03/20/2026
🚘 What Is Classic Car Insurance?
Classic car insurance is for vehicles that hold or gain value not ones that depreciate like regular cars.
What counts as a classic?
Often 25+ years old, but younger cars can qualify too. It depends on your insurer and the car’s value.
Cars that may qualify:
• Muscle cars
• Hot rods
• Modified/custom cars
• Exotics & luxury classics
Restrictions to expect:
• Mileage limits
• Only certain drivers allowed
• Must have another car for daily use
Want to know if your ride qualifies? Talk to your broker!
https://www.sutherlandinsurance.com/