Pamela Nierlich - Fredericton Mortgage Broker

08/07/2026

Well that was quite a journey, after 45 days back and forth with Bell I now have new equipment installed. All my services are now working fine so 506 472-6645 is back online. Big shout out to David in the Philippine’s for walking me through the install because apparently technicians don’t come to your home to do that anymore. They ship you the equipment with instructions on how to install and you know there are going to be bumps and issues arise with that. Yesterday it was 52C with humidity in the Philippine’s and 2 typhoons approaching so I really need not complain.

07/31/2026

Notice - All my Bell Aliant services have been down now for over 24 hours, hoping for a new modem delivery today and if not it may be Tuesday before I get my services back. My internet and business line 506 472-6645 are not working so if you need to reach me please send me an email [email protected] or call my cell 506 449-9190. Thank You and have a nice long weekend.

07/21/2026

Interesting read!
https://www.facebook.com/share/p/17tpurT5wH/

BMO expects the Bank of Canada to remain firmly on hold this year, but says worsening trade relations with the U.S. could put rate cuts back in play.

07/15/2026

Prime will remain at 4.45%.

NEW: The Bank of Canada has left its policy rate unchanged at 2.25%, saying the current setting remains appropriate to support the economic recovery and return inflation to its 2% target.

The Bank says growth is picking up and inflation should gradually ease, though risks from the Middle East conflict and U.S. trade policy remain elevated.

07/01/2026

Happy Canada Day from all of us at Premiere. 🇨🇦

Today we celebrate the country we're proud to call home. Thank you to the brokers, agents, and clients across Canada who make what we do possible.

Wishing you and your family a safe and happy Canada Day!

06/10/2026

Good News - As expected the Bank of Canada has held its policy rate steady at 2.25% which most lenders will now keep their Prime Lending Rate at 4.45%. Borrowing costs will remain unchanged for clients who hold variable rate mortgages and line of credits that are tied to Prime. Please note that we the public do not have access to the policy rate of 2.25%, this is the benchmark used by major financials institutions to borrow and lead money to each other overnight. Variable Mortgages are generally priced at Prime minus a discount whereas Line of Credits are generally priced at Prime plus a premium. Please let me know if you have any questions.

05/21/2026

I feel so blessed to be part of this team and family. Amazing support from this team, big Congrats. ❤️🎉

02/17/2026

Guides that are very helpful from our team at Sagen.
1 - First Time Homebuyers
2 - New to Canada Program
3 - Purchase Plus Improvement Program

Are you looking for forms, reference charts, UPS, Interest Rates or Lender Updates or more? Find it on Sagen's Tools and Resources page.

02/10/2026

You are so Loved, yes you, each and everyone of you. Let's fill the socials and your community with positive vibes. Smile at a stranger. Do a kind deed knowing there is nothing in it for yourself, When you go through a drive thru, make eye contact with the kid behind the window and genuinely thank them for their service. Eating out this week, leave a generous tip. Sharing our love and kindness should be all year round. ❤️

02/05/2026

An update on the tone and mood of Bank of Canada. Good information for anyone in a variable rate mortgage.
https://www.canadianmortgagetrends.com/2026/02/macklem-warns-of-rate-cut-risk-amid-structural-economic-changes/?fbclid=IwY2xjawPxyGNleHRuA2FlbQIxMQBicmlkETFNN1A3VlNKd3VzYU9TMUtKc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHh_B6vlCGYjgOZ4_szWsXAL_KXfO0CK4zhaKc8z8H7mcWS3TOj4B51eAokcW_aem_gbkT5bJ_wjuOQs_utccI1g

Bank of Canada Governor Tiff Macklem warned that cutting interest rates while the economy is adapting to structural changes risks stoking future inflation.