Craigburn Capital

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Craigburn Capital An Easy, Stress-Free Mortgage Process Tailored to Meet Your Unique Needs for Residential & Commercial Lending. Guaranteed! Visit: www.Craigburn.com

Craigburn Capital has been in the business of helping friends and family secure financing for 10 years. We have done everything from helping people buy their 1st home to their dream home, finance fast food restaurants all along with securing the financing for a 145 foot 3 masted tall ship. Every client and every project is unique, and so our approach is the same. We are with you every step of the way from start to finish. When you work with Craigburn Capital you will feel like family. That is the only way we know how to do it.

Not every deal that crosses my desk gets a yes from me.I measure every option against one question: is this actually rig...
10/18/2026

Not every deal that crosses my desk gets a yes from me.

I measure every option against one question: is this actually right for you? If it isn't, I'll say so — even when it means walking away from the file.

That's not me being picky. It's the whole reason to work with a broker instead of walking into one bank's branch.

👉 https://zurl.co/VzxY9

Buying new construction as a first-time buyer? There's a rule most people don't know about.Insured mortgages are normall...
10/17/2026

Buying new construction as a first-time buyer? There's a rule most people don't know about.

Insured mortgages are normally capped at a 25-year amortization. But if you're a first-time buyer purchasing a new build, you can now qualify for 30 years instead — even with less than 20% down.

That extra 5 years means a lower monthly payment and more room in your budget while you're getting settled.

👉 https://zurl.co/UnvHN

Your home's value went up since you signed? Good news, but it won't touch your renewal rate.Renewal pricing is based on ...
10/16/2026

Your home's value went up since you signed? Good news, but it won't touch your renewal rate.

Renewal pricing is based on posted rates for your term — not your equity. The only time your home's value actually enters the conversation is if you're rolling in new debt or pulling out cash.

Straight renewal vs. refinance are two different conversations. Worth knowing which one you're actually having.

👉 https://zurl.co/REfsB

Banks add up every debt you have before they'll even look at your file. Private lenders look at the deal in front of the...
10/15/2026

Banks add up every debt you have before they'll even look at your file. Private lenders look at the deal in front of them — the property, the equity, the plan.

That's not a loophole. It's a different way of judging risk, and it's why a file that gets a flat "no" at the bank can still make real sense elsewhere.

If your numbers don't fit the bank's template, let's talk about what does fit.

👉 https://zurl.co/6EcO6

A mortgage broker isn't selling you one bank's product. They work for you, not the lender.The commission comes from wher...
10/11/2026

A mortgage broker isn't selling you one bank's product. They work for you, not the lender.

The commission comes from wherever the deal closes — which means the incentive is to find the right fit, not push the one option on the shelf.

Want someone actually shopping the market for you? Let's talk: https://zurl.co/KBt8m

Pre-qualified and pre-approved sound like the same thing. They're not, and the gap can cost you a house.Pre-qualified is...
10/10/2026

Pre-qualified and pre-approved sound like the same thing. They're not, and the gap can cost you a house.

Pre-qualified is a guess based on what you told someone. Pre-approved means a lender actually checked your documents. Only one of those means something to a seller.

Not sure which one you actually have? Let's find out before you're house-hunting: https://zurl.co/md1A7

You can change your payment frequency or amortization at renewal without paying a penalty. Changing your rate mid-term i...
10/09/2026

You can change your payment frequency or amortization at renewal without paying a penalty. Changing your rate mid-term is a different story.

Renewal is the one moment you can restructure the shape of your payments for free — most people only think about the number next to "%".

Coming up on a renewal? Let's look at what's actually on the table: https://zurl.co/jCIaH

Most private mortgages let you pay them off early with no penalty. Your bank mortgage almost never does.Banks lock you i...
10/08/2026

Most private mortgages let you pay them off early with no penalty. Your bank mortgage almost never does.

Banks lock you in because the term is their profit plan. Private lenders built their whole model around you leaving on schedule.

Wondering if private financing could actually work in your favour? Let's talk it through: https://zurl.co/0bNx8

Did my run + bike cool-down + weights before 7am again this morning.Genuinely curious — what's the one morning move you ...
10/08/2026

Did my run + bike cool-down + weights before 7am again this morning.

Genuinely curious — what's the one morning move you won't skip, even on the days you really don't feel like it?

A building that's half retail, half apartments doesn't get financed like either one on its own.Mixed-use properties spli...
10/07/2026

A building that's half retail, half apartments doesn't get financed like either one on its own.

Mixed-use properties split the underwriting — residential rules for one portion, commercial rules for the other — and that changes your rate, your down payment, and your lender options.

Looking at a mixed-use property? Let's walk through how it'll actually get financed: https://zurl.co/4zujL

Address

1959 Upper Water Street # 1301
Halifax, NS
B3J3J5

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

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