bureau report for errors before applying for a mortgage is an effective way to improve your borrowing limits.

Inaccurate debt reporting or outdated late payments can lower your overall credit score and restrict your financing options.

Resolving these discrepancies with credit agencies early ensures your mortgage approval accurately reflects your financial health.

Connect with me to check your credit report today.

Leanne Funston
Mortgage Broker

📧[email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada

The Gross Debt Service and Total Debt Service numbers are the foundation of your mortgage approval.When the Canada Mortg...
07/31/2026

The Gross Debt Service and Total Debt Service numbers are the foundation of your mortgage approval.

When the Canada Mortgage and Housing Corporation reviews an insured application, they rely on these two strict mathematical equations.

Knowing how your gross income balances against your housing costs and car loans helps prevent surprises during the underwriting process.

Calculating these figures before you start visiting open houses ensures your budget remains realistic. I can calculate your exact ratios whenever you are ready.

Leanne Funston
Mortgage Broker

📧[email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada

Knowing your monthly costs helps you avoid budget surprises.Your mortgage payment is just one part of homeownership.Prop...
07/24/2026

Knowing your monthly costs helps you avoid budget surprises.

Your mortgage payment is just one part of homeownership.

Property taxes, insurance, and interest rates can all cause your monthly housing costs to change over time.

Planning for these adjustments keeps your finances steady.

If you want guidance on this, I can help.

Leanne Funston
Mortgage Broker

📧[email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada

No rate change… The Bank of Canada has decided to hold the rate at 2.25%.So, how does this affect you?If you have a vari...
07/15/2026

No rate change… The Bank of Canada has decided to hold the rate at 2.25%.

So, how does this affect you?

If you have a variable-rate mortgage or HELOC, nothing changes for now.

If you’re in a fixed-rate mortgage, the Bank of Canada update doesn’t impact you at all.

Overall, it’s a bit of breathing room and stability for homeowners.

If you’re wondering what this means for your mortgage or what you should be doing next, feel free to reach out anytime. 🏡

We have 3 more announcements this year!

Next Rate Announcement - September 2, 2026!

Leanne Funston
Mortgage Broker

📧 [email protected]
☎️ 250-320-5514
🖥 www.leannefunston.ca

Book a FREE Mortgage Consult 👇
📅 https://calendly.com/leannefunston





YKA Mortgages, BC Mortgage Broker, The Place to Mortgage, BC Mortgages, Kamloops Mortgages, TPTM, Homeownership, Homeownership Goals, Start The Conversation, Doing Mortgages Differently, 100 Mile House Mortgages, Home Buying, Market Update, Mortgage Tips, Real Estate Canada, Bank of Canada Rate Announcement

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