InsuranceHero.ca - Elliot Lake

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InsuranceHero.ca - Elliot Lake Insurance broker in Elliot Lake, providing coverage for home, auto, business and life insurance.

Insurancehero.ca is an independent insurance brokerage representing several of Canada's leading insurance companies.

03/16/2026

Due to weather conditions our Elliot Lake office will be closed today. If you require assistance, our head office will be available by phone. Stay safe everyone ๐Ÿฅถ

Wishing all our wonderful clients a Merry Christmas and a Happy New Year! ๐ŸŽ„โœจ Thank you for your trust and supportโ€”we loo...
12/25/2025

Wishing all our wonderful clients a Merry Christmas and a Happy New Year! ๐ŸŽ„โœจ Thank you for your trust and supportโ€”we look forward to serving you in the year ahead.

Holiday Hours Notice ๐ŸŽ„โœจPlease note that weโ€™ll be operating on adjusted hours over the holidays. See our holiday hours be...
12/22/2025

Holiday Hours Notice ๐ŸŽ„โœจ

Please note that weโ€™ll be operating on adjusted hours over the holidays. See our holiday hours below, and thank you for your understanding. We wish you a Merry Christmas and a Happy New Year!

๐Ÿ•Š๏ธ At 11:00 a.m. today, we pause for a moment of silence to honour the courage and sacrifice of those who served. Lest w...
11/11/2025

๐Ÿ•Š๏ธ At 11:00 a.m. today, we pause for a moment of silence to honour the courage and sacrifice of those who served. Lest we forget. โค๏ธ๐Ÿ‡จ๐Ÿ‡ฆ

Have a safe and fun day filled with many more treats than tricks! ๐ŸŽƒ๐Ÿ‘ป
10/31/2025

Have a safe and fun day filled with many more treats than tricks! ๐ŸŽƒ๐Ÿ‘ป

๐…๐š๐œ๐ญ: Insurance follows the vehicle, not the driver. If someone borrows your car and gets into an accident, your insuran...
10/22/2025

๐…๐š๐œ๐ญ: Insurance follows the vehicle, not the driver. If someone borrows your car and gets into an accident, your insurance is the one that gets hit.

โญThere are many variables involved in this kind of scenario, so please be sure to contact our office with any questions you may have prior to lending your vehicle. ๐Ÿš—

For the most part, insurance payments are easy: withdrawn monthly on the date pre-determined between yourself and your b...
10/08/2025

For the most part, insurance payments are easy: withdrawn monthly on the date pre-determined between yourself and your broker. But, sometimes unexpected circumstances can interrupt your automatic payments. Here are a few examples:

1 - Your withdrawal date lands on a weekend and is not withdrawn.

๐Ÿ”ดYour payment should be withdrawn on the next business day

2 - You didnโ€™t have sufficient funds in your account for the payment.

๐Ÿ”ดMost insurance companies have a system in place to re-attempt the payment in several business days

๐Ÿ”ดAn NSF or late fee may be applied (both by your bank and your insurance company)

3 - A different amount was withdrawn than you were expecting

๐Ÿ”ดThere are a number of reasons this might happen. One example could be forgetting that a fee was applied to your next payment (for a previously missed payment).

4 - Your payment wasnโ€™t withdrawn as expected (on a business day)

๐Ÿ”ดThere are a number of reasons this might happen, among them could be a mistaken withdrawn date, incorrect banking information provided to the insurance company, expired credit card (if your insurance company accepts this as a payment method).

There are so many variables when it comes to a missed insurance payment. If you ever experience a payment issue, the most important thing to remember is to ๐œ๐จ๐ง๐ญ๐š๐œ๐ญ ๐ฒ๐จ๐ฎ๐ซ ๐›๐ซ๐จ๐ค๐ž๐ซ to inquire the reason. We will always be able to provide you with directions on how to proceed.

This weekโ€™s is: ๐„๐ง๐๐จ๐ซ๐ฌ๐ž๐ฆ๐ž๐ง๐ญAn endorsement can:๐€๐๐ ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž (i.e., add jewelry coverage to a home policy)๐„๐ฑ๐œ๐ฅ๐ฎ๐๐ž ๐œ๐จ๐ฏ๐ž๐ซ๐š...
09/23/2025

This weekโ€™s is: ๐„๐ง๐๐จ๐ซ๐ฌ๐ž๐ฆ๐ž๐ง๐ญ

An endorsement can:

๐€๐๐ ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž (i.e., add jewelry coverage to a home policy)

๐„๐ฑ๐œ๐ฅ๐ฎ๐๐ž ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž (i.e., exclude water damage)

๐‚๐ก๐š๐ง๐ ๐ž ๐ฅ๐ข๐ฆ๐ข๐ญ๐ฌ ๐จ๐ซ ๐ญ๐ž๐ซ๐ฆ๐ฌ (i.e., increase your liability limit)

๐‚๐จ๐ซ๐ซ๐ž๐œ๐ญ ๐ข๐ง๐Ÿ๐จ๐ซ๐ฆ๐š๐ญ๐ข๐จ๐ง (i.e., update the name or address on the policy)

๐„๐ฑ๐š๐ฆ๐ฉ๐ฅ๐ž:

If you have home insurance but want extra protection for a high-value item like a diamond ring, you can add an endorsement to cover it specifically.

Endorsements become part of your legal contract with the insurer and override parts of the original policy where applicable.

Contact our office if you have any questions!

Do you know the difference between a vacant home and an unoccupied home?๐Ÿ  Unoccupied: A home where the residents are tem...
09/10/2025

Do you know the difference between a vacant home and an unoccupied home?

๐Ÿ  Unoccupied: A home where the residents are temporarily away (e.g., vacation, hospital stay) but intend to return.

๐Ÿ  Vacant: A home that is empty with no intent to return (e.g., after moving out, between tenants, or awaiting sale).

Insurance companies treat these situations differently because vacant properties carry higher risks โ€” such as undetected water leaks, vandalism, or break-ins.

๐ˆ๐ฆ๐ฉ๐จ๐ซ๐ญ๐š๐ง๐ญ ๐…๐š๐œ๐ญ๐ฌ

๐Ÿ”นMost Ontario home insurance policies have a clause stating that if a property is left unoccupied for more than 30 consecutive days without notifying the insurer, certain coverages may be restricted or voided.

๐Ÿ”นIf you are away during colder months that require the home to be heated, there may be the need to turn your water off completely and have a capable individual check on the home regularly.

๐Ÿ”นRequirements may vary for each point depending on your insurance company - speak to your broker for clarification.

โ˜Ž๏ธ If you find yourself in either of these situations, call us for more information! ๐Ÿ˜Š

Discover three simple, practical tips to help lower your home insurance premiums without sacrificing coverage.๐ˆ๐ง๐ฌ๐ญ๐š๐ฅ๐ฅ ๐š ...
08/28/2025

Discover three simple, practical tips to help lower your home insurance premiums without sacrificing coverage.

๐ˆ๐ง๐ฌ๐ญ๐š๐ฅ๐ฅ ๐š ๐’๐ฎ๐ฆ๐ฉ ๐๐ฎ๐ฆ๐ฉ & ๐๐š๐œ๐ค๐ฐ๐š๐ญ๐ž๐ซ ๐•๐š๐ฅ๐ฏ๐ž
These prevent basement flooding and may earn you water damage discounts.

๐‹๐ข๐ฆ๐ข๐ญ ๐’๐ฆ๐š๐ฅ๐ฅ ๐‚๐ฅ๐š๐ข๐ฆ๐ฌ
Multiple claimsโ€”even minor onesโ€”can raise premiums; pay out-of-pocket when itโ€™s reasonable.

๐ˆ๐ง๐ฌ๐ญ๐š๐ฅ๐ฅ ๐š ๐Œ๐จ๐ง๐ข๐ญ๐จ๐ซ๐ž๐ ๐€๐ฅ๐š๐ซ๐ฆ ๐’๐ฒ๐ฌ๐ญ๐ž๐ฆ
Burglar and fire alarms monitored by a central station can qualify for discounts.

๐“๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ญ๐ข๐ฉ ๐จ๐Ÿ ๐š๐ฅ๐ฅ: Save by bundling your insurance policiesโ€”call us and weโ€™re happy to provide you with a quote.

Address

8 Prince Edward Walk
Elliot Lake, ON
P5A1Z7

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17058474376

Website

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