Derek Jones Mortgages - Dominion Lending Centre

Home
Canada
Fredericton, NB
Derek Jones Mortgages - Dominion Lending Centre

Our clients always come first. We listen and take time to know our clients. Call us today.

09/07/2026

APARTMENT NEEDED FOR FAMILY

A wonderful, young newcomer family is in urgent need of a large apartment or rental house. This is an honest, hard working refugee family. Their current rental is being sold and they need to find a new home as soon as possible. Do you have a rental that might suit their needs?

09/02/2026

GOOD NEWS FOR HOMEBUYERS 🏡

The Bank of Canada has held its policy rate at **2.25% for the seventh consecutive decision**, providing some welcome stability for Canadians planning their next move.

And there may be another reason to take a closer look at your mortgage options:

AS US ABOUT OUR INTRODUCTORY FIXED RATE SPECIAL @ 3.64% for insured/insurable mortgages.

Whether you are purchasing your first home, moving into your next one, renewing your mortgage, or considering a refinance, the right financing strategy can make a meaningful difference.

Let’s discuss your goals and determine which mortgage option is the right fit for you.

📞 **506-292-1718**
Download My Mortgage Toolbox at https://www.dlcapp.ca/app/derek-jones?lang=en

*Terms and conditions apply. Subject to lender approval and borrower qualification. Rates may change without notice.*

[1]: https://www.bankofcanada.ca/2026/09/fad-press-release-2026-09-02/?utm_source=chatgpt.com "Bank of Canada maintains the policy rate at 2¼% - Bank of Canada"

08/08/2026

Working hard in the gig economy—but wondering if homeownership is out of reach?

For many people today, side hustles, contract work, delivery driving, freelancing, and other gig work have become a necessary part of making ends meet. But when it comes to qualifying for a mortgage, that kind of income can make the process feel uncertain—or even impossible.

The good news is this: homeownership may be more possible than you think.

As a mortgage broker, I help clients explore options that fit their real-life income situation—including those earning through the gig economy. If you’re self-employed, working multiple streams of income, or building your future one job at a time, there may be solutions available to you.

You work hard for your income. Let’s talk about how that hard work could help open the door to a home of your own.

You might be surprised at what’s possible.

📞 506-292-1718
📧 [email protected]

08/03/2026

SELF-EMPLOYED? Your Mortgage Options May Be Better Than You Think.

Running a business takes commitment, creativity, and hard work—but when it comes time to apply for a mortgage, your income may not fit neatly into a traditional lending box.

That does not mean homeownership is out of reach.

As a mortgage broker, I take the time to understand your business, how you earn your income, and what you are hoping to accomplish. From there, I can explore mortgage solutions from a variety of lenders and help present your application in the strongest possible way.

Whether you are a business owner, contractor, freelancer, or entrepreneur, you deserve clear advice and financing options designed for your situation.

Let’s sit down, review the possibilities, and build a plan that works for you. We are licensed in NB and NS.

📞 506-292-1718
📧 [email protected]

Derek Jones
Maritime Mortgage Group
Dominion Lending Centres

07/31/2026

🏡 Guiding You Home

Your first home is more than a purchase—it’s the place where your life together begins to take shape.

It’s where your baby may take their first steps, where birthdays will be celebrated, where family traditions will begin, and where ordinary days become memories you’ll treasure for a lifetime.

For many first-time homebuyers, the mortgage process can feel overwhelming. There are new terms to understand, important decisions to make, and plenty of questions along the way. You shouldn’t have to navigate it alone.

My role is to listen, explain your options clearly, and help you find a mortgage solution that fits your family, your goals, and the future you’re building together.

From your first conversation to the day you receive the keys, I’m here—Guiding You Home.

Ready to take the first step?

📞 506-292-1718
📧 [email protected]

06/26/2026

I HEAR THIS ALL THE TIME…

“I’m self-employed, so I probably won’t qualify for a mortgage.”

The good news? That’s simply not true.

While getting a mortgage as a business owner, contractor, freelancer, or entrepreneur can be a little more complex, there are lenders and mortgage solutions designed specifically for self-employed Canadians.

The key is working with someone who understands how to present your income and match you with the right lender.

I help self-employed clients:
🏡 Understand their mortgage options
✅ Navigate lender requirements
📋 Build a strong mortgage application
🔑 Turn their homeownership goals into reality

You worked hard to build your business. Let’s put that hard work to work for you and get you into your new home.

Thinking about buying a home or just wondering what you qualify for? Let’s have a conversation.

📞 506-292-1718
📧 [email protected]

06/12/2026

Steady and stable: How Fredericton stacks up 📈👇

While the national average home price saw a 2.2% bump year-over-year, Fredericton is pacing just behind at a comfortable 1.9% increase.

The frantic market peaks of a couple of years ago have transitioned into a much more predictable, healthy rhythm. Buyers are getting a little more breathing room to look around, and realistic pricing is winning the day for sellers. 🏡✨

Text or call me at 506-292-1718 to get started on a verified pre-approval.

05/14/2026

81% of Canadians who used a mortgage broker would do it again.
That kind of number doesn’t happen by chance. It reflects a better experience, better guidance, and better outcomes. Once people see the difference, they don’t go back. Have you connected with a DLC Mortgage Expert?

05/12/2026

# # Big News: Officially Certified in Commercial Mortgages! 🚀

I’m excited to share that I have successfully completed the **Real Estate and Mortgage Institute of Canada REMIC) Commercial Mortgage Brokering Course**! 🎓

This certification marks a major step in expanding my expertise. I’m now better equipped to handle complex commercial lending—from multi-family developments to industrial and retail financing.

Whether you're looking to scale your portfolio or navigate a new investment, I’m ready to provide the specialized strategy you need to succeed.

Let’s connect and get your next commercial deal moving! 💼📈

---

05/01/2026

How much do you actually need for a down payment in Canada?

A lot of people think it’s 20%… but that’s not really true anymore—especially for first-time buyers. Yes, 20% helps you avoid CMHC insurance, but most first-time buyers are getting into the market with as little as 5% down.

And here’s something most people don’t know… Even if you haven’t saved that full 5%, there may still be options. As a mortgage broker, I can often find creative ways to help you get there. So if the down payment has been holding you back, don’t count yourself out just yet.

If you’ve got questions about your situation, reach out—happy to give you real answers.

Address

346 Neill Street
Fredericton, NB
E3A5T7

Telephone

+15062921718

Website

http://derekjonesmortgages.ca/

Alerts

Be the first to know and let us send you an email when Derek Jones Mortgages - Dominion Lending Centre posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Want your business to be the top-listed Finance Company in Fredericton?