02/17/2026
Sharing January 2026 Housing Market Stats courtesy of Maxwell Polaris South where I work out of daily as their in House Mortgage Broker! Remember I’d be excited for an in person meeting with any of my clients, friends, and/or family anytime at this office, however I will also travel to you if you prefer. Furthermore, you can always find me through email, text, or phone
Maxwell Polaris realty office location:
4107 99ST, Edmonton, Alberta, T6E 3N4
Roger Allen
780-717-1616
[email protected]
As for the January 2026 Housing Market Stats they paint a clear picture that more homes are on the market this winter, houses are selling slower, and therefore house prices have dipped some over the last couple of months, especially brand new homes! Condos are the only anomaly which continue very slowly to grow in value primarily because they had lost such extreme value over the last 5 years, so they have a lot of room to grow to be anywhere near the rest of the townhomes, duplexes, single family homes, acreages etc which have instead grown a lot in value over that same time frame.
Mortgage Interest rates had gone up a couple of times over the last few winter months following the bond market and because of less homes being bought and therefore less new mortgages being written… However interest rates are slowly trying to come back down again right now following the bond market, and the Bank of Canada has confirmed that inflation is starting to settle more where they want it, so I’m truly hoping we will have a more normal year of interest rates where spring through fall rates slowly go down until their lowest point typically late fall! If this were to happen, mixed with house prices down a little bit, I think the housing and mortgage business will be really great again in 2026 and it will also be a great time to purchase any real estate!!!
Please do remember though that I can never guarantee interest rates so with rates already attractive I always feel it is important to act right away and get rates held if you are thinking of shopping for a home soon or if your mortgage renewal is up in the next 2-6 months for example. Also anyone that has a rate of 4.50% or higher and wants to see if I can save you money by breaking your current term and rewriting your mortgage closer to 4% or under…., reach out anytime and I’d be excited for the opportunity to work with you, your family and/or friends! I’ll work hard and fast on some calculations and if i can save you in the short or longer term, it could be a win win for all of us!
Happy House Hunting! 😎
