Mortgage Engineer

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Canada
Edmonton, AB
Mortgage Engineer

Hi, I’m Raeann Lefebvre, the Mortgage Engineer. Each person’s situation is completely unique.

I specialize in building customized mortgage solutions for my clients based on their current needs and their plans for the future. Building customized mortgage solutions for clients based on their current needs and their plans for the future.

06/22/2026

Why should you use me as your mortgage broker?

Everybody is unique and may be in different situations, which, therefore, would require different mortgage needs. I understand that over the years, your mortgage needs may change. I will stay committed to providing the right solution to you over the years.

I take the stress out of choosing the best mortgage for your needs by considering the interest rate, payment privileges, payment penalties, long-term savings, family goals, and much more while working for you!

With over 15 years of experience, I have built relationships with multiple lenders to get the best mortgage and lock it in for 120 days.

My service is of no cost to you. I am paid by the lender, which is the best choice for you.
This makes it a win-win for everyone.

If you want to make your home buying experience a little easier, contact me today.

Phone: 780.914.2620
Email: [email protected]

06/21/2026

Getting a mortgage pre-approval is FREE and easy to do. Just fill out a mortgage application and let me take care of the rest. I will go to work constructing your unique mortgage blueprint and then I’ll go through my lender network and secure you the best rate for a mortgage product that meets your needs.

I look forward to helping you achieve your financial and homeownership goals through your mortgage!

Call me today at 780-914-2620 or email me at [email protected]

06/17/2026

What does owning a home mean to you?

One of the benefits to home ownership is a sense of stability and security. Having a place to call your own can offer peace of mind and a feeling of permanence, especially for a family.

06/15/2026

How can a home equity line of credit (HELOC) benefit you?

A HELOC is a revolving line of credit which means you can borrow as much or as little as you need. You can repay the balance on your terms with no penalties. Interest rates on HELOCs are variable and fluctuate with the changes in the prime rate and tend to be around prime +5%. The minimum payment requirement is an interest-only payment based only on what you borrowed.

Enjoy knowing you don’t have to be stressed if something unexpected happens. You can quickly and easily access your credit limit on your HELOC.

Let’s chat to see if this is the best option for you.

Call: 780-914-2620
Email: [email protected]

06/12/2026

Once I receive your application, I will review it and then contact you to confirm your details and gather any other information I may need.

When I have everything needed from you, I’ll then go to work to build you a custom mortgage blueprint that takes into consideration any features and options you want as well as your long-term financial goals. Every mortgage blueprint we build is completely unique to the client.

After I’ve identified what mortgage products fit your needs, I then contact the vast number of lenders in our network (over 50 of them!) to find out what their best rates are for the mortgage that meets your individual criteria. All of these lenders want your business, so it gives me the power to negotiate for you the best rate from one of the top lenders.

Once your mortgage is approved, I’ll contact you again and walk you through the final steps to make sure that everything is completed on time and to your satisfaction.

Applying for a mortgage can be easy!

Call: 780-914-2620
Email: [email protected]

06/10/2026

Are you buying your first house this year? If the answer is yes, you should explore our government’s programs to see if they can provide assistance.

There are 2 that may benefit you:

1)First-Time Home Buyer Incentive (FTHBI): This national program helps first-time homebuyers with a shared-equity mortgage, where the government contributes 5% or 10% of the home’s purchase price to lower your monthly payments.

2)Home Buyers’ Plan (HBP): You can withdraw up to $35,000 from your RRSP for a down payment, tax-free, as long as you repay it within 15 years.

If you have any questions about buying your first home, contact me today!

Call: 780-914-2620
Email: [email protected]

06/08/2026

What documents do you need for you pre-approval?

Income Verification:
Employees - Letter of employment, recent paystub, last 2 years of t4s/Notice of Assessments
Self-Employed - Last 2 years of T1 Generals and Notices of Assessment
Retired - T4A s and Notices of Assessment

Property details: Recent mortgage statement, property tax bill, rental lease agreement if property is rented out.

Legal: Separation agreement if seperated.

Assets: lists of RRSPs, Stocks, investments, vehicles

Liabilities: Credit card debt, loans, car payments

If you have any questions give me a call at 780-914-2620

06/05/2026

Avoid making major purchases before your mortgage closes.

That new vehicle payment could impact your approval.

06/03/2026

Not sure where to start when it comes to the mortgage process?

For most people, their mortgage is their largest debt obligation, and their home is usually their most significant asset. This is why having a well-thought-out mortgage plan is essential. The right mortgage plan can protect you from a downturn in the economy, save you thousands of dollars in interest payments, and help you build your wealth over time.

If you have any questions about the mortgage process, give me a call at 780-914-2620.

06/01/2026

Don't Auto-Renew

Your lender sends a renewal offer.

Should you sign it?

Maybe.

Should you review your options first?

Absolutely.

if you need help reviewing your mortgage and seeing if it work with your future financial goals, contact me at 780- 780-914-2620 or email [email protected]

Address

Edmonton, AB

Telephone

+17809142620

Website

http://www.mortgageengineer.ca/

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