12/19/2022
It's all fine to say never carry credit card debt. But sometimes life happens and it just isn't that easy. So here is a tip to minimize the interest you pay. Typically a credit line would have a much lower interest rate than a credit card. Pay your credit cards in full with a credit line each month and you will pay out a lot less interest. Another advantage to this is that you can look at your credit line and see exactly how much is owing. When it is on several credit cards people don't often add it up to see exactly how much is owing. Seeing the total can be motivating to pay it down , or at least not let it go over a certain amount.. Also, paying your credit cards in full and only having one account with a balance will make your credit score go up. Message me if you need any assistance!