Lindsay Bishop - Mortgage Teacher

Lindsay Bishop - Mortgage Teacher Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Lindsay Bishop - Mortgage Teacher, 618 Concession Street, Hamilton, ON.

Photo source unknown but man is it spot on. Fixed rates and variable rates don’t move at the same pace or for the same r...
10/23/2024

Photo source unknown but man is it spot on. Fixed rates and variable rates don’t move at the same pace or for the same reasons. Variable is a good strategy if you can take on the risk and it suits your goals, keeping in mind that it can also go up and that it moves both ways. Fixed rates have slightly increased in the last month and we hope that they will go down, but there is no guarantee about any of this.

sunshine turns me into a new human
04/26/2024

sunshine turns me into a new human

Start of 2024 has been good… dare I even say, productive?⁣ 🤓 Rates are dropping and relief is finally coming down the pi...
01/09/2024

Start of 2024 has been good… dare I even say, productive?⁣ 🤓 Rates are dropping and relief is finally coming down the pipe for a lottttt of us.

Couple quick snaps:
⁣⁣
1. Got some tasty soup on. Cozy szn. ⁣⁣
⁣⁣
2. New selfie with a couple things that wouldn’t fit in the frame.
⁣⁣
3. Now a quick zoom in on my AirPod case. Not just your average AirPod case but one with an AirTag slot and it’s a LIFESAVER 🥲 You should get this case too if you’re also prone to losing things nonstop. In fairness… AirPods are teensy tiny and built to lose. ⁣⁣
⁣⁣
4. This part of the photo was also out frame but deserves a moment as well.

📣COFFEE CLUB ANNOUNCEMENT!⁣🚨SOUND THE ALARM!⁣📫*REAL* MAIL TIME!⁣⁣⁣⁣It's time to celebrate that we made it through Januar...
02/02/2023

📣COFFEE CLUB ANNOUNCEMENT!⁣
🚨SOUND THE ALARM!⁣
📫*REAL* MAIL TIME!⁣⁣
⁣⁣
It's time to celebrate that we made it through January, y'all. If you're a client of mine, you should have received a postcard for a free coffee at for the month of February. (If you have not received one, let me know as soon as possible and I'll pop one in the mail for ya!⁣)⁣
⁣⁣
I love the February mailout the most because it's a time to tell you all that you're my one and only 💘VALENTINE💘… each and every one of you. And I'll be launching a Valentine's Day contest TOMORROW so stay tuned... 👀

Nice little Hamilton Mountain Brow shot eh? Also, swipe for my feelings on the Jays losing. (I had to use my editing ski...
10/11/2022

Nice little Hamilton Mountain Brow shot eh? Also, swipe for my feelings on the Jays losing. (I had to use my editing skills to fix the photo.) Also… this post has nothing to do with the Jays but felt I should acknowledge my disappointment in their loss. Thumbs wayyyy dowwwwwn. ⁣😫
⁣
You probably hear it all the time but I’ll say it again…⁣⁣
⁣⁣
you ⁣⁣
cannot ⁣⁣
perfectly ⁣⁣
time ⁣⁣
the ⁣⁣
real⁣⁣
estate ⁣⁣
market
🤓
⁣⁣⁣
My main takeaway: buy the house you WANT if you can AFFORD it and don’t worry so much about the market. If you plan on living there for a while and you can make the payments work… do it. ⁣⁣⁣ If you are trying to make a quick profit and are worried about the payments, don’t do it.
⁣⁣⁣
I find with the real estate market that by the time news trickles down the line, the tides have already changed. By the time everyone realized in January 2022 that their neighbour had sold for $200,000 over asking price, that market already shifted. ⁣⁣
⁣⁣⁣
Lately we’ve seen houses sitting on the market with no competition and they’re sitting because 📈rates are wild📈 and people are trying to time the market again. They are waiting for the prices to drop further before getting back out there. ⁣⁣
⁣⁣⁣
My third client this past week was in competition (not against 20+ others like last year) but a little bit of competition is happening again. If you wait for prices to ”bottom out”, you may be up against several other buyers again. My advice is not that you should buy something just because of the market, my advice is that you buy the house you want that you can afford and don’t worry so much about the market itself. Make the house buying process what it should be about— that you want a home to live in and you can afford it.⁣⁣
⁣⁣
If you want to hash it out, shoot me a DM or you can contact me in the link in my bio.

To all my first time homebuyers and those who are wanting to sell and buy again— I know you’re tired and are taking a w...
08/30/2022

To all my first time homebuyers and those who are wanting to sell and buy again— I know you’re tired and are taking a well-deserved break from realtor.ca… I get it. Since 2020, it has been a literal S**T SHOW 😵‍💫 Ridiculous bidding wars, no conditions allowed and adding at least $150,000 to every list price. It has been intense and totally unpredictable.⁣
⁣
However, house prices have dropped 12-20% since March of this year. That is HUGE! It is now finally time to dust off the stress of dealing with 20+ offers on every listing and get back on the horse. Yes, rates are higher (don’t even get me started) but prices are lower, full conditions are back, there is way less competition ANNND houses are just ⁣
⁣
s ⁣
i ⁣
t ⁣
t ⁣
i ⁣
n ⁣
g ⁣
⁣
Now this is where I come in. You don’t want to start shopping until you know where you are at and what your monthly payments will look like. Technology keeps me organized but a good old fashion phone call to start every interaction is still the way I work. 🤓⁣
⁣
A certain unnamed annoying bank likes to claim that they can do a pre-approval in 60 seconds or less but that actually makes ✨ZERO✨ sense. 🫠🫠🫠🫠 I try to simplify the process while also making sure you have a solid pre-approval before you get out there and put in an offer. Imagine it only took 60 seconds to make one of the biggest financial decisions of your life? Hilarious. ⁣
⁣
Link in my bio for a breakdown of the pre-approval process and a link to book a call. ☎️⁣
⁣

Here is a little breakdown of what to expect when we work together. ➡️➡️➡️⁣⁣If you’ve got some questions or don’t know w...
08/24/2022

Here is a little breakdown of what to expect when we work together. ➡️➡️➡️⁣
⁣
If you’ve got some questions or don’t know where to start, you can click the link in my bio to book a call! Wherever you find yourself in the mortgage process is a perfect place to start. ☎️✨⁣
⁣
www.lindsaybishop.ca

🚨CONTEST ALERT!🚨⁣⁣Who wants to win some tickets to see the Blue Jays?!🐦🐦🐦🐦🐦⚾️⁣⚾️⚾️⚾️⚾️⁣If you know me, you know I spend ...
08/19/2022

🚨CONTEST ALERT!🚨⁣
⁣
Who wants to win some tickets to see the Blue Jays?!🐦🐦🐦🐦🐦⚾️⁣⚾️⚾️⚾️⚾️
⁣
If you know me, you know I spend most of my time from spring to summer cheering for my #1 Vladdy. I want to pass that joy on to a few of you!! Now’s your chance to soak in the last of summer and win tix for you and your pals to see the Jays play the Orioles on Friday, September 16th.⁣
⁣
The Details: There are two prizes up for grabs!⁣
⁣
PRIZE 1: Tickets for 2 in the 200s section + $250 in swag money⁣
⁣
PRIZE 2: Tickets for 4 in the 100 section + $250 in swag money⁣
⁣
HOW TO ENTER: There are a few things I need from you first 😙😙😙⁣
⁣
1) If you haven’t already, join the newsletter on my website = 1 entry⁣
⁣
2) Give me a follow me on Instagram, like this post & tag friend (each tag is another entry) = 1 entry⁣
⁣
3) Share the contest on your story = 1 extra entry⁣
⁣
🐦EXTRA BONUS for 5 extra entries: Book a call on my website and let’s look over your current mortgage details. Once you book a call, email me your mortgage info (mortgage balance, the approx value of home, mortgage rate, bank, renewal date)⁣
⁣
This giveaway is open to everyone, you don’t have to be a current client to enter!⁣
⁣
Contest closes Friday September 9th. ⁣
⁣
Good luck friends!⁣⚾️🐦🍺
⁣

Hello there! It has been a while since I’ve posted and thought it was time to freshen things up over here and reintroduc...
08/19/2022

Hello there! It has been a while since I’ve posted and thought it was time to freshen things up over here and reintroduce myself.

(Also, *psst*, cool contest dropping soon. Stay tuned! 👀⁣)
⁣
I enlisted the help of the amazing Jules over at to help take my mood and put it out there on the internet. 🤩⁣
⁣
So back to reintroductions: my name is Lindsay, and I love normalizing the process of money borrowing and lending in a way that meets you wherever you are.⁣
⁣
I'm a born-and-raised Hamiltonian. By day, you may find me in a local coffee shop, AirPods in, blazing through emails. By night, I'm watching the Jays or sipping a tasty cocktail at one of my favourite spots.⁣
⁣
If you've found your way here, you're likely in the market for some solid mortgage advice or need help demystifying the entire process. You may have googled "mortgage broker Hamilton" or "what do I do if I want to buy a house" or "this housing market is insane," and somehow you found me—hello and welcome! ⁣
⁣
Check out my new beautiful website and let me know what you think 💻💫🥹⁣
⁣
⁣
📷
⁣

Address

618 Concession Street
Hamilton, ON
L8V1B5

Website

Alerts

Be the first to know and let us send you an email when Lindsay Bishop - Mortgage Teacher posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share