Walter Githuku - Financial Agent

04/24/2022

https://fb.watch/cAvlcnd6N-/

10/16/2021

The Dirty Truth Behind Your Credit Score!

We all know you need a credit score—or do you?Is buying a house financially possible for you? Find out with our calculator: https://bit.ly/3naybap or text FI...

08/27/2021

Not budgeting

A household without a budget is like a ship without a rudder, drifting aimlessly and – sooner or later – it might sink or run aground in shallow waters. Small expenses can add up to big money over a period of time. It's advisable to track your expenses including the miscellaneous costs. Over time you will arrive at informed estimates that make your budget more realistic.

Frequent use of credit cards

Credit cards always seem to get picked on when discussing personal finances and often deserve the flack they get. No budget can be a common reason for using credit, contributing to an average credit card debt of over $9,000 for balance-carrying households. This invites an extra cost of double digits interest rate. Let's calculate using the rule of 72 to estimate. Assume a credit card's balance of $9000 is always forward on a monthly basis and assume the credit card's interest rate of 19%. Then we can estimate 3 yrs and 8 months for interest and principle to double up to $18,000.

Mum’s the word

No matter how much income you have, money can be a stressful topic in families. It can lead to one of two potentially harmful habits.

First, talking about family finances is often avoided. Conversations about kids and work and what movie you want to watch happen, but discussions about money can get swept under the rug. Are you a “saver” and your partner a “spender”? Is it the opposite? Maybe you’re both spenders or both savers. Talking (and listening) about yourself and your significant other can be insightful. It can help avoid conflicts about your finances. Budgeting may help keep your family on track with your goals – or help you identify new goals – or maybe set some goals if you don’t have any.

Second, financial matters can be confusing – which may cause stress – especially once you get past the basics. This may tempt you to ignore the subject or to think, “I’ll get around to it one day.” But getting a budget and a financial strategy in place sooner rather than later may help you reduce stress. Think of it as “That’s one thing off my mind now!”

07/21/2021

Saving for an emergency is absolutely vital. If there is one thing that I have learned over time and in a brutal way, is the need to save 3 to 6 months of income just in case something happens. Job loss, medical bills, car breaking down, and refrigerator breaking are just a few examples.

Let us get together, and let me show you a few basic things you can do weekly to save for an emergency.

06/20/2021

Great speech Chad, RIP

03/09/2021

Car owners in Canada, have a look on amazing product: – an extended car warranty with Prescience and AON Insurance. You get covered for extra 80,000 km beyond manufacturer warranty, or 4 years which ever come first. You only pay one time for the contract period.
Gold 0 - 160,00Km - $891 with option to choose less coverage of silver, or bronze package
Silver 160,001 – 180,000km - $759 with option to choose less coverage bronze package
Bronze 180,001 - 200,000km - $731
What's covered? click on the link below, and if interested it’s a Self-Serve Process on the same link. It’s my hope this information is beneficial (can bring some cost savings and some peace of mind).

overview & stats

12/20/2020

Keep things simple

12/07/2020

Charity water story.......

The charity: water story http://cwtr.org/2btdilDIn 2006, former nightclub promoter Scott Harrison set out to solve the water crisis in his lifetime. Today, m...

11/20/2020

Selfserve.... good to know

Information is power.... my community

Here, experts and thought leaders provide businesses impacted by the pandemic with insights on how to overcome challenges and start their road to recovery. Watch and learn as we offer businesses counsel on getting through COVID-19.

11/16/2020

The heart of a winner