Mortgages by Jess

Mortgages by Jess Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Mortgages by Jess, Mortgage brokers, 4908 51 Avenue, Innisfail, AB.

Mortgages by Jess | Powered by The Mortgage House

First-time buyers โ€ข Refinances โ€ข Debt consolidation โ€ข +more
Proudly serving clients across Alberta & neighbouring provinces ๐Ÿก
Full-time underwriter at The Mortgage House | Innisfail, AB

Celebrating Womenโ€™s Golf Day today! ๐Ÿ’•โ›ณA day to recognize, support, and inspire women in golf. Whether youโ€™re picking up ...
06/03/2026

Celebrating Womenโ€™s Golf Day today! ๐Ÿ’•โ›ณ

A day to recognize, support, and inspire women in golf. Whether youโ€™re picking up a club for the first time or chasing your next personal best, hereโ€™s to a sport that brings women together around the world!

From catching up over a cart bevy on the fairway, to decompressing stress with a rocket drive down the middle, and finding a little peace of mind with a single putt; golf is so much more than a game. ๐Ÿป



๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

Most people donโ€™t realize debt has an expiration timeline on your credit report! ๐Ÿ‘€Whether itโ€™s a consumer proposal or wr...
05/27/2026

Most people donโ€™t realize debt has an expiration timeline on your credit report! ๐Ÿ‘€

Whether itโ€™s a consumer proposal or written-off debt, knowing how long it stays on your bureau can help you plan your next financial move.

Understanding how credit works = better decisions + stronger financial goals!๐Ÿ’ก



๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

The Home for Dinner program is more than just a volunteer initiative. It is an opportunity to provide families facing di...
05/20/2026

The Home for Dinner program is more than just a volunteer initiative. It is an opportunity to provide families facing difficult circumstances with a warm, home-cooked meal and a sense of comfort and community during their stay at the Red Deer Ronald McDonald House. ๐Ÿ‘ฉ๐Ÿผโ€๐Ÿณ๐Ÿ™Œ๐Ÿป

I couldnโ€™t have asked for a better way to spend time outside the office than alongside these amazing people.



๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

๐‘๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐จ๐ซ ๐ฌ๐ž๐œ๐จ๐ง๐ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?โ€ฆ they both unlock your home equity, but they are NOT the same ๐Ÿ‘‡A ๐‘๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž replaces your m...
05/12/2026

๐‘๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž ๐จ๐ซ ๐ฌ๐ž๐œ๐จ๐ง๐ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž?โ€ฆ they both unlock your home equity, but they are NOT the same ๐Ÿ‘‡

A ๐‘๐ž๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž replaces your mortgage (lower rates + one payment = better long-term).

A ๐ฌ๐ž๐œ๐จ๐ง๐ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž stacks on top (faster, easier, but higher interest = short-term solution).

The right move depends on your goals, your rate, and how long you need the money.

โšก Pro tip: Donโ€™t just look at the rate! Look at the TOTAL cost.

Thinking about using your home equity? Letโ€™s break it down and find the smartest option for you



๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

is proof that it truly matters who you work beside! ๐Ÿช๐Ÿง‹๐ŸคŽSheโ€™s always spoiling me with work week sweat treats! ๐‰...
05/06/2026

is proof that it truly matters who you work beside! ๐Ÿช๐Ÿง‹๐ŸคŽ

Sheโ€™s always spoiling me with work week sweat treats!



๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

๐Š๐ง๐จ๐ฐ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฌ๐ก๐จ๐ฉ! ๐Ÿ’กA mortgage pre-approval gives you a clear budget, strengthens your offer, and shows sellers youโ€™r...
04/29/2026

๐Š๐ง๐จ๐ฐ ๐›๐ž๐Ÿ๐จ๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ฌ๐ก๐จ๐ฉ! ๐Ÿ’ก

A mortgage pre-approval gives you a clear budget, strengthens your offer, and shows sellers youโ€™re serious.

Itโ€™s not just a guess, itโ€™s based on your income, documents, and credit.

Thinking about buying? Start here ๐Ÿ‘‡

๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

๐˜๐จ๐ฎ๐ซ ๐‚๐ซ๐ž๐๐ข๐ญ ๐’๐œ๐จ๐ซ๐ž โฌ‡๏ธHereโ€™s what actually affects it:1. ๐๐š๐ฒ๐ฆ๐ž๐ง๐ญ ๐‡๐ข๐ฌ๐ญ๐จ๐ซ๐ฒ ๐Ÿ’ณPay on time. Every time.Late payments = instant ...
04/21/2026

๐˜๐จ๐ฎ๐ซ ๐‚๐ซ๐ž๐๐ข๐ญ ๐’๐œ๐จ๐ซ๐ž โฌ‡๏ธ

Hereโ€™s what actually affects it:
1. ๐๐š๐ฒ๐ฆ๐ž๐ง๐ญ ๐‡๐ข๐ฌ๐ญ๐จ๐ซ๐ฒ ๐Ÿ’ณ
Pay on time. Every time.
Late payments = instant damage.
2. ๐‚๐ซ๐ž๐๐ข๐ญ ๐”๐ฌ๐š๐ ๐ž ๐Ÿ“Š
Using too much of your limit? Red flag.
Keep it under 30%.
3. ๐‚๐ซ๐ž๐๐ข๐ญ ๐€๐ ๐ž โณ
The longer your history, the better.
Donโ€™t close old accounts!
4. ๐‚๐ซ๐ž๐๐ข๐ญ ๐Œ๐ข๐ฑ ๐Ÿ”„
Cards, loans, LOCs = good variety.
But donโ€™t take on debt just for this.
5. ๐‚๐ซ๐ž๐๐ข๐ญ ๐‚๐ก๐ž๐œ๐ค๐ฌ ๐Ÿ‘€
Too many applications = score drops.
Space them out, especially before buying.

๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

04/06/2026

Happy Easter! ๐Ÿ’›๐Ÿฐ๐Ÿฃโœจ๐ŸŒท
I started the day off feeling motivated by some incredible business owners and social media creators, and I decided itโ€™s time to try something new! Video logging, also known as โœจvloggingโœจ

After watching: .realestate
โ€ฆI felt inspired to step outside my comfort zone.
Social media has always been a bit of a roadblock for me. Itโ€™s easy to post a picture of yourself or hide behind a screen. But showing up on video, editing it, and then actually sharing it? Thatโ€™s a whole different level of vulnerability. Itโ€™s honestly terrifying.
But at the same time, I know weโ€™re often our own worst critics. And if you want to stand out, grow, and get recognized, you have to be willing to test your boundaries.

So hereโ€™s meโ€ฆ trying something new ๐Ÿ’ซ

A huge credit to .june.petty at Red Deer, for being so inviting and always making me feel like a million bucks! ๐Ÿ™Œ๐Ÿป
๐Ÿ“น

๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

๐๐š๐ง๐ค ๐จ๐Ÿ ๐‚๐š๐ง๐š๐๐š ๐”๐ฉ๐๐š๐ญ๐ž ๐ŸฆThe overnight rate is holding steady at ๐Ÿ.๐Ÿ๐Ÿ“%ย meaning no change to variable interest rates for no...
03/18/2026

๐๐š๐ง๐ค ๐จ๐Ÿ ๐‚๐š๐ง๐š๐๐š ๐”๐ฉ๐๐š๐ญ๐ž ๐Ÿฆ

The overnight rate is holding steady at ๐Ÿ.๐Ÿ๐Ÿ“%ย meaning no change to variable interest rates for now.

Weโ€™re seeing a bit of a balancing act in the economy:
โ€ข๐Ÿ“‰ ๐—ฆ๐—น๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ท๐—ผ๐—ฏ ๐—ด๐—ฟ๐—ผ๐˜„๐˜๐—ต ๐—ฎ๐—ป๐—ฑ ๐—ฎ ๐˜€๐—ผ๐—ณ๐˜๐—ฒ๐—ฟ ๐—ฒ๐—ฐ๐—ผ๐—ป๐—ผ๐—บ๐˜† (Canadas economy lost 84,000 jobs in February 2026/national employment rate rose to 6.7%)
โ€ข ๐Ÿ“ˆ๐—ฅ๐—ถ๐˜€๐—ถ๐—ป๐—ด ๐—ถ๐—ป๐—ณ๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฟ๐—ถ๐˜€๐—ธ๐˜€ ๐—ฑ๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ป ๐—ฏ๐˜† ๐—ต๐—ถ๐—ด๐—ต๐—ฒ๐—ฟ ๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ด๐˜† ๐—ฝ๐—ฟ๐—ถ๐—ฐ๐—ฒ๐˜€ (Brent crude oil surged above $100 per barrel *global price*, following escalating U.S.-Israeliย strikes on Iran in late February. Prices remain elevated as the Strait of Hormuz remains essentially closed off to through-traffic.)

Because of this, the Bank is taking a cautious, wait-and-see approach.

๐—ช๐—ต๐—ฎ๐˜ ๐˜๐—ต๐—ถ๐˜€ ๐—บ๐—ฒ๐—ฎ๐—ป๐˜€ ๐—ณ๐—ผ๐—ฟ ๐˜†๐—ผ๐˜‚:
โ€ข Variable rate mortgages remain unchanged
โ€ข Fixed rates continue to fluctuate with the bond market
โ€ข Market conditions remain stable, but uncertain



๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]
๐Ÿ’ปmortgagesbyjess.ca

Taking a break from locking in rates to lock in some relaxation! ๐Ÿง–โ€โ™€๏ธ๐ŸŒฒ๐Ÿ”๏ธโ€ขโ€ขโ€ข๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ...
01/27/2026

Taking a break from locking in rates to lock in some relaxation! ๐Ÿง–โ€โ™€๏ธ๐ŸŒฒ๐Ÿ”๏ธ
โ€ข
โ€ข
โ€ข
๐‰๐ž๐ฌ๐ฌ๐ข๐œ๐š ๐‡๐จ๐ฐ๐ž๐ฅ๐ฅ- ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐๐ซ๐จ๐ค๐ž๐ซ @ ๐“๐ก๐ž ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž
๐Ÿ“ฒ 403.596.8341
โœ‰๏ธ [email protected]

Address

4908 51 Avenue
Innisfail, AB
T4G1M1

Telephone

+14035968341

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