Doug Girvan - Mission 35 Mortgages

03/30/2025

FORO - you may have heard of FOMO “Fear of Missing Out”, but this is FORO - Fear of Running Out.
For retirees who are seeing inflation eat into their pension income and seeing the cost of living continue to climb, FORO is becoming a real concern.
I have a solution for retiree homeowners.
A Reverse Mortgage can add to your retirement income and strengthen your retirement savings.
Taking a portion of your home equity in cash in either monthly increments, or in a lump sum, with no monthly payments and no tax implications can be a great solution to FORO - fear of running out.
The first step in finding financial confidence and peace of mind is to contact me and let’s talk it through.
905-385-3670 [email protected]
Doug Girvan, Mortgage Agent level 2, Mission35 Mortgages 12844

02/18/2025

Reverse Mortgages are a common sense solution to high interest debt for retirees in todays difficult economic times. Contact me to talk about your…

03/29/2024

A great day for our clients. They are on the path to home ownership!
Congratulations!

🎉 Exciting news!

We're thrilled to announce the launch of our Rent to Home Solution aimed at helping people achieve their dream of home ownership. We're making it easier than ever for people to transition from renting to owning their own home. Join us in celebrating this exciting new chapter!

👏 Let's give a round of applause to our exceptional partners whose integral involvement has been pivotal in the success of this venture: Doug Girvan - Mission 35 Mortgages and Craig Bush - Realtor from Team Bush: Bush Realty Systems - Your Home Sold Guaranteed or We'll Buy It. Your partnership and assistance have empowered our clients to reach their goals with confidence. 👏

Learn more about JAAG’s Rent to Home Solution at JAAGPROPERTIES.COM.
To get started, call us at 1-866-JAAG-NOW (that’s 1-866-522-4669).
Have a question? Email us at [email protected].

02/26/2024

Great opportunity for a property investment of owner occupied rental property.

Modern Mortgage Solutions at 90 Rosslyn Ave S, Hamilton! Doug Girvan - Mission 35 Mortgages . 🏠 Let your tenants pay your mortgage or enjoy affordable living with this sound investment. Rental income of $2,000 per unit will offset your mortgage payments. Contact Craig & Coleen Bush at www.90RosslynAveS.site or call 905-308-1877.

02/20/2024

As a Canadian homeowner, you have made a sound investment in your real estate.
Homeownership for retirees 55+ has provided you with options to finance your retirement and live life on your terms. You can access the equity from your home to live in retirement with peace of mind.
Let me show you how! No obligation or cost - really!
Contact me - 905-385-3670 / [email protected]
Doug Girvan, Mortgage Agent Level 2, M17000231
Mission35 Mortgages 12844

02/15/2024

Client Success Story
We often hear about financial challenges that seem insurmountable until the right solution appears. Today, I want to share a story that not only demonstrates the power of financial empowerment but also mirrors the experiences of many homeowners I've had the pleasure of assisting.

Meet Helen and John, a couple in their mid-70s facing a common dilemma: a tight cash flow despite having significant equity in their home. Like many, they were burdened by monthly Mortgage payments and credit card debts that consumed a large portion of their pension income, leaving little for savings or unexpected expenses. The stress of living on a fixed income was taking a toll, making their financial future seem bleak.

This is where a Reverse Mortgage solution stepped in, offering a lifeline through this unique financial solution. With a Reverse Mortgage, Helen and John accessed up to 44% of the equity in their home without the need to make monthly payments. This innovative approach not only cleared their existing Mortgage and credit card debts but also significantly improved their monthly cash flow.

This solution was tailored to their needs, ensuring they could live comfortably while also preparing for the future. Helen and John found the flexibility they needed to plan without the looming anxiety of debt.

Helen and John's story is just one of many where I've helped homeowners turn their financial picture around by leveraging the equity in their homes responsibly. It's a testament to the power of innovative financial solutions in providing peace of mind and stability.

If Helen and John's story resonates with you, or if you're curious about how a Reverse Mortgage can help improve your financial situation, let's connect. Book a meeting, and let's explore how we can support your financial wellness journey.

905-385-3670 / [email protected]
Doug Girvan, Mortgage Agent Level 2, M17000231
Mission 35 Mortgages 12844

02/02/2024

I’m happy to be able to help people with financing solutions. Especially seniors who are struggling to make ends meet. It is my hope to see many more people find the way to get back on a better financial path.

01/15/2024

There has been a recent rise in mortgage fraud against homeowners, particularly homeowners who have reduced or paid off their mortgage. The increasing equity in your home is a target for identity theft and mortgage fraud.
Identity fraud is where your identity is stolen or duplicated and used to fraudulently obtain a mortgage on your property. Once discovered, the legal expense of having the mortgage charge against your property removed is a headache and can be significant.
You can insure your property against fraud by obtaining an owner insurance policy with First Canadian Title (FCT).
I recommend that the cost of the policy is well worth it and you will be able to obtain assistance should you become a victim.

Looking for Mortgage assistance from someone you can trust?
Contact me and I'll listen carefully and answer your questions honestly.
Doug Girvan - Mission 35 Mortgages #12844
Mortgage Lic # M17000231
905-385-3670
[email protected]

05/30/2023

Reverse Mortgages are a key to many retiree homeowners to give them confidence and financial security in retirement.
Questions? Contact me at (905) 385-3670/ [email protected]
Doug Girvan, Mortgage Agent Level 2, M17000231
Mission35 Mortgages 12844

05/30/2023

Are you a Canadian 55+ trying to help your son or daughter with a down payment on their first home? It is more difficult now than ever to afford a home and save for a down payment.

Contact me to learn more about how you can leverage some of your home equity through the CHIP Reverse Mortgage to help gift a down payment today!

905-385-3670 / [email protected]
Doug Girvan, Mortgage Agent Level 2, M27000231, Mission35 Mortgages 12844

05/26/2023

Great information if you are refinancing or looking to buy a home or property. In short, - credit card debt and car loans are not your friends if you are looking to apply for a mortgage.
I can help you sort it out. Contact me and we can talk about your plans.
905-385-3670 / [email protected]
Doug Girvan - Mission 35 Mortgages
Mortgage Agent M17000231/ Brokerage Lic #12844

When looking for a new mortgage or refinancing, lenders look at both your debt servicing ratios and your credit score as part of the process. Learn more.

05/15/2023

Another reason you need to work with a Mortgage Agent to assist you with your mortgage.

The Financial Post reports-
“More than 35 per cent of banks tightened household mortgage lending standards in the first quarter, a higher share than at the start of the pandemic and the most in the six-year history of the household lending survey.”

I can help you navigate your mortgage refinance or purchase from start to finish.
Contact me to get started!
905-385-3670 / [email protected]
Doug Girvan Mortgage Agent M17000231, Mission 35 Mortgages 12844