Wendy Atkinson

04/17/2024

Well, the government has announced a new 30 year amortization for first time homebuyers on new builds starting August 1, 2024. Is this a good thing? Well, if you are slightly short in regards to income qualification or you just cant quite afford the current payments then this might be what you were looking for. It will result in about a 5.6% increase in what you can afford to purchase. Does this solve the current house shortage or the rising cost of owning a home...no.

However the bigger news is that this is the first time in decades that the government has eased mortgage qualifications. Is it enough..in my opinion I think they should open up the 30 year amortization to resale purchases as well. A new home comes with alot of additional costs to get into the house (ie buying appliances, decorating, landscaping) that most first time homebuyers just cant afford after the purchase. Let all the market benefit!

Got questions...lets talk!

04/17/2024

Well, the government has announced a new 30 year amortization for first time homebuyers on new builds starting August 1, 2024. Is this a good thing? Well, if you are slightly short in regards to income qualification or you just cant quite afford the current payments then this might be what you were looking for. It will result in about a 5.6% increase in what you can afford to purchase. Does this solve the current house shortage or the rising cost of owning a home...no.

However the bigger news is that this is the first time in decades that the government has eased mortgage qualifications. Is it enough..in my opinion I think they should open up the 30 year amortization to resale purchases as well. A new home comes with alot of additional costs to get into the house (ie buying appliances, decorating, landscaping) that most first time homebuyers just cant afford after the purchase.

In any case I really like this video as it goes over some basics that we all need to consider when buying a home whether you are first time home buyer or up for renewal.

Got questions...lets talk!

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04/08/2024

My new business cards arrived this morning and I am so proud to be carrying them! I have worked for a number of companies during my career but never one that cares more genuinely about its people! Pineapple Mortgage provides the AI technology I need to support my business a mortgage agent. I have a history that brought me to this industry that I would love to share with you if you have a few minutes! I have been a Georgetown, Ontario resident for 28 years and am really looking forward to helping folks in Halton Hills. Let’s hook up and chat! agent mortgage

04/04/2024

A memory that put a big old smile on my face …my daughter sent this to me this morning. To give this picture context, for about 5 years I worked in the same office as my daughter..we definitely had our moments…growing pains for both of us..now that I am no longer working at the same company I look back and feel blessed that I had the opportunity to watch her grow into a wonderfully professional young woman at work. Not too many of us get that opportunity and I am so glad I was one who did! (And she still has this little note sitting on her desk!) Bye the way…I have a similar note from her sitting on my desk!

04/03/2024

One week in Punta Cana…two weeks on Buckleys!!

03/31/2024

It’s all about perspective! We have managed for years and will continue to figure it out! Does the increase from a 2% mortgage rate hurt…yes! The unfortunate truth is as you watch those rates drop (and you now will save on the interest on your mortgage) the increase in the price of the house may have just made your purchase unobtainable! Don’t get caught in the just wait to see cycle! 🍍

03/24/2024

A week away is always special.. this week we got to spend with all our kids and we made memories we will always cherish…we are grateful for such an amazing opportunity!

03/18/2024