09/01/2026
Our full rate sheet, effective August 2026:
6.75% — Ridge Purchase Special · 65% LTV · purchase only
7.00% — Ridge 65 · rural zoning · all occupancy types
7.25% — Ridge 75 · owner-occupied
7.75% — Ridge Rental 75 · 1–4 units incl. student rentals
8.75% — Ridge 80 · 80% LTV first mortgage
8.99% — Ridge Bridge · no minimum credit score
9.99% — Ridge Construction · progress draws
2% lender fee across the board. Ridge Construction is 3%, charged on each draw — not on the total loan.
24-hour underwriting turnaround on complete submissions. We’ll collect a 1% broker fee on your behalf.
Save this one for your next file. 📌
[email protected] 289-205-9200 deal run with stony today!
Rates subject to change without notice. FSRA Licence #12606.