Build Equity - Mortgage Architects

03/03/2021

Quick Cash Money Places - thinking of visiting one? If you own your home, please talk to me first. There may be a much better way that does not gouge you.

What's our difference? It's a LIEN not a MORTGAGE. There is a BIG difference and less risk for you. Use the equity in your home to borrow up to $40K.

03/03/2021

Need Quick Cash? Don’t fall for those payday loan shops. We see them gouge every day. If you own your home, you may not need them. SECURE your loan and receive the money in your account within 48 hours.

What's our difference? It's a LIEN not a MORTGAGE. There is a BIG difference and less risk for you. Use the equity in your home to borrow up to $40K.

12/31/2020

Credit card debt is UNSECURED. SECURE the debt without remortgaging.

Why? REDUCE the interest rate without the risk or penalties of a mortgage.

How? By securing the debt against the home in the form of a lien, like when renting a water heater. NO LAWYERS, NO APPRAISAL, NO PENALTIES, NO CLOSING COSTS.

Benefit from a lower interest rate without risking the home, as a lien has less power than a mortgage or secured line of credit (HELOC).

What's our difference? It's a LIEN not a MORTGAGE. There is a BIG difference and less risk for you. Use the equity in your home to borrow up to $40K.

12/31/2020

Credit card debt is UNSECURED. SECURE your debt without remortgaging.

Why? REDUCE your interest rate without the risk or penalties of a mortgage.

How? By securing the debt against your home in the form of a lien.

A lien is like what they do when you rent a water heater. NO LAWYERS, NO APPRAISAL, NO PENALTIES, NO CLOSING COSTS.

You can benefit from a lower interest rate and they cannot take your home.

What's our difference? It's a LIEN not a MORTGAGE. There is a BIG difference and less risk for you. Use the equity in your home to borrow up to $40K.

12/31/2020

If you need $40K or less and you own your home:

Don't get a 2nd mortgage ❌
DON'T get quick cash (whatever you do) ❌
Get a LIEN loan ✅

Why? A LIEN loan secures the loan against your home so that you benefit from better terms, no legal fees, no appraisal, no penalties, cash in your account in as little as 48 hours, no credit bureau reporting and you pay it down over time.

2nd mortgages require expensive lawyers, appraisers, high rates, fees, penalties and take weeks to process. They can be risky because they can go power of sale. They are generally interest only so you never pay it down.

Quick cash places don't secure the funds so you pay exorbitant rates and they gouge you with penalties and fees especially when you try to leave. They can destroy your credit.

Mortgages are our business and if you need less than $40K, you don't need a mortgage. You need a lien. It's a 30 second application form with no commitment or obligation whatsoever.

Use the equity in your home to borrow up to $40K. What's our difference? It's a LIEN not a MORTGAGE. There is a BIG difference and less risk for you.

12/27/2020

Have you been told you need a second mortgage? Get a second opinion.

What's our difference? It's a LIEN not a MORTGAGE. There is a BIG difference and less risk for you. Use the equity in your home to borrow up to $40K.

03/15/2020

We approve homeowners with loans that don’t cost you an arm & a leg when you pay them back! 👍

What's our difference? It's a LIEN not a MORTGAGE. There is a BIG difference and less risk for you. Use the equity in your home to borrow up to $40K.

09/29/2019

Hi Friends!! Before you walk into your bank, PM me and I’ll tell you exactly what to say to squeeze them! They will NEVER offer you their best rate up front!

09/09/2019

Top 8 Reasons To Refinance: there are many bad reasons to refinance your home. Here is a list of the top 8 good reasons for refinancing.

08/29/2019

It is not an easy task to qualify for a mortgage while on disability income. This is one success story that we will never forget.

07/19/2019

As of July 22, the infamous stress test rate will be dropping from the current 5.34% to 5.19%. This is the rate that is used to qualify for a mortgage.