Devine and Associates Financial Services Inc.

Devine and Associates Financial Services Inc. We are a team dedicated to helping our clients achieve financial success. James Butler*, CFP, B. Comm
Financial Planner, Sun Life

We are Sun Life advisors.

Darren Devine*, CFP, CLU
Financial Planner, Sun Life
President of Devine and Associates Financial Services Inc. These are our personal opinions and do not constitute professional advice nor do they reflect the official position of Sun Life. A clear connection: Your relationship with Sun Life can be viewed by copying and pasting the following link, bit.ly/3FevgFo. Advisors and their corporations co

nduct insurance business through Sun Life Financial Distributors (Canada) Inc.

*Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc.

06/24/2026

Most people don’t have a savings problem.
They have a coordination problem.
Over time, accounts can become scattered, disconnected, and difficult to manage strategically.
A true financial plan brings everything together — helping your income, investments, taxes, and goals work as one coordinated strategy.
That’s where clarity starts.
If your finances feel disconnected,
it may be time for a second look.

06/23/2026

More accounts don’t automatically create more confidence.
In many cases, they create more complexity.
A coordinated strategy helps simplify decisions and create direction.
Let’s simplify the bigger picture together.

06/22/2026

Have you ever heard someone online talk about Roth IRAs, 401ks, and investing in the S&P 500 and wondered:
"What does that actually mean for Canadians?"
In this episode of Money Monday, Darren Devine explains why financial advice doesn't always cross the border — and why context matters when applying U.S. financial strategies to Canadian life.

&P500

Financial confidence doesn’t come from having the most accounts.It comes from knowing:→ where your income comes from→ ho...
06/18/2026

Financial confidence doesn’t come from having the most accounts.
It comes from knowing:
→ where your income comes from
→ how your taxes are managed
→ how your investments support your life
→ and how everything works together
That’s the power of coordination.
Let’s bring your plan into focus.

06/17/2026

Having accounts doesn’t automatically mean you have a plan.
The real value comes from understanding how everything works together — and what your money is actually meant to do.
Because retirement confidence isn’t built account by account.
It’s built through coordination.
Let’s bring everything together.

06/16/2026

A financial check-in isn’t about starting over.
It’s about making sure your plan still fits your life, goals, and changing circumstances.
Because over time, even strong plans can drift out of alignment.
Sometimes clarity starts with a simple conversation.

06/15/2026

When people think about AI, they often think about chatbots and automation.
But one of the most important ways artificial intelligence is already being used is helping detect fraud and protect financial accounts.
In this episode of Finance Forward, Darren Devine explores how AI is working behind the scenes to help keep your finances secure.

06/10/2026

Complexity can quietly create stress, uncertainty, and missed opportunities.
A coordinated financial plan helps simplify decisions by making sure everything has a purpose and works together strategically.

If your financial life feels more complicated than clear,
it may be time for a second look.

06/09/2026

Many people assume that more accounts means they’re more prepared.
But over time, disconnected accounts can create:
→ overlap
→ complexity
→ uncertainty
→ and missed opportunities
Because the real question isn’t how many accounts you have.
It’s whether everything is working together properly.
That’s the difference between having investments… and having a coordinated plan.
One plan. One goal.
Let’s bring everything together.

06/08/2026

Retirement planning isn’t just about numbers — it’s about people.
In this special episode of Money Monday, Bonnie Forbes shares why having the right financial team can make all the difference during life’s biggest transitions, challenges, and milestones.

Address

10 Suffolk Street East
Guelph, ON
N1H2H6

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm

Website

Alerts

Be the first to know and let us send you an email when Devine and Associates Financial Services Inc. posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category