Edward Jones-Financial Advisor: Trevor Finkenzeller

06/14/2026

The way most people think they spend money and the way they actually spend it can be surprisingly different. You might assume you're only spending a certain amount on dining out or subscriptions, but when you track it, the reality often looks quite different.

That's why the first step in creating a balanced family budget is simply knowing where your money goes each month. Not judging it. Not changing it yet. Just understanding it. Track your income, your essential expenses, your debt payments, and yes, the money you spend on things that make life enjoyable.

Having a clear picture of your spending habits can help you gain more control. And having more control can help reduce financial stress and can help you make better decisions about what matters most to your family.

If you'd like help getting a clear view of your financial situation and creating a plan that works for your family, reach out. We can walk through it together.

These considerations can help you get a handle on how you spend money each month.

06/13/2026

Tech is cooling, not breaking: The recent pullback in semiconductors reflects profit-taking after a “too far, too fast” rally, with improving breadth signaling a healthier market backdrop.

How did the markets perform this week? Get the highlights and the latest economic news.

06/12/2026

Planning to pass your cottage to the next generation? Many cottage owners assume leaving it in their will is enough, but there's a significant tax issue to address. When you pass away, your cottage is taxed as if you sold it. If it has appreciated substantially over the years, that creates a tax bill your heirs will need to cover.

Without proper planning, your family could face liquidity challenges, which in some cases may result in the need to sell the property.

The good news is there are four strategies to transfer cottage ownership:

• Make adult children joint owners: Deal with the capital gain now and have a tax-free transfer on death through joint tenancy with right of survivorship
• Set up a personal trust: Maintain control while sheltering future capital gains from tax for 21 years
• Buy permanent life insurance: Cover the projected tax bill with a joint last-to-die policy that pays when the second parent dies
• Designate the cottage as your principal residence: Benefit from the principal residence exemption if the cottage is appreciating faster than your other home

Each approach has unique benefits depending on your situation, timeline and family dynamics.

Let's discuss which strategy makes sense for your family's situation.

Edward Jones, its employees and financial advisors do not provide tax or legal advice. Consult a qualified tax or legal professional regarding your personal situation. This content is for informational purposes only.

06/10/2026

Getting married or becoming common law isn’t just a personal milestone, it’s a financial one, too.

A few important money to-dos that couples often overlook:

✅ Review beneficiaries and update important documents
✅ Decide how you’ll organize accounts and manage day to day money
✅ Talk through short-term priorities and longer-term goals
✅ Understand how marriage or common law status may affect taxes and benefits

You don’t need to have every answer right away. What matters is starting the conversation and having a plan that can evolve as your life changes.

As your Edward Jones financial advisor, I can help you work through these next steps and build a plan that reflects both partners.

06/08/2026

Many couples assume they'll figure out the financial details as they go. But when one or both partners bring significant assets, a business, or dependents into the relationship, those "figure it out later" conversations can become complicated fast.

This is where discussing expectations early can make a real difference. A cohabitation agreement prevents misunderstandings around spending, saving, and shared costs. It gives you both a clear foundation to work from.

And here's the bigger picture: creating this agreement often leads to the kind of financial conversations that support long-term planning. When you're aligned on how to handle money day to day, you're better positioned to work toward bigger goals together, whether that's buying a home, saving for retirement, or building an emergency fund.

If you're moving in together and want guidance on aligning your financial decisions with your shared goals, reach out. We can help build a foundation that works for both of you.

Edward Jones financial advisors are not lawyers and cannot provide legal advice. A cohabitation agreement is a legally binding document that should be created with the assistance of a qualified lawyer or legal professional. We can help you understand how your financial decisions today connect to your long-term goals and work alongside your legal advisor to support your overall financial strategy.

06/06/2026

Markets experienced gain in April, bringing new life to diversified portfolios after a volatile first quarter. The broader backdrop has stayed constructive:

• Resilient economic activity in certain sectors
• Rising corporate profits
• Continued opportunity in energy, industrials, and materials for Canadian investors
• Longer-term bonds offering support as yields stabilize

Instead of trying to predict the exact peak of the market, our guidance focuses on a forward-looking approach built around two timelines: a longer-term strategy anchored to your goals, and a shorter-term, opportunistic view for timely adjustments with discipline.

If any of this raises questions, or you'd like to talk through what recent market shifts mean for your portfolio, please reach out. I'm here, and I'm happy to help.

Learn more about your portfolio’s performance, and check out our recommendations for disciplined investors.

06/06/2026

Last week's blowout U.S. payroll report underlined the improvement in the U.S. labour market this year, with hiring accelerating and broadening across sectors, signaling a more durable foundation for growth. Canadian employment data were also surprisingly strong, reversing some of the weakness in hiring this year.

How did the markets perform this week? Get the highlights and the latest economic news.

06/06/2026

One of the most common questions about Old Age Security (OAS) is when to start taking it. The standard age is 65, but you can delay until age 70. Each choice affects how much you receive.

Starting at 65 means you begin receiving income earlier. But if you delay, your monthly payments increase by 0.6% for each month you wait, up to a maximum 36% increase at age 70.

So which option is right for you? It depends on several factors unique to your situation. Your current tax rate matters. If you're still working or have other significant income, delaying might make sense. Your total income matters too, because OAS is subject to a clawback if your income exceeds certain thresholds.

If you're approaching 65 and wondering when to start your OAS, reach out. I can help you evaluate your options based on your personal circumstances.

You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

06/03/2026

It’s National Accessibility Week, a time to recognize the ongoing efforts that help make our communities more accessible and inclusive. 🤝

At Edward Jones, we are committed to weaving accessibility into our processes, technology and culture to create a firm where clients and colleagues with disabilities feel welcomed, valued and empowered to fully achieve their career and financial goals.

Every step toward greater accessibility matters, and this week is a reminder of the progress being made and the work that continues.

06/01/2026

Happy Pride Month! 🌈

This June, we celebrate love, authenticity, and the courage it takes to live as your true self.

Pride is about visibility, acceptance, and progress. It's about creating spaces where everyone feels safe to plan for the life they envision, whether that's marriage, family planning, retirement, or legacy building.