Mike Francis Insurance and Financial Services

Mike Francis Insurance and Financial Services Trust. Respect. Clarity. Every policy, every conversation, every commitment. We're here to answer all your insurance and financial services' questions. Stay safe.

Personal service provided by a fully licensed team both in person and remotely during these challenging times.

Landscaping businesses have one of the most interesting insurance profiles around.Crews on the road. Equipment in transi...
06/01/2026

Landscaping businesses have one of the most interesting insurance profiles around.

Crews on the road. Equipment in transit. Working on client's property. Seasonal hiring. Tight timing windows. There is a lot to protect in a business that moves as much as landscaping does.

As you're heading into peak season, now is a good time to make sure your policy moves with you.

Not all water damage is covered the same way.Where the water came from matters. How it entered matters. What endorsement...
05/29/2026

Not all water damage is covered the same way.

Where the water came from matters. How it entered matters. What endorsement you added matters.

That is one of the easiest coverage gaps to clear up with a quick review with us.

If you have driven or walked near Main and Mill in downtown Georgetown lately, you have probably noticed the pace of cha...
05/27/2026

If you have driven or walked near Main and Mill in downtown Georgetown lately, you have probably noticed the pace of change.

Public reporting on the McGibbon on Main project—located on a 100‑year‑old heritage site says the 10‑storey building with 169 residential units and 4,000 sq ft of commercial space, could be completed by the end of 2026.

What do you think downtown Georgetown will feel like once that corner is finished?

Restaurant owners manage risk every hour without calling it risk management.A delivery arrives late. A fridge goes down....
05/25/2026

Restaurant owners manage risk every hour without calling it risk management.

A delivery arrives late. A fridge goes down. A slip happens during a rush. A power interruption changes the whole day.

Generic coverage isn’t enough for food businesses — protection needs to match the real pressures of day‑to‑day operations.

Bundling can reduce insurance, but the cost advantage and being well covered are not automatically the same thing.A bene...
05/22/2026

Bundling can reduce insurance, but the cost advantage and being well covered are not automatically the same thing.

A beneficial bundle focuses on proper coverage first and reduction second.

Have you ever reviewed your bundle based on what it actually includes, not just the total price?

A dental office can look low risk from the outside.Inside, it is a different story : equipment, records, staff, interrup...
05/20/2026

A dental office can look low risk from the outside.

Inside, it is a different story : equipment, records, staff, interruption risk and patient expectations all sitting in one place.

This mix is exactly why business insurance should match the way a practice actually runs, not just the size of the space.

Victoria Day in Georgetown means one thing — we’re back outside again.☀️Parks, gardens, porches, downtown walks… it all ...
05/18/2026

Victoria Day in Georgetown means one thing — we’re back outside again.☀️

Parks, gardens, porches, downtown walks… it all comes back to life.

What’s your favourite warm weather routine?

Victoria Day weekend is usually the moment people start thinking about cottages, road trips, backyard projects and openi...
05/15/2026

Victoria Day weekend is usually the moment people start thinking about cottages, road trips, backyard projects and opening up for summer.

It is also a good reminder that seasonal changes bring different kinds of insurance questions with them.

What is your unofficial start-of-summer tradition on the long weekend?

Most people treat renewal like a bill.Open it, skim it, pay it, move on.A better way to look at it is this: Renewal is y...
05/13/2026

Most people treat renewal like a bill.

Open it, skim it, pay it, move on.

A better way to look at it is this: Renewal is your yearly chance to fix things while nothing is wrong.
That is often when the best questions get asked.

Retail insurance conversations tend to focus on theft, but a lot of the pressure points look different now.Supplier dela...
05/11/2026

Retail insurance conversations tend to focus on theft, but a lot of the pressure points look different now.

Supplier delays, spoilage, water damage, equipment breakdown and seasonal swings can hurt more than a stolen item.

If you run a shop, salon, clinic or storefront, your biggest exposure may not be the one you talk about most.

Address

123 Main Street S
Georgetown, ON
L7G3E5

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19058779652

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