The Place to Mortgage

The Place to Mortgage 👉Full-service mortgage brokerage offering personalized financing solutions for homebuyers, homeowners, and investors across Canada.

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Ready to own your home, but not quite sure where to start? 🏡 Getting a mortgage doesn’t have to feel overwhelming when y...
09/04/2026

Ready to own your home, but not quite sure where to start? 🏡

Getting a mortgage doesn’t have to feel overwhelming when you have a clear plan and someone helping you understand your options.

Whether you’re buying your first home, moving into your next one, or simply wondering what you could qualify for, I can help you look at the numbers and figure out the next step that makes sense for you.

As a mortgage broker, I have access to a wide range of lenders and mortgage options, so we can focus on finding a solution that fits your situation and your goals.

Ready to get started? Use the link in my bio to complete my mortgage application, and follow along for more mortgage tips and advice.

Private mortgage investing isn’t about trying to perfectly time the market. It’s about understanding the opportunity in ...
09/04/2026

Private mortgage investing isn’t about trying to perfectly time the market. It’s about understanding the opportunity in front of you.

The property, loan-to-value, borrower profile, exit strategy, terms and overall risk all matter when deciding whether an investment makes sense.

Better decisions come from doing the analysis, asking the right questions and understanding both the potential return and the risk involved.

I work with eligible investors to review carefully underwritten private mortgage opportunities secured by real estate, with clear information to help you make an informed decision.

Interested in learning more about private mortgage investing? Leave a comment or reach out to me directly.

Disclaimer: Private mortgage investments involve risk, and returns are not guaranteed. Eligibility requirements apply. This content is for informational purposes only and is not financial or investment advice. ⚠️

Here's a stat worth celebrating: mortgage affordability just improved for the tenth quarter in a row. National Bank data...
09/03/2026

Here's a stat worth celebrating: mortgage affordability just improved for the tenth quarter in a row.

National Bank data shows the mortgage payment on a typical home has dropped to 51.1 percent of median income, the best level we've seen in a while. At the same time, July home sales eased slightly compared to last year, which sounds like mixed news but actually points to a market that's leveling out rather than overheating.

For buyers who've been waiting for a clearer sign, this combination, easing sales alongside genuinely improving affordability, is exactly the kind of steady progress worth paying attention to. It doesn't mean the same story everywhere, but the national trend is a real, fact-based reason for optimism.

Has affordability been the thing holding you back from making a move?

The Bank of Canada is holding steady for now. 🇨🇦With the overnight rate remaining at 2.25%, prime stays at 4.45%, which ...
09/02/2026

The Bank of Canada is holding steady for now. 🇨🇦

With the overnight rate remaining at 2.25%, prime stays at 4.45%, which means no immediate change for variable-rate mortgages, HELOCs or lines of credit tied to prime.

Fixed rates are a different story. They follow the bond market, so they can still move even when the Bank of Canada doesn’t.

If you’re buying, renewing or wondering whether fixed or variable makes the most sense right now, comment “RATE” below and I’ll help you look at your options.

Ready to get started? You can also apply through the link in my bio.

Top 5% for August! 🎉So grateful for the clients who continue to trust me with their mortgages and for the incredible tea...
09/02/2026

Top 5% for August! 🎉

So grateful for the clients who continue to trust me with their mortgages and for the incredible team behind me. Another great month doing what I love! 🤍

Inflation nudged higher in July, landing at 3.0 percent year over year, up from 2.8 percent. Before that number worries ...
09/02/2026

Inflation nudged higher in July, landing at 3.0 percent year over year, up from 2.8 percent.

Before that number worries you, here's the context. Gas prices did most of the heavy lifting, up nearly 26 percent from last year. Strip that out, and inflation actually held steady around 2.2 percent, close to what the Bank of Canada likes to see. Most economists still expect the Bank to hold its key rate at 2.25 percent for the rest of the year, treating the gas spike as temporary rather than a trend.

For anyone on a variable rate mortgage, that steadiness is genuinely good news. It means your payment isn't likely to move because of this report, and it gives you a stable base to plan around while the bigger picture plays out.

Do you find it helpful knowing what these numbers actually mean for your payment?

Why are more investors considering private mortgages as part of their investment strategy? 🏡 Private mortgage investing ...
09/01/2026

Why are more investors considering private mortgages as part of their investment strategy? 🏡

Private mortgage investing can offer the potential for attractive returns while providing the added security of an investment backed by real estate.

Every opportunity is different, which is why I focus on carefully underwritten mortgage investments, clear disclosure, and helping eligible investors understand the property, loan-to-value, borrower profile, terms, and risks before making a decision.

If you’re interested in learning more about private mortgage investment opportunities, leave a comment below or send me a DM and I’d be happy to start the conversation.

Private mortgage investments involve risk and are not guaranteed. Opportunities are subject to availability, suitability, and applicable requirements.

With Jane Wierzba - ReMax Real Estate Central Alberta – I just made it onto their weekly engagement list by being one of...
09/01/2026

With Jane Wierzba - ReMax Real Estate Central Alberta – I just made it onto their weekly engagement list by being one of their top engagers 🎉

Bond markets had a wild week, and mortgage rates came along for the ride. Here's the connection: fixed mortgage rates cl...
09/01/2026

Bond markets had a wild week, and mortgage rates came along for the ride.

Here's the connection: fixed mortgage rates closely follow the yield on government bonds, which is essentially the return investors earn on government debt. When that yield climbs, lenders raise fixed rates to match. This week, renewed trade tensions pushed Canada's five-year bond yield higher, and fixed rates on three to five year terms followed with increases of 10 to 20 basis points (a basis point is just one one-hundredth of a percent).

If you're shopping for a home or holding a pre-approval, this is a great reminder of why a rate hold matters. It locks in today's rate while you search, so a bump like this one doesn't change your budget. And because so much of this move was tied to short-term trade headlines, it could shift again just as quickly.

Are you currently holding a rate, or thinking about locking one in?

Here’s a number worth celebrating: mortgage affordability just improved for the tenth quarter in a row.National Bank dat...
08/28/2026

Here’s a number worth celebrating: mortgage affordability just improved for the tenth quarter in a row.

National Bank data shows the mortgage payment on a typical home has dropped to 51.1 percent of median income, the longest stretch of improvement on record, even though affordability is still below historical norms. July home sales dipped 5.3 percent from a year ago, though sales actually ticked up slightly month over month, a sign the market is steadying rather than falling apart.

This steady trend means more Canadians are edging closer to being able to afford a home, even if headlines about softer sales sound discouraging.

Does knowing affordability is trending the right way change how you think about buying?

Address

#2 4908 51st Avenue
Innisfail, AB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14038658123

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