RJ Buys & Associates Inc

RJ Buys & Associates Inc Investments. Insurance. Advice. All in one place. Advisor Name, Financial Advisor, Corporate Name.

Insurance products offered through Co-operators General Insurance Company and Co-operators Life Insurance Company. Advisor Name, Mutual Fund Investment Specialist, Mutual Funds offered through Co-operators Financial Investment Services Inc.

🌼 Spring is in the air and there’s water everywhere! Time to give your home some TLC! While you’re at it, check to see i...
03/21/2026

🌼 Spring is in the air and there’s water everywhere! Time to give your home some TLC! While you’re at it, check to see if your insurance policy covers water damage. A little bit of home maintenance* today can save you a lot of hassle down the road.

How are you getting your home ready for spring? 🏡 Share your must-do tasks in the comments.

*Any maintenance that involves going on the roof or any work you’re uncomfortable doing on your own, should be handled by a professional.

Learn more on the Spring Resources page: https://bit.ly/41ienop

03/17/2026

Worries rising about a flooded basement? WE GET IT. Wish your insurance covered water damage? WE GOT YOU.

Our business insurance can help make your business unstoppable. From liability to equipment breakdown and more, we got y...
03/13/2026

Our business insurance can help make your business unstoppable. From liability to equipment breakdown and more, we got you.

03/11/2026

For many people, a mortgage is their largest, longest-term financial responsibility – which is why it’s worth protecting with life insurance.

Life insurance can play an important role in safeguarding your financial plan and the place your family calls home. If something unexpected happens, life insurance can help cover mortgage payments and monthly bills, so your loved ones can maintain the standard of living they’re used to. It can also help reduce financial strain and offer a sense of normalcy, so your loved ones can stay in the home they know and love.

It’s never easy to think about the unexpected. But planning ahead helps ensure the life you’ve built keeps going – and that kind of relief is priceless.

Talk to me today to learn more.

03/10/2026

Ransomware attacks are expected to rise by up to 40% by 2026, according to a recent article covered by the Insurance Bureau of Canada. You might think your business is too small or too remote to be targeted. It’s not. Small and medium sized businesses are often the focus of cyber fraud.


So what can you do as a small business owner?

✔️ Train your team to spot phishing
✔️ Use multi-factor authentication
✔️ Back up critical data
✔️ Review your business insurance coverage to ensure you’re protected against cyber fraud

is about preparation, and you do not have to navigate it alone. We can help you assess your risks and make sure your business is prepared for whatever comes next. Ask me about Cyber Guard and Cyber Select coverage for your business.

Feeling exposed after a leaky roof claim? WE GET IT. With coverage that helps rebuild a better roof, WE GOT YOU.
03/10/2026

Feeling exposed after a leaky roof claim? WE GET IT. With coverage that helps rebuild a better roof, WE GOT YOU.

Our business insurance can help make your business unstoppable. From loss of income to business property and more, we go...
03/09/2026

Our business insurance can help make your business unstoppable. From loss of income to business property and more, we got you.

02/27/2026

Couples make hundreds of shared decisions, from big milestones to everyday choices. But there’s one decision that often gets left out: Life insurance.

In reality, talking about life insurance as a couple is about recognizing the life you’ve built, the responsibilities you share, and the people you care about, so you can make sure everything stays supported if something happens. And, when those discussions happen early, you give yourself the space to explore all of your options and find the solutions that are best for both of you.

Instead of waiting for the “right” moment, consider starting the life insurance conversation now. A few minutes of honest, forward-thinking conversations might be all it takes to make informed, confident decisions together.

Talk to me today to learn more.

Looking for help balancing your pension, RRSP, and TFSA strategy? Connect with us!
02/26/2026

Looking for help balancing your pension, RRSP, and TFSA strategy? Connect with us!

02/19/2026

Who gets the RRSP deduction with a spousal RRSP?
- The contributor
- The spouse

Let us know in the comments!

Co-operators wishes you and your family a joyful and prosperous Lunar New Year. As we welcome the Year of the Horse - sy...
02/17/2026

Co-operators wishes you and your family a joyful and prosperous Lunar New Year. As we welcome the Year of the Horse - symbolizing passion, independence, and vitality, may the spirit of the Horse guide you to success, good health, and happiness in the year ahead.

Reminder set ✅ Retirement goals loading⏱️ Get ahead of the March 2 RRSP deadline. We’ll help you make the right contribu...
02/16/2026

Reminder set ✅ Retirement goals loading⏱️ Get ahead of the March 2 RRSP deadline. We’ll help you make the right contribution before the clock runs out.

Address

316 Talbot Street North
Essex, ON
N8M2E1

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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