Miles Kulik I KMP

05/13/2026

Valuable discussions today at CAMLA Expo 2026 focused on consumer confidence, professionalism, and helping Canadians navigate a challenging mortgage environment.

Sessions like these matter because staying informed helps us provide better guidance, better conversations, and ultimately better outcomes for clients.

Always worthwhile being in the room, listening to perspectives from regulators, lenders, and industry leaders shaping where our market is headed.

05/08/2026

Thinking of all of the mom's on this wonderful weekend...

05/04/2026

🚨 ACT NOW — this is time-sensitive.

First-time homebuyers may have access to an interest-free loan for your down payment.

May 22, 2026 is the date that matters.

That might sound far off — it’s not.
You need time to qualify and see if this actually works for you.

Don’t wait until it’s too late.

Message me — let’s see where you stand.

04/29/2026

Once people understand how a reverse mortgage works, the conversation always shifts.

It’s no longer about what it is…
it’s about when it actually makes sense.

And that’s where most people pause — because timing matters.

This isn’t something you rush into.
It’s something that needs to fit your situation, your plans, and your comfort level.

That’s the part most people don’t hear enough about.

04/29/2026

Bank of Canada held overnight interest rate at 2 1/4%. Full details in the press release below.

Automatically view the rate announcement the moment it is published.

04/27/2026

Part 2: What’s really going on.

Reverse mortgages get talked about a lot… but rarely explained properly.

This is where we pull back the curtain:
what actually happens behind the scenes, how the numbers work, and what it means long term.

If you haven’t seen Part 1 yet, start there — this one builds on it.

04/22/2026

Reverse Mortgage – Part 1

There’s a lot of misunderstanding out there when it comes to reverse mortgages.

For many homeowners 55+, it’s not about “losing your home”…
it’s about accessing the equity you’ve built—without selling or making monthly payments.

In this first video, Miles breaks down what a reverse mortgage actually is—and what it isn’t.

If you’ve ever been curious (or cautious), this is a good place to start.

More to come in Part 2.

04/02/2026

⚡ DON’T WAIT UNTIL RENEWAL

I’ll be at the Home Show this weekend in Fonthill.

If you’ve got a mortgage—or one coming up—this is worth your time.

🎁 I’m giving away a portable power station at the booth

To enter:
✔ Follow
💬 Comment: “Miles to Home”

📍 Meridian Community Centre
📅 April 11 & 12
⏰ 10am – 4pm

Come find me—let’s talk before your mortgage forces the conversation.

03/20/2026

What happens when your mortgage renews… and the payment jumps?

Because for a lot of homeowners—it will.

Do you absorb it?
Stretch your amortization?
Refinance?

Or wait… and let the lender decide for you?

If your renewal is coming up, now’s the time to start planning.