Wright Wealth

06/16/2026

"What's the one thing you'd tell a 40-year-old to do differently?"

My answer is always the same. 👇

Critical Illness Insuerance with Return of Premium is one of the most underused, underexplained tools in financial planning — and most people my clients' age have never even heard of it.

Protection if you need it. Your money back if you don't. Simple as that.

If nobody's told you about this yet — now you know. DM me and let's see if it fits your situation.

06/15/2026

A question I get a lot: "Are those online will services actually legitimate?"

For Ontario — yes, they can be.

Platforms like Willful and Epilogue produce legally valid wills under Ontario law, as long as they're properly signed and witnessed.

For people with straightforward situations — single, married, no business interests, no blended family dynamics — they're a genuinely good option at a fraction of the cost of a lawyer.

Where I'd pump the brakes: if your situation has any real complexity to it.

Common-law relationship, business ownership, blended family, assets in multiple places — that's when a template can miss things that matter, and sitting down with an estate lawyer is worth the extra cost.

Bottom line: a good online will is infinitely better than no will. Don't let perfect be the enemy of done.

Share this with someone who's been on the fence. ✅

06/12/2026

What if your insurance paid you back no matter what happened? 🤯
Critical Illness with Return of Premium does exactly that — protection when you need it, your money back when you don't.

This is one of the most underused strategies I build for clients in their 40s — and most people have never even heard of it.

Curious what it looks like for your situation?

Link in bio or send me a DM.

No pressure, just clarity. 👇

06/05/2026

Imagine getting to 65, healthy as ever, and getting a cheque back for every dollar you spent on insurance. 💸

That's not a dream — that's Critical Illness Insurance with Return of Premium.

Best case: nothing bad happens and you get your money back.

Worst case: something does happen and the policy pays you a lump sum to deal with it.

Honestly one of my favourite things to explain. Let's chat 👇

06/04/2026

The number one reason people give me for not having a will: "It's too expensive."

Let's talk about that.

A basic will drafted by an estate lawyer in Ontario typically costs between $300 and $600 for an individual. Online platforms like Willful can do it for well under $200 for straightforward situations.

Now compare that to dying without one — potential court applications, a longer and more complicated probate process, possible legal disputes between family members, and professional fees that can climb into the thousands. All of it falling on your family during one of the hardest times of their lives.

The will is cheaper. By a lot. The "it's expensive" reason doesn't hold up.

Tag someone who's been using cost as the reason to put this off. 💸

06/01/2026

Nobody plans for a heart attack. But the people who are prepared for one? They get to focus on recovery — not money. ❤️‍🩹

Critical Illness insurance is a tax-free lump sum if the worst happens. Return of Premium means you get every dollar back if it doesn't.

Both sides covered. Zero waste.

DM me or hit the link in bio — let's talk about what this looks like for you.

05/30/2026

Here's the question nobody wants to sit with: if something happened to you tonight, who would raise your kids?

Without a will that names a guardian, a court makes that call. They'll do their best — but they don't know your family dynamics, your values, or who your children feel safe with.

Naming a guardian in your will doesn't legally bind the court, but it carries enormous weight. It's your voice in the process when you can't be there.

If you have children and no will, that one issue alone is reason enough to get it done this week.

Please share this with any parent who needs the nudge. It might be the most important thing they do all year. 🙏

05/29/2026

What if your insurance paid you back no matter what happened? 🤯
Critical Illness with Return of Premium does exactly that — protection when you need it, your money back when you don't.

This is one of the most underused strategies I build for clients in their 40s — and most people have never even heard of it.

Curious what it looks like for your situation? Link in bio or send me a DM.

No pressure, just clarity. 👇

05/21/2026

05/01/2026

TOMORROW. IS. GAME DAY. 🚨🥍🔥🚨

LADIES AND GENTLEMEN — the Wellington Aces Opening Weekend is HERE. After months of hard work, preparation, and anticipation, your hometown team takes the field TOMORROW at 1:00 PM.

4 games. 2 days. 1 town. Zero excuses.

Wellington County LAX Fans — fill those stands, bring your noise, and remind every team that walks into our house what it means to play in front of a hometown crowd. 🏠💪

See you OUT THERE. LET'S GOOOO ACES! ⚡⚡⚡

🗓 SAT May 2 — 1:00 PM & 5:30 PM 🗓 SUN May 3 — 10:00 AM & 1:00 PM