Derek Jones Mortgages - Dominion Lending Centre

05/14/2026

81% of Canadians who used a mortgage broker would do it again.
That kind of number doesn’t happen by chance. It reflects a better experience, better guidance, and better outcomes. Once people see the difference, they don’t go back. Have you connected with a DLC Mortgage Expert?

05/12/2026

# # Big News: Officially Certified in Commercial Mortgages! 🚀

I’m excited to share that I have successfully completed the **Real Estate and Mortgage Institute of Canada REMIC) Commercial Mortgage Brokering Course**! 🎓

This certification marks a major step in expanding my expertise. I’m now better equipped to handle complex commercial lending—from multi-family developments to industrial and retail financing.

Whether you're looking to scale your portfolio or navigate a new investment, I’m ready to provide the specialized strategy you need to succeed.

Let’s connect and get your next commercial deal moving! 💼📈

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05/01/2026

How much do you actually need for a down payment in Canada?

A lot of people think it’s 20%… but that’s not really true anymore—especially for first-time buyers. Yes, 20% helps you avoid CMHC insurance, but most first-time buyers are getting into the market with as little as 5% down.

And here’s something most people don’t know… Even if you haven’t saved that full 5%, there may still be options. As a mortgage broker, I can often find creative ways to help you get there. So if the down payment has been holding you back, don’t count yourself out just yet.

If you’ve got questions about your situation, reach out—happy to give you real answers.

04/15/2026

Your mortgage renewal is a strategic opening, not just a deadline.

Most homeowners treat renewal like a utility bill—they just want it handled. But for those looking to build wealth, it’s a rare window to create cash liquidity at $0 cost.

Through a strategic "No-Charge Switch," we can restructure your mortgage to unlock capital for:
- Future real estate investments
- Large-scale home renovations
- Business capital or major purchases
- Vacation of a Lifetime
- University education

This is where I move beyond the "rate search" and act as your financial partner. We aren't just looking at the next 5 years; we’re funding the next 10.

Is your renewal coming up in the next 6 months? Let’s run a "Liquidity Audit" to see what’s possible.

04/14/2026

🌊 **BIG NEWS for Homebuyers in New Brunswick & Nova Scotia!** 🌊

I am absolutely thrilled to announce that I am now officially **LICENSED** to provide mortgage services in both **New Brunswick** and **Nova Scotia**! 🚢⚓

Whether you're looking to purchase your very first home in Moncton, refinance your current mortgage in Halifax, or explore investment opportunities in Fredericton, I am here to guide you every step of the way. 🏡

As part of the **Maritime Mortgage Group** and **Dominion Lending Centres**, I have access to a wide range of mortgage products and lenders, ensuring you get the best possible solution for your unique needs.

**Let's chat about your mortgage options!**

📩 [email protected]
📞 506-292-1718
🌐 derekjonesmortgages.ca

Your dream home in the Maritimes is closer than you think. Let's make it happen together!

04/11/2026

20 years - DLCG now originates more mortgages in Canada than any bank, credit union or trust company. Proud to be part of this great network.

https://www.facebook.com/share/r/1B9egXosCQ/?mibextid=wwXIfr

03/20/2026

03/20/2026

03/15/2026

Monday Motivation at Exit Advantage Realty! 🚀

I’m headed to the office this Monday to talk about Turning Dreams into Closings. I’ve got a fresh sales idea to share that will help you level up your client experience and get more keys into hands. 🗝️

Oh, and did I mention lunch (or dinner) is on me for one lucky winner? I’m giving away a $100 gift card to Moco Downtown! 🥂

Can’t wait to see the crew!

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03/13/2026

📢 Market Insight: The Latest on Canada’s Labour Force
The numbers are in! Our Chief Economist, Dr. Sherry Cooper, has just released her latest analysis of the Canadian Labour Force Report.

Understanding the job market is key to predicting where interest rates and housing trends are headed. Whether you are looking to buy your first home or considering a mortgage renewal, these insights provide the clarity you need to make informed decisions in today's economy.

Key Takeaways from Dr. Cooper:
Employment Trends: How recent job growth (or shifts) impacts the Bank of Canada’s next move.

Wage Growth: What rising wages mean for inflation and your purchasing power.

Housing Impact: The direct link between employment stability and the real estate market.

Have questions about how these economic shifts affect your mortgage? Drop a comment below or send us a message! We’re here to help you navigate the numbers.

The Yerxa Team Realtors - New Brunswick EXIT Realty Associates

Canada’s labour market showed signs of weakness in February, with employment dropping by 83,400 jobs—the largest monthly decline in more than four years. The unemployment rate edged up to 6.7%, while full-time employment saw the biggest pullback.

At the same time, global events and rising oil prices are creating new uncertainty for the economy and inflation outlook. While softer labour markets might normally point toward potential rate cuts, higher energy prices could complicate the Bank of Canada’s next move.

For now, economists expect the Bank of Canada to hold its policy rate at 2.25% at next week’s announcement as markets wait for more clarity.
For homebuyers, homeowners, and investors, economic shifts like these are a reminder that timing the market is difficult—having the right mortgage strategy matters more than ever.