Low Insurance Ltd.

Low Insurance Ltd. Commercial Insurance Specialists in Fredericton. We are Insurance Brokers and can get you the best possible price by dealing with many insurance companies.

I started my insurance career in the early 90’s as a summer student. I literally started at the bottom in the file room, yes way back then there were rooms full of paper files. Underwriters would call out a number and I would run to retrieve that file for them. It was an inefficient time but I got my exercise. After school I got my first full time insurance job at Wawanesa Mutual Insurance Co in M

oncton. An entry level position but instead of filing I had my own desk and computer, no email but a computer. I was doing data entry for personal insurance products but I realized early on that this wasn’t for me. I was offered a position as a commercial lines underwriter with Economical Mutual Insurance Co in 1991 and that’s when things started getting interesting for me. I worked at Economical for 5 years honing my skills, identifying risk and offering suggested coverage to protect against that risk. Then I met my future wife and a change was necessary. I moved to Fredericton in 1996 so that I could be close to her, and I started working in sales for a local brokerage. Instead of underwriting commercial risks, I was selling commercial products for those risks and working with underwriters to help me get the best products and prices for these businesses I was approaching. I did this for 11 years before deciding I needed another change. I went to work on the marketing side of the business with RSA Insurance Co of Canada. During 5 years with RSA I got to meet a lot of really great people all over New Brunswick as well as the rest of Canada. This was not for me however so I got back into the sales role with another local insurance brokerage. Commercial insurance sales is my passion and I believe I do it better than anyone else. That’s why I decided to start my own insurance brokerage specializing in Commercial Insurance Sales. I can do the other stuff, ask me about your home and auto too.

Do you understand the benefits of using an insurance broker?Insurance is sold by two types of agents: captive and indepe...
03/25/2026

Do you understand the benefits of using an insurance broker?
Insurance is sold by two types of agents: captive and independent (a broker). Although both types of agents can help you purchase acceptable insurance products, the independent insurance broker typically offers additional value not seen with captive agents. The main reason is that we’re able to shop around with different insurance providers to get you the best deal.



https://lowinsuranceltd.com/benefits-of-a-broker/

As an insurance broker we are not limited to selling products from only one company. We represent multiple insurance car...
03/23/2026

As an insurance broker we are not limited to selling products from only one company. We represent multiple insurance carriers, which benefits you because it increases the number of products and services that the agent can evaluate on your behalf.

https://lowinsuranceltd.com/benefits-of-a-broker/

We’re proud to be a small, local, 100% independently owned insurance broker. When you choose Low Insurance for your comm...
03/20/2026

We’re proud to be a small, local, 100% independently owned insurance broker. When you choose Low Insurance for your commercial insurance needs, you're not just getting insurance; you're supporting a neighbor and ensuring that your premiums stay within our community.

Personalized Service: We understand the unique needs of our neighbors because we live here too!
Community Commitment: Your money helps support local jobs, events, and initiatives.

No Corporate Overheads: Our focus is on you, not shareholders. We work to get you the best rates and coverage tailored to your life. We're here to make sure you're covered with the care and attention only a local broker can provide.

Stop by our office, give us a call, or message us to discuss how we can serve you better. Let’s keep our community strong, together!

https://lowinsuranceltd.com/

Operating a small or medium business is a challenging undertaking at any time, but in these tough economic times, any fi...
03/18/2026

Operating a small or medium business is a challenging undertaking at any time, but in these tough economic times, any financial loss can be a serious threat. You may not have the infrastructure, resources and in-house expertise required to benefit the needs of your Company, Executives and Employees.

Our local Team from the Commercial Department knows the competitive marketplace and will shop your Insurance needs to many of the largest Insurers in Canada to find the best coverage and price for you. We will find and offer the business insurance solutions to help offset the risks you face.



https://lowinsuranceltd.com/commercial-insurance/small-medium-business-insurance/

Address

215 Main Street, Suite "B"
Fredericton, NB
E3A1E1

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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