Edward Jones - Financial Advisor: Richard Jacka

09/08/2026

A lot of people hear “financial planning” and immediately think about investing. But investing is only one piece of the puzzle. A real financial plan connects your money to your life, the things you value most. Whether you’re saving for education or working toward early retirement, your investments should support your goals.

If you’re curious about what a holistic plan could look like, I’m here to help.

Reach out to book a meeting and let’s bring your goals into focus.

Investments are tools. A financial plan is the blueprint. Together, they help you build and experience the life you want.

09/05/2026

Investors will be watching the September 16 Federal Reserve interest rate decision closely.

How did the markets perform this week? Get the highlights and the latest economic news.

09/03/2026

Old Age Security (OAS) doesn't exist in isolation. It interacts with all your other retirement income sources, and understanding these interactions helps you make smarter decisions about your overall retirement strategy.

Here's what to know: OAS benefits may be reduced if your income exceeds certain thresholds. This is called the OAS recovery tax or clawback. For every dollar you earn above the threshold, you lose 15 cents of your OAS benefit.

This means the way you manage your pension income, RRSP/RRIF withdrawals, investment income, and even part-time work can all affect how much OAS you actually keep. Some retirees are surprised to discover that a larger RRIF withdrawal or investment gain pushes them into clawback territory.

Planning your withdrawals, pensions, and savings together helps optimize your retirement income mix. When you coordinate all your income sources strategically, you can often keep more of what you've earned.

If you want to understand how your OAS will work alongside your other retirement income, let's have a conversation. I can help you see the full picture and make decisions that work together.

You asked – we answered! Here are the top 10 questions about Old Age Security (OAS)

09/01/2026

If funds in a Registered Education Savings Plan (RESP) aren’t used for education, the investment growth can be taxed at your marginal rate plus an additional 20%. If you have RRSP contribution room, you may be able to transfer up to $50,000 of that growth into your RRSP, helping you avoid the penalty and defer tax until a future date.

If you’d like help assessing whether this strategy fits your situation, I’m here to guide you.

Reach out to book a meeting.

You may have been investing for years for your child or grandchild's post-secondary education. But what happens if they decide not to go to university or college? In this article, we outline what happens to your contributions, the government grants and investment growth.

08/29/2026

The burden of proof shifts back to AI skeptics. NVIDIA's earnings reinforced that AI demand and spending remain robust, with customer demand continuing to outpace supply and little evidence that the AI investment cycle is nearing an end.

How did the markets perform this week? Get the highlights and the latest economic news.

08/28/2026

A new school year is just around the corner, and for many families that means it's time to start drawing from an RESP.

Julie Petrera, our Director of Financial Planning at Edward Jones Canada, shared some helpful perspective in The Canadian Press on the mistakes to avoid — like taking from the wrong portion of the account first, or leaving too much invested in equities too close to withdrawal time.

We work with media to share insights like these because the families we serve are asking these same questions every day. By contributing to credible publications, we help bring timely, trustworthy guidance to clients and families across Canada — not just in our own communities, but wherever these conversations are happening.

If education planning is on your mind, reach out. We're here to help.

As the school year approaches, families across the country are getting ready to tap into their registered education savings plans.

08/28/2026

Uncertainty is part of investing, but it doesn't have to dictate your decisions.

This year has been a reminder that markets often move higher long before concerns fully fade. Rather than trying to predict what's next, a diversified strategy can help you stay focused on your goals while capturing opportunities across different regions and sectors.

Now is a good time to review whether your portfolio still reflects what you're trying to achieve.

Let's talk about your goals, your current strategy and any adjustments that may be worth considering. Reach out to book an appointment.

Learn more about your portfolio’s performance, and check out our recommendations for disciplined investors.

08/27/2026

Keeping up with the markets takes time, research, and ongoing attention.

Most mutual funds give you access to professional investment expertise. Experienced portfolio managers actively manage the fund by researching opportunities, adjusting the portfolio as markets change, and making investment decisions on your behalf.

You also have the confidence of knowing exactly what you own, with fund holdings available through regular reporting and the fund's prospectus.

Ready to put professional management to work for your long-term goals? Call me to set up an appointment and let's get started.

08/22/2026

Upward pressure on global long-term bond yields weighed on investor sentiment, sending stocks lower last week.

How did the markets perform this week? Get the highlights and the latest economic news.