Julie Windebank - Mortgage Broker

06/10/2026

06/10/2026

👩🏻‍💻 The Bank of Canada has held its overnight rate at 2.25%.

🏡 For those with variable-rate mortgages or HELOCs, that means no change for now. Fixed mortgage rates are influenced by bond market activity, so today’s announcement does not directly affect them.

💵 While inflation has eased, the Bank cited ongoing economic uncertainty as a reason for holding steady.

❤️ If you have questions about how this announcement may affect your mortgage, renewal, or home buying plans, I’m always happy to help.

📅 Next Bank of Canada rate announcement: July 15, 2026

📞 (403) 318-9341
✉️ [email protected]
🌐 TheMortgageHouse.ca/Julie



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Bank of Canada, mortgage rates Canada, variable mortgage, HELOC, mortgage renewal, mortgage broker Alberta, Central Alberta mortgage broke

06/01/2026

🌈 Happy Pride Month! June is all about celebrating love, and the importance of feeling accepted for who you are.

❤️ I believe that everyone deserves to feel comfortable, respected, and supported throughout the mortgage process!

05/27/2026

🤍🥰

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📞 (403) 318-9341
✉️ [email protected]
🌐 TheMortgageHouse.ca/Julie

05/21/2026

🎓 As we approach grad season, I thought this would be a good time to start a little series on things you may have not learned in high school! One of the biggest ones? Credit.

💳 A lot of people do not realize how important credit history becomes when you eventually want to buy a home. In many cases, building good credit starts with something as simple as getting a credit card when you turn 18 and using it responsibly.

A few basics:
• Always make payments on time
• Try not to use more than about 30% of your credit limit
• Avoid missing payments or maxing out cards
• The longer your credit history, the better

Your credit score can affect:
• Whether you qualify for a mortgage
• The interest rate you receive
• How much you may be approved for

🕰️ Good credit takes time to build, which is why starting early matters more than people think.

📞 (403) 318-9341
✉️ [email protected]
🌐 TheMortgageHouse.ca/Julie



Credit score Canada, mortgage tips Canada, first time home buyer Alberta, mortgage broker Alberta, Central Alberta mortgage broker

05/13/2026

I’ll take the “actually” as a compliment 😂😉

A big part of my job is making the mortgage process feel less overwhelming and helping people understand their options clearly. Please reach out if you have any questions!

📞 (403) 318-9341
✉️ [email protected]
🌐 TheMortgageHouse.ca/Julie



Mortgage broker Alberta, Red Deer mortgage broker, Innisfail mortgage broker, Penhold mortgage broker, Central Alberta mortgage broker

05/10/2026

🌸 Happy Mother’s Day!

🧑‍🧑‍🧒‍🧒 Being a mom to my two boys has been the most rewarding part of my life. Watching them grow into the young men they’re becoming makes me incredibly proud every day.

❤️ Feeling very grateful today.

📞 (403) 318-9341
✉️ [email protected]
🌐 TheMortgageHouse.ca/Julie



Mortgage broker Alberta, Red Deer mortgage broker, Innisfail mortgage broker, Penhold mortgage broker, Central Alberta mortgage broker

05/04/2026

🏡 Don't renew, renegotiate!

👩🏻‍💻 If your mortgage is coming up for renewal, it’s worth taking the time to explore your options first. Many renewal offers don’t reflect the most competitive rates or the best structure for your current situation.

I can help you:
• Find a more competitive rate
• Adjust your mortgage to better fit your goals
• Access equity for renovations, investments, or debt consolidation
• Explore flexible payment options

❤️ Plus, all renewals funded between April 1st and June 30th are eligible to win a fire table, just in time for summer!

If your renewal is coming up, let’s take a look before you sign.

📞 (403) 318-9341
✉️ [email protected]
🌐 TheMortgageHouse.ca/Julie



Mortgage broker Alberta, Red Deer mortgage broker, Innisfail mortgage broker, Penhold mortgage broker, Central Alberta mortgage broker

04/29/2026

No change from the Bank of Canada today, and the overnight rate remains at 2.25%. This means variable-rate mortgages and lines of credit remain unchanged.

Fixed mortgage rates are not directly affected, as they are influenced by the bond market.

The Bank is holding steady amid global uncertainty, rising energy prices, and a slowing Canadian economy. For now, stability continues while they monitor what’s next.

📅 Next update: June 10, 2026
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